Bergenstrom Financial

08/10/2024

To inform friends and family our dear friend Paul Forges passed away at 9 :30 this morning. Battling like a bat out of hell. But at least he’s no longer in pain Rest in peace brother. You will be missed always. Paul

10/18/2023

Cool 😎

an ancient Clay tablet found in Uruk (Warka) southern Iraq, inscribed with Cuneiform script and 3 geometric circles containing astronomical calculations, dated to the ancient Babylonian period (2004-1595 BC) Iraqi museum, Babylonian Gallery

More: https://bio.link/museumofartifacts

05/06/2020

Just thought I’d post this for anyone that is interested.

Some industries are hiring to meet demand. Here are some of the companies hiring right now. 😎👍

• Walmart Canada is hiring 10,000 employees to meet the nationwide exploding demand for household staples.
• Amazon is hiring 1,000 workers at its fulfillment centers and delivery networks across Canada.
• Apotex is hiring 130 workers across the organization.
• Dialogue is hiring over 600 healthcare professionals in Canada.
• Alberta Health Services is hiring over 550 positions.
• Metro is hiring full-time and part-time employees for its distribution centers and grocery stores across Canada.
• Pepsico Beverages Canada is hiring 500 positions including delivery drivers, warehouse workers and manufacturing employees.
• Dollarama says it is hiring 25,000 workers in the coming months to keep up with increased demand.
• Save-On-Foods and Loblaws are also hiring temporary positions across their grocery stores.
• Shopify announced it is hiring 1,000 workers for its new Vancouver hub.
• Grocery delivery company Spud.ca is looking to hire those laid off by restaurants.
• Instacart said it would hire 300,000 contract workers across the U.S. and Canada over the next three months.
• Online grocery Goodfood announced it will hire 500 positions in accounting, technology and warehouse operations.
• Hospital bed manufacturer Umano Medical said it is hiring production staff across the country.
• Slack is hiring software engineering employees in Toronto and Vancouver.
• Customer service and tech company 24/7 Intouch says it is hiring 400 customer service representatives.
• Babylon Health is hiring 200 employees in Vancouver and Toronto for medical positions.
• InkSmith is hiring over 100 employees as it ramps up production for face shields for the nation's healthcare workers.
• SSENSE is hiring around 600 positions across its distribution center and customer service teams.
• Canada Bread is looking to fill 300 positions at its 16 bakeries and 14 distribution centres in Canada.
• Industrial asset company Ritchie Bros. is hiring for over 86 roles including positions in learning and development and sales.
• FNX-INNOV is hiring over 100 positions across their 15 offices in Canada.
• Nordia Inc. is hiring more than 300 customer service specialists.
• Food production company Exceldor is hiring 60 positions in Québec.
• Sienna Living is hiring over 500 positions across Canada.

04/28/2020

3 Must-Know Facts About Mortgage Insurance

20 April 2020 by Lawyers Financial

Your hard work is paying off and your legal career is taking shape. The sacrifices you made are beginning to bloom and your personal goals might include buying your dream home, getting married, and starting a family. This is the time for imagining everything that's possible. As you look forward, ask yourself what you want to build and how you will protect it so that your loved ones will enjoy security, comfort and peace of mind if anything happens to you.

Growth and protection go hand in hand as your assets grow, your income rises, and you begin to establish yourself in the legal community. Understanding your options is step one.

Mortgage insurance may be one answer
Your bank may have offered you insurance when you took out your mortgage. If you accepted it, you know that your entire outstanding balance will now be paid off in the tragic event of your death. You can take comfort in that decision but now may be the time to cross-examine the benefits of that coverage and consider the limitations and drawbacks:

1) No money is paid to your family.

2) The bank is the owner and beneficiary of the insurance policy. That means the proceeds go straight to the bank to pay off your mortgage, regardless of how little is owed.

3) Coverage declines but your payments do not. Your insurance coverage pays off the outstanding balance on your mortgage so the less you owe, the smaller the payout.
Little underwriting is done so healthy homeowners may be paying more than necessary for insurance. Worse still, your claim may be denied later based of your medical history. In the case of a large claim, there may be added incentive for the insurer to dig deeper into your health status.

Achieving greater peace of mind
Term life and permanent life insurance coverage such as Term 80 Life Insurance and Non-Par Whole Life Insurance are guaranteed to pay full benefits to your beneficiaries. The money is theirs to use as they see fit. They may choose to:

Pay off part of the mortgage to lower the monthly payment.
Top up education savings accounts.
Take some time off to plan their next steps.
With cash in hand, they have options. That's why many people in the early stages of life and career choose the flexibility of life insurance over mortgage insurance.

What's right for you?
We can help you decide. Contact us and explore your options for protecting your loved ones should anything happen to you.

04/17/2020

If you want more information, or would like the special invite to the event please contact me and yes also "like" this post

04/03/2020

Hope you are staying safe and healthy!

The purpose of these articles are to help you keep your children busy during these unprecedented times. We have included links to math, reading, science, art, and geography websites that can help stimulate learning for your young ones.
COVID-19: Tips for navigating children’s screen time during social distancing - Adult “During this pandemic, it is fair to say that pre-COVID-19 family routines may shift, or even completely fall apart! In our new COVID-19 reality, daycare and school are cancelled, parents are working from home and families are engaging in social distancing, leaving no peers for kids to play with. It’s understandable that children and adults may be using screens (television, devices, tablets and video games) more than they typically would, or exceeding the recommended limits of one hour per day for kids ages two to five, and no screen time for kids under 18 months of age (with the exception of video chatting).
Scholastic Learn at Home - All Ages “Scholastic is offering learning journeys for grade levels ranging from pre-kindergarten to Grade 9. These activities explore a wide range of subjects, and culminate in reading quests that can be done alone, or with a parent.”
CoolMath4Kids - Age 12 and under “Designed for children 12 and under, CoolMath4Kids features a range of math lessons and games designed to make the subject entertaining. Kids can also find a variety of quizzes, brain teasers and more throughout the website.”
At-home science experiments - All Ages “For the mad scientist in your child, here are some suggestions for science experiments that can be done at home, using materials typically found around the house. Ideas range from soap-powered boats and musical straws, to ghost bubbles and instant ice cream. Each idea features a YouTube video demonstrating the experiment as well as a PDF with step-by-step instructions.”
National Geographic for Kids - Age 10+ “This website offers a series of adventure games, quizzes, educational videos and more to keep your child entertained and informed. Activities range from educational articles and videos to science experiments and writing your own adventure.”
Free art lessons - Age 10+ “If your child is looking to explore their artistic side, free art lessons are a great option. YouTube channels like Wild Free and Crafty are sharing videos of drawing tutorials, demonstrating how to draw things like donuts and sea turtles. The channel also promises to post arts and crafts ideas that are fun for parents too.”
Virtual museum tours - All Ages “A number of museums across Canada have closed in response to the spread of COVID-19, including The National Gallery of Canada, the Canada Science and Technology Museum, and the Royal Ontario Museum. Fortunately, these galleries and others have virtual exhibits and tours that can be viewed online. Families can travel through time from the comfort of their own home.”

03/13/2020

As it says Fast,Easy< & Affordable
Message me asap

For Canadian residents.

11/08/2019

Enjoy big savings on extraordinary 4-day vacations to seven popular destinations! Choose between Orlando, Gatlinburg, Las Vegas, Branson, Williamsburg, Miami or Myrtle Beach.

11/07/2019

Great Opportunity awaits!

Enjoy Florida’s glorious sunshine when you book this incredible 3-day/2-night Orlando getaway at one of our luxurious Westgate properties for only $59!

06/21/2018

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