Jean Schultz, Mortgage Broker with Dominion Lending Centres Mortgage Force

10/29/2025

09/09/2021

With historical low Mortgage Rates, it may be time to Purchase, Refinance (to payout high interest debts) or switch to a lower rate!

Call me for a free consultation at (780) 237-5948, I would be happy to answer any questions you may have ~ Jean Schultz

01/08/2021

The HOME BUYING PROCESS can be confusing! Whether you're already a homeowner looking to make a change, or are CURRENTLY RENTING, you may have questions about your options. Questions like....

1. Should I REFINANCE my home?
2. Is it a good time to BUY or SELL?
3. What MORTGAGE RATE could I qualify for?
4. How much does a DOWN PAYMENT need to be?

Luckily, you don't need to look for answers alone! I'm just a call away, and am happy to discuss all these questions and more. Please give me a call at (780) 237-5948 or visit my website www.mortgagesbyjean.ca.

I look forward to chatting soon!

10/29/2020

Lowering your INTEREST RATES could save you thousands on your MORTGAGE!

Give me a call at (780) 237-5948, visit my website www.mortgagesbyjean.ca or simply Check out my mortgage app. It includes everything you need to estimate your homeownership costs. You can calculate mortgage scenarios, get pre-qualified, browse thousands of rates, stress test, land transfer taxes, closing costs and so much more.

https://dlcapp.ca/app/jean-schultz

08/27/2020

Great article! Explains what sources can be used for Down Payment.

Any down payment that totals less than 20 per cent of the property value will require mortgage default insurance, and be considered a high ratio loan.

08/12/2020

Check out this article! Stress Test rules have Been lowered from 4.94% to 4.79%!

The stress test rate is about to fall for the second time in three months now that most of Canada's Big Six banks have reduced their 5-year fixed posted rates.