Platform Mortgage Canada

Platform Mortgage Canada We are committed to working together with our clients to find the best mortgage possible for them..

With the spring market gaining momentum, it’s a great time to stay informed on where rates are today. Even small changes...
04/16/2026

With the spring market gaining momentum, it’s a great time to stay informed on where rates are today. Even small changes can influence your options, whether you’re planning a renewal, considering a refinance, or thinking about a purchase in the coming months. Having a clear understanding of the current rate environment can help you make more confident, well-timed decisions.

If you’d like to see how today’s rates align with your goals, I’m always happy to walk through your options with you.

🏡 BIG NEWS FOR FIRST-TIME HOME BUYERS IN CANADA 🇨🇦You may be able to recoup up to 100% of the federal GST when purchasin...
03/15/2026

🏡 BIG NEWS FOR FIRST-TIME HOME BUYERS IN CANADA 🇨🇦

You may be able to recoup up to 100% of the federal GST when purchasing a newly built home — up to $50,000 back.

Here’s the quick breakdown 👇

💰 Purchase Price
• Up to $1,000,000 → Full rebate (up to ~$50,000)
• $1,000,000 – $1,500,000 → Rebate gradually decreases
• $1,500,000+ → No first-time GST rebate available

🏠 Homes That Qualify
• Newly built homes from a builder
• New townhomes & condos
• Substantially renovated homes
• Owner-built homes (construction started after announcement)
• Shares in co-operative housing corporations

✅ First-Time Buyer Requirements
• 19+ years old
• Canadian citizen or permanent resident
• You (or your spouse/common-law partner) haven’t owned a home you lived in within the past 4 years

⏱️ How the Rebate Works
You typically pay the GST at closing, then apply to CRA to receive the rebate back.

For many buyers, this could mean tens of thousands of dollars returned after purchase.

Thinking about buying your first home? This could make a big difference.

Happy International Women’s Day! Platform Mortgage is proudly women-owned and operated.We welcome everyone 🌟
03/08/2026

Happy International Women’s Day! Platform Mortgage is proudly women-owned and operated.

We welcome everyone 🌟

📉 Rate Cut Alert – What It Means for Edmonton Homeowners & BuyersThe Bank of Canada just cut its rate by 0.25% (now 2.50...
09/22/2025

📉 Rate Cut Alert – What It Means for Edmonton Homeowners & Buyers

The Bank of Canada just cut its rate by 0.25% (now 2.50%). Here’s what that means:

✅ Variable mortgages → Lower payments right away. Some offers are now under 4%!
✅ Fixed mortgages → Slowly coming down, best 5-year fixed around 3.9%.
✅ Renewals → Great time to shop around. Don’t just sign the renewal letter — compare your options!
✅ Buyers → Lower rates improve affordability, but Edmonton’s housing market is still competitive.

🏡 Whether you’re renewing, refinancing, or buying, this change could save you money, but the right choice depends on your goals, budget, and comfort with risk.

📲 Message me if you’d like a free review of your mortgage strategy; now’s the time to see if a switch or refi makes sense.

✨ Thinking about upgrading your home without draining your savings? ✨Refinancing your mortgage can give you access to th...
08/31/2025

✨ Thinking about upgrading your home without draining your savings? ✨

Refinancing your mortgage can give you access to the equity you’ve built in your home, so you can tackle that kitchen remodel, basement suite, or backyard makeover you’ve been dreaming of. With the right refinancing strategy, you can increase your home’s value and enjoy the upgrades right away. 🏡🔨

💡 Let’s chat about how refinancing could make your renovation goals a reality.

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The Goodest doggie 🐶 owned by the Goodest mortgage broker 😉
08/13/2025

The Goodest doggie 🐶 owned by the Goodest mortgage broker 😉

🏡 From rate holds to housing forecasts, the market’s shifting, but with the right plan, that means opportunity.💰 Interes...
08/03/2025

🏡 From rate holds to housing forecasts, the market’s shifting, but with the right plan, that means opportunity.

💰 Interest rates are holding (for now)
📉 Home prices may dip slightly in 2025
🛠️ Less competition = more time to plan your next move
📆 Mortgage up in the next 6–12 months? Let’s talk strategy

Whether you’re buying, renewing, or just exploring options, I’ve got access to 60+ lenders and personalized solutions to help you stay ahead.

📲 DM me to review your plan … your next step starts here.

Hey 👋🏼 Still here, loving life and, most importantly, helping you with your mortgage needs!Whether you’re buying your fi...
07/20/2025

Hey 👋🏼 Still here, loving life and, most importantly, helping you with your mortgage needs!

Whether you’re buying your first home or your next, getting pre-approved is a smart first step. It gives you:

✅ A clear picture of your budget
✅ A locked-in rate for up to 120 days
✅ An edge with sellers who know you’re serious

Let’s chat if you’re thinking about making a move 🏡

Had a lovely dinner with Larissa —thank you for the great time! 💃
04/07/2025

Had a lovely dinner with Larissa —thank you for the great time! 💃

The Bank of Canada has lowered its key interest rate by 0.25% to 2.75%, marking its seventh consecutive rate cut. While ...
03/13/2025

The Bank of Canada has lowered its key interest rate by 0.25% to 2.75%, marking its seventh consecutive rate cut.

While Canada’s economy remains strong—growing 2.6% in Q4—escalating trade tensions and tariff concerns are beginning to weigh on consumer confidence and business spending. Inflation remains near the 2% target but is expected to rise to 2.5% in March as the temporary GST/HST tax breaks end. The Bank emphasized that while monetary policy cannot counteract trade disputes, it remains focused on keeping inflation stable while maintaining price stability and supporting economic growth for Canadians.

If you have a variable-rate mortgage or a line of credit, today’s reduction may offer some financial relief. If you’re considering buying, refinancing, or renewing this year, now may be a great time to explore your options and take advantage of lower rates.

If you have any questions about how this may impact your situation, feel free to reach out—I’d be happy to help!

The next Bank of Canada announcement is scheduled for April 16, 2025. I’ll keep you updated on any further developments.

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