Voyage Financial Services Inc.

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Voyage Financial Services Inc. MDRT Member. Advantage ELITE Advisor. Since 2009. Save Tax & Build wealth for business owners & professionals. Special Kid’s Protection + Saving plan.

Affordable group benefits. Get this year’s upto $600* (Total $9200*)Gov grant for Education Plan(RESP).

10/09/2026

3 Plans. 3 Insurance Companies. One Family.

Every family is unique—and so are its insurance needs.

At Voyage Financial Services, we compare options from 15+ insurance companies to help you find coverage that fits your needs, priorities, and budget.

With 17+ years of experience, we help you save time, compare choices, and make informed decisions—all in one place.

Protect what matters most.

Contact us for a no-obligation insurance review.

09/30/2026

Personal Life Insurance vs. Group Benefits

Workplace life insurance is valuable, but it may have coverage limits and can change when you change jobs.

Personal Term Life Insurance can provide:
Coverage that stays with you
Guaranteed coverage & premium for the selected term
Protection tailored to your family’s needs

Group benefits provide a foundation. Personal insurance can help fill the gaps.

Contact us for a no-obligation coverage review.

09/28/2026

Protect Your Business. Plan for the Unexpected.

What happens if a business owner or shareholder passes away unexpectedly?

Without a properly funded Buy-Sell Agreement, important questions can arise:

• Who will control or run the business?
• Who will purchase the deceased shareholder’s shares?
• What will those shares be worth?
• How will the remaining shareholders fund the purchase?

A Buy-Sell Agreement can provide a clear framework for business succession, while Buy-Sell Insurance can provide the funding needed to help implement the agreement when a covered event occurs, such as death or certain critical illnesses.

It’s not just about protecting shares — it’s about protecting business continuity, ownership, and the future of everyone involved.

Plan today. Protect tomorrow.

Contact us for no-obligation information about Buy-Sell Insurance.

09/22/2026

IFA Strategy for High-Net-Worth Business Owners

What if your business could leverage permanent life insurance for estate planning while keeping corporate capital available for growth?

An Immediate Financing Arrangement (IFA) may help eligible business owners access financing against the cash value of a permanent life insurance policy.

Potential tax advantages
Tax-sheltered policy growth
Support for corporate tax planning
Capital Dividend Account (CDA) creation
Liquidity for business and investment opportunities

With the right structure, your insurance strategy can serve more than one purpose—providing protection while supporting your long-term financial and estate planning goals.

IFA strategies are complex and not suitable for everyone. Tax treatment, financing terms, eligibility, and benefits depend on individual circumstances and applicable laws.

Contact us for a no-obligation consultation and explore whether an IFA strategy may fit your business goals.

09/19/2026

Start Saving for Your Child’s Education Today!

The earlier you start, the more time your education savings may have to grow.

With an RESP, you can benefit from:
No fee to open an RESP with us
Potential government CESG benefits of up to $600 this year, depending on eligibility and contributions
Access to a wide range of investment options
Long-term planning for your child’s education goals

Since 2009, we’ve helped families plan and save for their children’s future.

Message us for no-obligation RESP information.
Don’t wait until December—start planning early.

09/11/2026

Critical Illness Insurance — Protection When Life Takes an Unexpected Turn

A serious illness can change more than your health—it can also create financial pressure.

Critical Illness Insurance can provide a lump-sum benefit if you’re diagnosed with a covered condition such as cancer, heart attack, stroke, and other covered illnesses.

The benefit can help you manage what matters most—mortgage payments, monthly expenses, childcare, treatment costs, or time away from work.

And with an eligible Return of Premium option, you may receive 100% of eligible premiums back if you don’t make a covered claim and meet the policy requirements.

Protection when you need it. Potential premium return when you don’t.

Don’t just plan for tomorrow. Plan for the unexpected.

Life Insurance vs. Mortgage Insurance — Do You Know the Difference?Protecting your home is important. Protecting the peo...
09/09/2026

Life Insurance vs. Mortgage Insurance — Do You Know the Difference?

Protecting your home is important. Protecting the people who call it home is even more important.

Understand the key differences and choose the coverage that truly protects your family, your finances, and your future.

One home. One family. One smart protection plan.

Connect with Voyage Financial Services Inc. to explore your options.

09/03/2026

Protect Your Business. Secure Your Partnership.

Business partnerships are built on trust, shared goals, and long-term commitment — but a smart protection plan helps keep that partnership secure when the unexpected happens.

With the right insurance strategy, you can help protect business continuity, your partners, and the value you’ve worked hard to build.

Plan today. Protect tomorrow.

08/22/2026

What Is Passive Investment Income in a Corporation?

If your corporation earns income without actively running its core business, it may be considered passive investment income.

Common examples include:
Interest from GICs or savings accounts
Rental income from investment properties
Dividends from investments
Capital gains from selling investments

But here’s the important part: passive investment income can affect your corporation’s overall tax situation. When passive investment income exceeds $50,000 in a year, your corporation may face a reduction in its small business deduction.

Understanding how your corporate investments are structured can make a significant difference in long-term tax and estate planning.

Watch the full video to understand the basics and explore potential planning strategies.

08/18/2026

Term Insurance Can Be More Flexible Than You Think!

Did you know some term life insurance policies allow you to convert your coverage to permanent life insurance without new medical questions?

In this real-life case, a 40-year-old client was able to convert her existing term policy into a permanent plan with 20 years of premiums, coverage to age 100, and the potential to build cash value over time.

The right conversion option can help align your insurance with your estate planning, final expenses, and legacy goals.

Don’t wait until it’s too late. Review your term policy and understand your conversion options today.

Policy features, eligibility, premiums, and benefits vary by insurer and policy. Consult a licensed insurance professional for advice specific to your situation.

Address

Office: Unit 203, 9258 34A Avenue NW
Edmonton, AB
T6E5P4

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
Saturday 10am - 2pm

Telephone

+17802423616

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