Mortgage Tailors

10/19/2026

Gift letters are required when a portion or all of your down payment is gifted from an immediate family member. The gist letter shows that the funds are actually gifted and you are not taking on new debt whcih would affect your qualification ratios.

10/12/2026

Wishing everyone a warm Thanksgiving with those you cherish.

10/09/2026

I see so many investors miss out on taking advantage of this strategy and getting FREE money from CRA.

Learn how the cash damming strategy for rental properties works in Canada, from setup to bookkeeping, tax implications, and risks to watch for.

10/07/2026

Mortgage Strategies for Investors

Explore 5 mortgage strategies for rental property portfolios in Canada, from the stress test to refinancing. Build your portfolio with confidence.

10/05/2026

How to Calculate Closing Costs

Learn how to calculate closing costs in Edmonton for 2026, from legal fees to land title fees, and budget with confidence before closing day.

10/02/2026

https://mortgagetailors.com/2026/09/first-time-home-buyer-guide-edmonton/

First time home buyer guide edmonton: First time home buyer guide for Edmonton. Learn mortgage pre-approval, closing costs, incentives, and step-by-step.

09/30/2026

The Power of Refinancing vs Renewal. Like many Canadians facing mortgage renewal rates significantly higher and carrying debt, refinancing can help lower your monthly debt obligations.

09/29/2026

Do you want to pay your mortgage off in 10 years? Then an Offset mortgage is the best product . Its a combination of a chequing account, savings and mortgage all in one.

09/23/2026

Have you heard of The Power of the Pay check? If you haven’t, you may want to learn how to save thousands in interest.

09/21/2026

In my last newsletter, I asked if you could access equity, what would you use it for. These were the 2 answers 1. Payoff debt and 2. Do home renovations. If you have equity in your home, we can tap into it and convert high interest credit card debt into low interest. Let’s work through the numbers so you can see if it is beneficial. Numbers never lie.