Muhs Wealth Partners

10/08/2026

Owning 20 stocks isn't the same as being diversified, especially if those 20 stocks are all in the same sector or moving with the same market forces.

True diversification spreads risk across asset classes, market capitalizations, sectors, and geographies, not just the number of positions you hold.

Not sure how diversified your portfolio actually is? Let's take a closer look.

10/02/2026

Okay, last one of these. SIMPLE took me most of my career to figure it out...

10/01/2026

Sam continues the MUHS backronym discussion today with HOLISTIC. Every investment decision should flow out of a financial plan that takes into account every important area of your financial life.

09/30/2026

Continuing from yesterday's short video, the U in MUHS is for Unconflicted. Very important for me, having once worked in the conflicted quadrant of wealth management...

09/29/2026

At Muhs Wealth Partners the M is for Meaningful, as in every investment strategy needs to flow out of a proper financial plan.

09/21/2026

I've shared similar charts like this one, from Dimensional and Cap Group, in the past. This one has a cool interactive feature that lets you see some of the economic circumstances during each term. Have a look:

dimensional.com

08/31/2026

In the latest Just Some Musings episode Justin and I talk about everything that could go wrong with RESPs. Six mistakes and misconceptions we encounter from time to time.

Six RESP mistakes Canadian parents make — from group scholarship plans and grandparent-owned accounts to the withdrawal errors that forfeit grant money.

08/21/2026

When planning an estate, many assume a will has the final word. In reality, named beneficiary designations on your RRSP, TFSA, life insurance, or group pension may supersede what's written in a will.

If it's been years since you filled out those initial forms, major life milestones, marriage, divorce, or a growing family, can leave old designations out of step with your current wishes.

When life changes, these designations need to change with it. A routine review prevents unintended gaps and ensures your legacy intent remains clear, accurate, and most importantly, up to date.

07/30/2026

A financial plan that isn't regularly reviewed is just a snapshot of the past.

The best plans evolve, with changes to income, family structure, tax legislation, and long-term goals. Strategy alignment isn't a one-time event. It's an ongoing conversation.

Which raises the question, when did you last review yours?

06/18/2026

We’re at a stage of this 15+ year bull market when people are quick to forget mean reversion, expecting the returns of the recent past are likely to continue. The Nasdaq index over the first quarter of the 21st century provides a wonderful lesson and reminder that we should all study and heed going forward.

The Nasdaq's history is a masterclass in mean reversion and realistic return expectations. An Edmonton portfolio manager on why chasing tech returns backfires.