Connie Mackenzie, Mortgage Associate

06/10/2023

WTF is this?!

07/31/2017

Having completed dozens of reverse mortgage deals, there are some questions that I find I get over and over again. So today I thought I’d write a piece on the 8 most common reverse mortgage questions that people in Canada have regarding reverse mortgages. 1- If I have an existing mortgage on the pro...

07/28/2017

When you apply for a loan, lenders assess your credit risk based on a number of factors. Your credit score, as well as the information on your credit report, are key ingredients in determining whether you’ll be able to get financing and the rate you’ll pay. To get approved for a loan and to pay Read...

07/25/2017

Mortgage rules have become stricter over the past few years. Assuming you have a down payment, good credit and a good job, what could prevent you from obtaining financing for a home purchase? Below are five less obvious reasons a bank may turn you down: It’s not you, it’s the building Hate to be the...

07/20/2017

Have you or your clients been adversely affected by Canada's new mortgage rules? You CAN do something about it....

I met with a client recently who wanted to get a pre-approval before he sold his home. His neighbour is a very grouchy man who causes my client and his family a lot of stress. He just wanted to sell his home and move into a new one away from this situation. I had to Read More

07/20/2017

Are debt to income ratios really something to worry about in Canada?

The human brain struggles with distinguishing between a real or imagined threat. Is it a snake? Or just a shoelace? One may kill us quick, and so we react fast and think it through later… or maybe never. Is the often cited, rarely critiqued, ‘debt-to-income’ ratio a snake or a shoelace? A killer lyi...

07/20/2017

I am proud to be part of a brokerage that has been chosen by MCAP to be the pilot program office for their new Appliance Service Plan.

We all know that it can be very costly if you ever have to repair or replace appliances in your new home. Ask me about adding this to your MCAP mortgage.

07/18/2017

From the pages of the summer edition of Dominion Lending Centres’ Our House Magazine. How the humble house Terry Fox grew up in is becoming a Canadian landmark. The home at 3337 Morrill St. in Port Coquitlam B.C., is in a typical suburban setting, surrounded by green trees, well worn pavement and th...

07/09/2017

Need to keep things hidden in your home? I love this...

07/04/2017

Don't wait to buy a new house. Now is the time. Call me and I can refer you to one of my preferred realtor partners.

06/26/2017

Oh Canada; Our home and Native Land. The land of opportunity. You’ve arrived in a new country with hopes and dreams. If you’re an immigrant like me, one of these dreams is to own a home, and what better way to put down roots. The first thing you want to do is open a bank Read More

06/26/2017

How much down payment do you need to reap the most benefits from your mortgage?