Alberta Mortgage

10/19/2021

Check out Krishna's mobile app. It includes everything you need to estimate your homeownership costs. You can calculate mortgage scenarios, get pre-qualified, browse thousands of rates, stress test, land transfer taxes, closing costs and so much more.

Call Krishna Gupta at (780) 906-4129 or email [email protected].

Download MCC Home Centre App and get access to all premium tools to help plan your mortgage.

01/01/2018

Happy new Year to all our clients, associates, agents, partners and people we know .. Thank you for your love and support in 2017 and our commitment for doing our best in 2018.

10/18/2016

CBC spoke with our very own Krishna Gupta to understand the impact of the new Federal Mortgage Rules:

http://www.cbc.ca/news/canada/edmonton/real-estate-mortgage-edmonton-homebuyer-1.3808639

New rules aimed at making it harder to get a mortgage will likely have the greatest impact on first-time buyers and single-income families.

10/18/2016

http://www.albertamortgagecentre.com/clarification-regarding-changes-mortgage-qualification/

New wrinkles, and added clarification regarding the announced Changes to Mortgage Qualification, and the new November 30th deadline

On October 17th mortgage qualification changed, and as per recent developments, November 30th will see another change come into effect On October 2nd, 2016 the Federal Government announced that there would be changes to mortgage qualification, and that those changes would be implemented as of Octobe...

10/14/2016

Look out for Alberta Mortgage's very own Krishna Gupta on CBC Radio's Edmonton AM this upcoming Monday morning at 6:50 AM!

He'll be discussing the upcoming changes to mortgage qualification announced by the Federal Government last week.

10/04/2016

http://www.albertamortgagecentre.com/important-changes-mortgage-qualification-coming-october-17th-2016/

Major changes to mortgage qualification were announced by the Liberal Government yesterday.

The big change, mortgage qualification rates were changed from the contract rate of your mortgage, to the Bank's Posted 5 year rate. In short, this means that if you're going to be needing a mortgage in the near future, these changes will drastically reduce the size of a mortgage you'll be able to qualify for.

The changes go into effect on October 17th, 2016 so if you're even possibly THINKING of buying a home in the near future, you should talk to a mortgage broker TODAY and find out how this change will be affecting you.

Upcoming changes to mortgage qualification made by Ottawa could affect your ability to purchase a home after October 17th, 2016 The Federal Government will be requiring mortgage lenders in Canada to conduct what is being termed a ‘stress test’ for mortgage borrowers taking out a fixed rate mortgage…

06/10/2016

http://www.albertamortgagecentre.com/step-by-step-how-to-get-a-mortgage-if-you-work-for-a-family-member/

Do you work in a family business? Have you been having a hard time qualifying for a mortgage at 'your bank' because you work in a family business?

How to get mortgage when working in your family business You did the right thing. You parents opened up shop when you were younger, you finished school, and decided to join the family business. You are paid salary, just like every other employee in the business, with deductions, and income tax paym...

06/01/2016

www.albertamortgagecentre.com/step-by-step-how-to-get-a-mortgage/

Step by step for the first time home buyer: how to get yourself a mortgage

What you’ll need to do to qualify for a mortgage, step by step The purpose of this blog post is to provide you with a step by step set of procedures to follow in order to qualify for a mortgage. We’ll be going over what you need to do, what information/paperwork you’ll want to collect,…

03/14/2016

http://www.albertamortgagecentre.com/different-types-of-mortgage-pre-approvals/

Not all Mortgage Pre-Approvals are the same.

Not all mortgage pre-approvals are the same Before you start shopping for a home this spring, you’ll want to get yourself pre-approved for a mortgage. Everyone will tell you that. But, not all mortgage pre-approvals are the same. When speaking with your mortgage broker, and getting yourself pre-appr…

03/02/2016

http://www.albertamortgagecentre.com/mortgage-tips-reduce-the-amount-of-interest-you-pay-on-your-mortgage/

Reduce the amount of interest you pay on your mortgage. Here's how

Tweet Save yourself thousands of dollars in interest on your mortgage Just about every homeowner you know, likely has a mortgage. Just about ever homeowner you know, likely also wishes they didn’t have a mortgage. The purpose of this article is to provide you with some easy to apply mortgage payment…

03/02/2016

http://www.albertamortgagecentre.com/5-things-to-look-out-for-when-selecting-your-mortgage-broker/

Tips to help you save money when choosing a mortgage broker

Tweet Choosing the right Mortgage Broker is going to make a difference The process of making any major purchase has the potential to be complicated, and getting a mortgage is no different. There are several steps involved in the process of securing a mortgage, and depending upon the mortgage broker,…

02/22/2016

http://www.albertamortgagecentre.com/mortgage-renewal-coming-up-this-spring-how-to-get-the-best-rate/

Tips to help save you money at the time of mortgage renewal. Get thinking about it early...

This article provides you with helpful tips for getting the best mortgage interest rate at the time of your mortgage renewal. Save money on your mortgage by choosing the right mortgage at mortgage renewal time.