Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre Serving Edmonton since 1991, we at Mortgage Makers Inc. o/a Mortgage Makers The Mortgage Center pride ourselves on great service, rates, and mortgage options.

Mortgage Makers Inc. was established in 1991 with the goal to give our clients access to a wide range of institutional lenders and the very best rates and benefits available in Canada. We believe that service is our most vital asset. We are available to meet our clients at their convenience, whether it’s in the evenings or on weekends, at their home, work or any another locale. In addition, when g

ood credit and job history is evident, we do not charge any brokerage fees to process and complete applications for first mortgage financing at the very best terms and conditions. For those with special financing needs, whose requirements are not as straight forward as to command funding from prime lenders, we also have access to secondary financing sources through private investors. Our commercial brokerage department provides a full range of financial services. We regularly have access to mortgage rates that are 1.00-1.35% lower than the rates posted by banks. These rates are established through the buyer’s credit standing, employment record, and the location of the home. With good credit, we charge no brokerage fees of any kind. Mortgage insurance fees, appraisal fees, and legal fees, as well as any other closing costs, are carefully explained to every borrower. Like you, we don’t believe in surprises! We’ll carefully guide you through the financing process.

Feeling overwhelmed?  We are here to help.  Reach out to us for advice and guidance.  Buying a home may not be beyond yo...
10/02/2025

Feeling overwhelmed? We are here to help. Reach out to us for advice and guidance. Buying a home may not be beyond your reach. 😊
780-436-0390

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

🧡 National Day for Truth and Reconciliation 🧡Today, we honour the children who never came home, the Survivors of residen...
09/30/2025

🧡 National Day for Truth and Reconciliation 🧡
Today, we honour the children who never came home, the Survivors of residential schools, and the families and communities forever changed.

It’s a day to remember.
A day to listen.
A day to reflect on how we move forward together.

Pause with us today:
🪶 Listen to Indigenous voices and stories
🪶 Learn about the history we were not taught
🪶 Commit to actions that ensure every child truly matters

Let’s fill the silence with empathy, understanding, and a promise to do better.

3 Reasons you should use a mortgage broker vs going to your bank:1. Better rates – Because lenders compete for our busin...
07/21/2025

3 Reasons you should use a mortgage broker vs going to your bank:

1. Better rates – Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you.

2. Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders.

3. Our services are free – we are compensated by the lender. (Some conditions apply)

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

www.mortgagemakers.ca

Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reason...
07/16/2025

Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, allowing you to pay off your existing loan and replace it with a new one that better suits your needs. Some reasons you might consider refinancing include, but are not limited to, the following:

You want to leverage large increases in property value
You want to get equity out of the home for upgrades or renovations

You are looking to consolidate your debt

You have kids headed off to college

You are going through a divorce

You want a better interest rate

You want to convert your mortgage from fixed to variable (or vice-versa)

When done properly, mortgage refinancing can result in a host of great benefits to further your financial success. Not only can it help to reduce financial stress and help get you back on track for your financial future, but additional benefits include:
Access a Lower Interest Rate: One reason to refinance your mortgage is to get a better interest rate. While a low interest rate isn’t everything (you also want to consider your mortgage terms, penalties, etc.), there is no harm in looking around! As your dedicated mortgage professional, I have access to dozens of lenders and can shop the market for you to see if there is a better mortgage product to fit your needs!

If you are stuck or wondering if mortgage refinancing is right for you, please don’t hesitate to reach out to me today! I would be happy to review your current mortgage, financial goals and future plans to help determine the best solution to fit YOUR needs.
Give us a call 780-436-0390

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

Ready to jump into 🏠 homeownership?We will discuss the mortgage process with you plus inform you about various programs ...
05/20/2025

Ready to jump into 🏠 homeownership?
We will discuss the mortgage process with you plus inform you about various programs that are available to first-time buyers in Canada. Such as...

👉The Home Buyers’ Plan
👉The First-Time Home Buyer Incentive
👉Other products only offered through the Mortgage Broker channel.

Reach out today to learn more!
www.mortgagemakers.ca

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

If you have equity in your home there are some solutions.  If you are struggling please give us a call to see if there a...
04/21/2025

If you have equity in your home there are some solutions. If you are struggling please give us a call to see if there are any other options.
780-436-0390

Using a mortgage broker gives you access to lending options you can’t get on your own. We deal with many lenders, from m...
04/07/2025

Using a mortgage broker gives you access to lending options you can’t get on your own. We deal with many lenders, from major banks to private lending options. When you are ready to renew, refinance or purchase your next home, contact us for a consultation.

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

www.mortgagemakers.ca

Have You Had Your Mortgage Check-Up?Spring is a great time to consider doing an annual mortgage check-in! Organizing a q...
03/19/2025

Have You Had Your Mortgage Check-Up?

Spring is a great time to consider doing an annual mortgage check-in! Organizing a quick mortgage review each year can help provide peace of mind and ensure you’re on-track your future goals while still ensuring you’re able to manage the monthly payments.

With interest rates on the rise, a mortgage check-up is a great opportunity to review your current situation and potential options, including taking a look at your current mortgage rates and terms. For instance, perhaps now is a good time to consider locking in your variable rate mortgage to a fixed term?

This is also a great time to look at your payment frequency for potential savings, such as moving to an accelerated bi-weekly plan versus monthly (or vice versa if you are finding it difficult to meet your current payments). On the other hand, if you have extra savings you want to put on your mortgage, this is a good time to review your pre-payment privileges to do an annual lump-sum payment of 15-20%, or increase your monthly payment amount to get your mortgage paid off more quickly!

Overall, your annual mortgage check-up is a great opportunity to touch base and discuss any life changes, your current situation and future goals to ensure that your mortgage continues to work for you and you have peace of mind all year long. Please don’t hesitate to reach out to me any time to book your check-up!

Pam Peters
Mortgage Makers The Mortgage Centre

Happy St. Patrick’s Day ☘️
03/17/2025

Happy St. Patrick’s Day ☘️

WHY DO I NEED TO PAY A CMHC MORTGAGE INSURANCE PREMIUM?You pay a mortgage loan default insurance premium when you put le...
03/11/2025

WHY DO I NEED TO PAY A CMHC MORTGAGE INSURANCE PREMIUM?
You pay a mortgage loan default insurance premium when you put less than 20% of the property value as a down payment. Smaller down payments translate to higher risk for the lender as the homeowner as less equity invested. Default insurance helps to protect the lender against mortgage losses should things lead to a mortgage default or foreclosure. The benefit of default insurance from a client’s standpoint? Well it provides those clients who do not have larger down payments access to the same lender and rates as those clients who do possess the 20% or more needed for conventional financing.
Questions? Give me a call.

Mortgage Makers Inc o/a Mortgage Makers The Mortgage Centre

Address

Edmonton, AB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+17804360390

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