Sara Scott - ScotiaBank Home Financing Advisor

10/16/2026

When rates rise, a larger portion of your income may be needed to cover mortgage payments, which can reduce your borrowing power. When rates fall, some buyers may qualify for a larger mortgage.

But a rate announcement is only one piece of the puzzle. Your income, down payment, debts, and long term financial goals all play an important role in determining what's affordable.

Whether you're buying your first home, renewing your mortgage, or planning your next move, understanding your options can help you make informed decisions with confidence.

Do you have questions about how today's rate environment could affect your home ownership plans? Connect with me to discuss your goals and explore options.

10/13/2026

Hope everyone had a wonderful Thanksgiving long weekend where it was filled with friends, family and relaxation!

Here are some things to do for the upcoming weekend, looks like it will be a nicer warm weekend!

Edmonton Event Calendar - Things to Do in Edmonton for Families https://share.google/Td5Uf6FP8AAMO8DnA

Event Calendar | Explore Edmonton https://share.google/f4VE55303F2VE43WA

Things to Do This Weekend in Edmonton – Oct 16 to 18, 2026 https://share.google/q240fovpU8hBMU3ql

Discover family-friendly events in Edmonton with kids today, this weekend, or this month. Plan your adventures with the Family Fun Edmonton Events Calendar!

10/08/2026

In today's market, buying a home, renewing a mortgage or accessing home equity involved more than just comparing rates. Buyers are navigating affordability challenged, economic uncertainty, and changing market conditions.

The right advice can help you understand your options, plan for the future, and make confident financial decisions.

That's where expert advice can make a difference! As a home financing advisor, I help clients navigate their options and make informed decisions based on the unique goals and circumstances. If you're considering your next move and would like to explore your options, feel free to send me a message!

10/06/2026

Thanksgiving 🦃long weekend is just around the corner! How do you spend your thanksgiving weekend?

Here are some things to do during the long weekend! Make the most of the time we have before winter ❄️ comes!

https://www.familyfuncanada.com/edmonton/calendar/

Event Calendar | Explore Edmonton https://share.google/Xo9BRhqb8OydErawa

Things to Do This Weekend in Edmonton – Oct 9 to 12, 2026 https://share.google/vmcpocPFtYTCEFP2i

Discover family-friendly events in Edmonton with kids today, this weekend, or this month. Plan your adventures with the Family Fun Edmonton Events Calendar!

10/03/2026

Edmonton Real Estate Stats for September 2026 are here, but they aren't looking so hot...

Edmonton's inventory was super low last year but this year it tells a different story. This year we have too much inventory on the market, which you would think isn't a bad thing!

Too much inventory on the market (due to builders), makes it a buyer's market. But buyers are hesitant on the market due to potential rate increases, uncertainty of the economy and home prices increasing.

Typically September market is booming; kids are back to school, vacations have come and gone, buyers want to buy before the winter - this year is a bit different as we are seeing decreases on sales with every type of home on the market.

+ Detached homes
- average home prices 569,820 (decrease of 1.1%)
- listings increased by 4.5%
- sales decreased by 6.2%

+ Semi detached
- average home prices 412,974 (decrease of 2.7%)
- listings increased 8.1%
- sales decreased by 15.5%

+ Row homes / townhomes
- average home prices 289,640 (decrease of 2.9%)
- listings increased 5.3%
- sales decreased by 12.8%

+ Apartment / condos
- average home prices 208,672
- listings increased 11.1%
- sales decreased by 9.1%

Check out the article below posted by Edmonton Real Estate Association

New inventory is still being added, but sales have slowed for fall - REALTORS® Association of Edmonton https://share.google/FS0IYDH5UwohipcVP

10/01/2026

In today's market, buying a home, renewing a mortgage, or accessing home equity involved more than comparing rates. Buyers are navigating affordability challenged, economic uncertainty and changing market conditions.

The right advice can help you understand the options, plan for the future and make confident financial decisions.

That's where expert advice can make a difference! As a home financing advisor, I help clients navigate their options and make informed decisions based on their unique goals and circumstances. If you're considering your next move and would like to explore your options, feel free to send me a message!

09/29/2026

Two more days until October.. September went by so fast, I can't keep up!

Get ready for October by checking out the things going on in Edmonton and area! A lot of events involving Thanksgiving, Halloween and much more! I love October!

https://www.todocanada.ca/things-to-do-in-edmonton-this-weekend/

https://exploreedmonton.com/event-calendar

https://www.familyfuncanada.com/edmonton/calendar/

A list of Edmonton and Alberta Capital region Events this Weekend. A weekly digest of What’s On in Edmonton this weekend including free, fun family & kids’ activities, live music, theatre & #03…

09/25/2026

Headlines about tariffs, inflation, and economic uncertainty can make it difficult to know when the "right" time is to buy a home.

The reality? No one can predict exactly what the market will do next!

What you can control is how prepared you are:
☑️ Understand your budget
☑️ Review your financing options
☑️ Build a savings plan
☑️ Get pre-approved before you start shopping

Homeownership is a long term decision. Having a solid financial plan can help you move forward with confidence, regardless of what's happening in the headlines.

If you would like to explore your options and move forward with confidence, contact me today!

09/25/2026

Fall is officially in season! Bring out all the pumpkins and puffy vests 🍂. Fall is my favourite time of the month. It's not too hot, not too cold and best yet... Halloween and birthday season 🫣.

Here are some things to do in Edmonton and Area!

https://exploreedmonton.com/event-calendar

https://www.todocanada.ca/things-to-do-in-edmonton-this-weekend/

https://www.familyfuncanada.com/edmonton/calendar/

Look no further than our event calendar for the best edmonton concerts, festivals, activities and fun things to do. There are countless events going on, whether you're in town today, tomorrow, next weekend or next month. What's on? More like what isn't on!

09/17/2026

Fall is officially next week and we are teetering from A/C to turning on the heat time. This weather is giving me whiplash... You can find me wearing comfy sweat pants and a sweater in the morning and shorts in the afternoon.. there is no median 🫣.

Here are things to do in Edmonton and area!

Things to Do This Weekend in Edmonton – Sept 18 to 20, 2026 https://share.google/VJBCU9pItcNFy1uTa

https://exploreedmonton.com/event-calendar

https://www.familyfuncanada.com/edmonton/calendar/

Look no further than our event calendar for the best edmonton concerts, festivals, activities and fun things to do. There are countless events going on, whether you're in town today, tomorrow, next weekend or next month. What's on? More like what isn't on!