Sara Scott - ScotiaBank Home Financing Advisor

06/18/2026

The summer market is in full swing, but the dynamics have shifted

Borrowing is slowing, affordability remains stretched, and many buyers are taking a more cautious approach this season. At the same time, rate uncertainty continues to influence decisions and timelines.

What does this mean?

👉🏻 Buyers need to be more prepared than ever
👉🏻 Strategy matters more than speed
👉🏻 Advice is no longer optional but critical

Whether you're actively shopping or just exploring your options, having the right guidance can make all the difference. Connect with me today to understand your options and build a plan that works for you.

06/15/2026

What's on the minds of first time homebuyers in Canada today? A new Scotiabank poll reveals the top hurdles:

+ 56% are concerned about affordability
+ 47% point to uncertainty about the future
+ 43% fear making the wrong decision

Understanding these concerns is the first step. The next is finding the right solutions.

Learn more about how Scotiabank can help you navigate these challenges:

Infographic: Facing uncertainty, first-time homebuyers seek guidance | Perspectives https://share.google/1SMBw6EcOVfEkiymO

06/10/2026

Edmonton's real estate market is picking up its pace. In the month of May, sales have increased by 3.2%, listings have increased 21.7% and inventory levels shown an increase of 13.4% since April 2026.

This is a great sign that the real estate market has begun its spring market and hopefully it's here to stay for a while.

The downside is, condos/townhouse/apartments have seen a softening market.

Check out the latest report posted by the Edmonton Real Estate Association below:
https://realtorsofedmonton.com/statistic/strong-detached-price-growth-contrasts-with-softening-condo-market-in-may/

06/10/2026

Bank of Canada's latest rate announcement : Keeping Key Interest rate at 2.25%

This is great news for anyone that is on the variable rate or for someone who is looking to renew!

Check out the article below listed by CBC News:
https://lnkd.in/ghWkbQsS

This link will take you to a page that’s not on LinkedIn

06/04/2026

Fuel up and get more value while you're at it! With Scotiabank a new Shell partnership, you can now unlock up to 10¢ per litre in value on fuel purchases across Canada.

Here's how it works:
+ Link your eligible Scotiabank debit or credit card to your Shell Go+ account
+ Save instantly at the pump and earn Scene+ points along the way.
+ Stack your savings and rewards in everyday fuel purchases

It's a simple way to turn everyday spending into more meaningful value - just in time for summer drives.

Ready to start saving?
👉🏻https://www.scotiabank.com/ca/en/personal/programs-services/fuel.html?cid=ps_aw_CCA_WINDMILL-BRA-SHELL-SCENE_1_LF_1_BNS-26-0131-SCE_0526_KWS&gclsrc=aw.ds&gad_source=1&gad_campaignid=23874440550&gclid=CjwKCAjwxITRBhBYEiwA6mZm7VG-rg8ySfvVTSeabeu-oithaZBrRiK20K_WVxGGHOKUwFARxyp6mhoCDZkQAvD_BwE

With our new partnership, you can link your card to your Shell Go+ account today so you can take advantage of this exclusive offer on your next fuel purchase purchase at Shell stations across Canada.

05/29/2026

Thinking about buying a home? Let's talk about something that often gets overlooked - the mortgage stress test!

In Canada, you don't just qualify at today's rate, you're tested at a higher rate to make sure you can still manage if things change down the road.

Why does that matter?

It helps ensure you can:
+ Handle potential rate increases (even if you are on a fixed rate)
+ Stay comfortable with your payments
+ Understand your true budget upfront

It can change how much you can qualify for, but it also gives you confidence in your plan.

Curious what this looks like for you? Connect with me today to walk through your options and next steps.

05/22/2026

Is it a good time to buy a 🏠home? The market may be creating more opportunities than expected.

According to Scotia economics📊, Canada's housing market is still waiting for a full recovery, with srs declining and home prices continuing to soften.

At the same time, market conditions remain balanced in the lower range and many regions are already favouring buyers.

What does this mean for buyers today?

+ More choice with stable inventory levels
+ Less competition compared to peak years
+ Increased ability to negotiate

For those who are financially ready, this type of environment can offer a more strategic path to homeownership.

Thinking about buying? Let's connect and build a plan that works for your goals.

Read the full report here: https://www.scotiabank.com/ca/en/about/economics/economics-publications/post.other-publications.housing.housing-news-flash.may-14--2026.html

CANADA HOUSING MARKET: EXISTING HOME SALES INCREASED IN APRIL, BUT TOO SOON TO SHOUT ‘RECOVERY’ SUMMARY Housing sales increased nationally in April after five months of consecutive declines. But both indicators of market conditions we report suggest still-soft conditions nationally. The MLS HPI ...

05/20/2026

Saving to buy a home 🏠? It all starts with a clear plan and the right tools to grow your down payment.

A High Interest Savings 💰 account (HISA) is a new product to Scotiabank, that is available to help you build your savings quicker without locking your money away, making it perfect for short term goals like saving for a down payment.

Pair it with other accounts like the First Home Savings Account (FHSA), Tax Free Savings Account (TFSA) and Registered Retirement Savings Plan (RRSP) to assist with growing more wealth for down payment.

The right savings strategy can bring you closer to homeownership sooner. Connect with me today and take the next steps with confidence!

05/13/2026

Yesterday was great fun with FCT and seeing like minded people in our industry. Thank you FCT for the invite ♥️

Looking forward to what the rest of the year will bring!

05/12/2026

Scotia's new Home Energy & Advice tool generates customised reports featuring energy scores, risk assessments, upgrade suggestions, and financial impact, all from a short questionnaire.

As a home financing advisor, I can help you apply these insights to manage overall homeownership expenses including mortgage payments, utility bills, and maintenance. We can also explore ways to save costs over time and discuss how leveraging your home's equity for upgrades can boost comfort and long term value.

Access the tool here:

https://www.scotiabank.com/ca/en/about/responsibility-impact/climate.html

Energy efficient homes often lead to reduced bills and better financial health.

Connect with me today to transform these insights into a smart financial strategy!

By continuing to access the Home Energy and Advice Tool powered by Climative, you will be taken to Climative’s website which is unaffiliated with Scotiabank. Please review Climative’s terms of use and privacy policy before accessing the Tool. Scotiabank is not responsible for the Tool or any oth...