Gina Ibasco - Dominion Lending Centres Mortgage Force

03/08/2026

⏰ Don’t forget to change your clocks tomorrow!

Daylight Saving Time is here… which means we all lose one hour of sleep but gain one extra hour to think about refinancing or buying a home! 😅🏡

If you wake up tomorrow wondering why you’re extra tired, just remember:
👉 Your clock moved forward
👉 Your sleep moved backward
👉 But your homeownership goals should always move forward!

While you’re adjusting your clocks, it might also be a good time to check your mortgage, rates, and financial goals.

Call me at 780-782-4671 for any mortgage question!

02/25/2026

💡🏡 Best Use of Refinancing? Paying Off High-Interest Debt!

One of the smartest ways to use a mortgage refinance is to consolidate high-interest debts like:

✔️ Credit cards
✔️ Lines of credit
✔️ Personal loans
✔️ Other high-interest balances

Why?

Because mortgage rates are typically much lower than credit card interest rates. Instead of paying 19%–29% on credit cards, you could potentially roll that debt into your mortgage at a significantly lower rate.

✨ The Benefits:
✔️ Lower overall interest costs
✔️ One simple monthly payment
✔️ Improved cash flow
✔️ Less financial stress
✔️ Faster path to becoming debt-free (with the right plan)

But here’s the key 🔑 — discipline matters. Consolidation works best when you avoid building those balances back up.

If you’re feeling stretched by high-interest debt, let’s review your options and see if refinancing makes financial sense for you.

Your home equity could be the tool that helps you reset and rebuild. 💙

Let’s talk! (780) 782-4671

01/28/2026

Today, the Bank of Canada held its key interest rate, which brings stability to the mortgage market — but here’s how it affects you depending on your situation:

🏠 If you have a VARIABLE-rate mortgage:
✔ No immediate change to your rate or payment
✔ Prime remains the same for now
✔ Future changes will depend on upcoming economic data and BoC decisions

🔒 If you have a FIXED-rate mortgage:
✔ No impact at all — your rate stays locked in until renewal
✔ Fixed rates are driven by bond markets, not today’s announcement

📝 If you’re planning to apply for a mortgage:
✔ Variable rates remain stable for now
✔ Fixed rates continue to depend on bond market movements
✔ Choosing between fixed vs. variable should be based on your risk tolerance, goals, and timeline — not just headlines

💡 Bottom line:
Today’s announcement means no surprises, but strategy still matters. Every borrower’s situation is different, and the right mortgage isn’t one-size-fits-all.

📩 If you’re renewing, buying, or just want to understand how this affects your mortgage, I’m happy to help. 📞 (780) 782-4671

01/22/2026

📲 Why Download My Mortgage Toolbox App?

Your mortgage journey just got easier. The Dominion Lending Centres – My Mortgage Toolbox App is designed to keep everything simple, organized, and stress-free.

✅ Powerful mortgage calculators – estimate payments, affordability, and refinance savings

✅ Helpful tips & education – understand your options with confidence

✅ Direct access to me – your trusted Alberta mortgage broker with Dominion Lending Centres

Whether you’re a first-time buyer, renewing, refinancing, or investing, this app puts the right tools — and the right guidance — in your pocket.

📥 Download My Mortgage Toolbox App today and take control of your mortgage with confidence. 👇🔻👇

https://secure.dominionlending.ca?app=18019

Gina Ibasco
Mortgage Broker l DLC Mortgage Force Team
(780) 782-4671

01/13/2026

Dominion Lending Centres Mortgage Force Team annual brokerage meeting.

Looking forward to help you on your mortgage needs this 2026.

✅First time homebuyers
✅Second mortgage
✅Mortgage renewals
✅Refinancing
✅Investment property mortgage
✅Private lending
✅ and more….

Call me for any mortgage question!
(780) 782-4671

01/06/2026

My client was able to secure a lower interest rate compared to her current bank’s offer, which means meaningful savings and more peace of mind moving forward. 💰

Mortgage renewals are a powerful opportunity to review your options, negotiate better terms, and make sure your mortgage still fits your goals. I’m so glad I could help guide her through the process and make it a smooth, stress-free experience.

If your renewal is coming up, don’t assume your bank’s first offer is the best one. A quick review can make a big difference! 🏡✨

10/27/2025

🔑✨ It’s Possession Day! ✨🔑

Huge congratulations to my amazing client

Getting that mortgage approval is a big milestone—and seeing him walk into his new home makes it all worth it.

Thank you for trusting me to guide you through the financing process. Wishing you so much happiness, laughter, and peace in this new chapter of your lives! 🥂💖

If you're dreaming of homeownership too, let's chat. 780-782-4671. You could be next! 😉

10/14/2025

08/19/2025

Congratulations Canete’s family on receiving the keys to your new home today! It’s been a pleasure helping you through the mortgage journey. 🔑🏠🎉

Any mortgage question? Give me a call (780) 782-4671. Happy to assist!

04/04/2025

I am thrilled to announce another successful mortgage approval for one of my amazing clients! 🎉🏠🔑

Ready to make your dream of owning a home a reality? Let me guide you through the mortgage process with ease and confidence. Whether it's your first home or your forever home, l am here to help you get approved and into the home you deserve! 🏠💫🏠🔑