Qube Investment Management Inc.

Qube Investment Management Inc. QIM is a portfolio management firm (registered in AB & BC) with a mission to make investments matter.

Many investors focus on getting the highest return, but the real goal is achieving a right return that supports your pla...
02/24/2026

Many investors focus on getting the highest return, but the real goal is achieving a right return that supports your plan without taking on more risk than your situation can handle. When your comfort with volatility and your financial capacity for loss are in sync, returns become more useful and less stressful.

That’s where a thoughtful mix of stocks, bonds, and cash comes in. Instead of chasing whatever just performed best, you stick with a portfolio designed to reasonably meet your long-term goals and keep you invested through both strong and challenging markets.

Read more in “Achieving the Right Return” in our most recent Qube Commentary. Link in bio.

RRSPs do their best work in your highest-earning years. When your marginal tax rate is high, every dollar you contribute...
02/17/2026

RRSPs do their best work in your highest-earning years. When your marginal tax rate is high, every dollar you contribute creates a bigger deduction, lets your investments grow tax-sheltered, and sets you up to withdraw later when your tax rate is the same or lower.

That’s the real RRSP “trick”: tax deferral plus tax arbitrage. Deduct at (say) 48% today, then draw the money out in retirement at 30% and keep the spread. If you expect to be in a lower bracket later, RRSPs should usually be front of the line for your savings. And if you’re aiming to use 2025 income, the deadline to make RRSP contributions this season is March 2, 2026.

Available soon!What constitutes an exciting challenge versus what is a risk that goes beyond the reasonable bounds of sa...
01/21/2026

Available soon!

What constitutes an exciting challenge versus what is a risk that goes beyond the reasonable bounds of safety? Investment Counsellor and Managing Partner Michael Baker explores the ins and outs of appropriate risk in his upcoming article “Achieving the Right Return.”

Chasing upside comes to its natural end when it derails your long-term goals. Your risk tolerance—that is, your emotional tolerance—may be high. However, your risk capacity—meaning your financial capacity to endure a loss—may be low. When these two metrics are out of sync, you may start to run into problems.

We have some of the best clients across Alberta, BC, and Ontario! They’re making it matter in their communities, with ov...
01/08/2026

We have some of the best clients across Alberta, BC, and Ontario! They’re making it matter in their communities, with over $356,000 donated to charities through the Qube Charitable Foundation in 2025.

Qube facilitated these Donor-Advised Funds (DAF), delivering support to approximately 48 philanthropic organizations across Canada.

If creative tax planning and giving back to important causes is something you’d like to explore in 2026, check out the link in our bio.

Last month, Qube was happy to have sponsored and judged a financial planning competition for the University of Alberta B...
12/17/2025

Last month, Qube was happy to have sponsored and judged a financial planning competition for the University of Alberta Business Finance Association.
Thank you to judges Michael Baker, Yuvraj Shikarwa, and Zach Prusko. With a number of great teams participating, we wanted to say congratulations again to the first place winners: Peter van der Put, Deric Abbott, and Evan Roberts.

We enjoy putting on these types of events because they foster the care and enthusiasm that makes for excellent financial analysis. By giving back to the post-secondary institutes that gave us some of Qube’s own experts, we plant the seeds for the next wave of investment counsellors.

The idea that Elon Musk may become the world’s first trillionaire brings up issues of governance. recently held a share...
12/04/2025

The idea that Elon Musk may become the world’s first trillionaire brings up issues of governance. recently held a shareholder vote approving a compensation plan potentially worth up to $1T USD for Musk.

For Qube’s approach to governance (via our proxy voting done on behalf of our clients) this raises a red flag: large asymmetries of control and compensation can erode accountability. While high ambition is admirable, valid questions remain around how to align pay with sustainable outcomes and robust succession. Our framework gives weight to board independence, performance-alignment, and risk-mitigation.

Our proxy voting record is available annually and summarized in January’s edition of Qube’s Semi-Annual Commentary. Keep your eyes peeled for its publication. In the meantime, you can read past editions on the archive on our website!

Budget 2025’s emphasizes improving domestic supply chains through the “Buy Canadian” policy, which channels public procu...
12/02/2025

Budget 2025’s emphasizes improving domestic supply chains through the “Buy Canadian” policy, which channels public procurement toward Canadian materials like steel, lumber, and aluminum. This is part of a strategic tilt toward economic sovereignty.

For investors, this could mean growth for the Canadian Material and Industrial sectors. But it also signals that value-creation may increasingly depend on government policy rather than “pure” market forces.

At Qube, we will continue to monitor whether Canada’s companies genuinely benefit from these levers. If we see significant undervaluation and and potential upside based on our proprietary valuation methodology, we might just increase Canadian investment beyond the current 11% of our Kaleo portfolios (as of September 30th).

Learn more about how Qube builds a well-diversified, thoroughly vetted portfolio by visiting the link in our bio.

Giving season is around the corner, and there’s a smarter way to give back.A Donor-Advised Fund (also called a DAF) lets...
11/27/2025

Giving season is around the corner, and there’s a smarter way to give back.

A Donor-Advised Fund (also called a DAF) lets you make charitable contributions, receive a tax deduction, and then continue the giving for years to come. For business owners and corporations, it’s a powerful way to align philanthropy with strategy. The tax savings can be re-invested, allowing generosity to grow for as long as you wish.

For clients who wish to donate over $100,000, Qube helps establish and manage DAFs though the Qube Charitable Foundation. This way, the impact lasts far beyond a single season. We can help you structure a plan that reflects your values and your financial goals.

Let’s talk about what your legacy of giving could look like. Visit the link in our bio to learn more.

As part of Financial Literacy Month, we want to address an element that some retirement plans don’t adequately account f...
11/25/2025

As part of Financial Literacy Month, we want to address an element that some retirement plans don’t adequately account for: aging in place. It’s the hope for many Canadians, but it can involve a wide range of costs. Home modifications can cost well over $25,000 for significant changes. Plus, there’s in-home care and mobility aids to think about.

Most people expect their costs to decrease in retirement. And, largely, they do—at first. Spending starts high, slows as you age, and then ramps back up. This is called the retirement smile.

If you haven’t discussed having a cushion for the aforementioned critical quality-of-life expenses, your current financial advisor may be missing the mark.

Visit our website to learn more about our comprehensive approach to retirement planning.

In case you didn’t know, diversification is one of the most important principles in portfolio management. It means sprea...
11/19/2025

In case you didn’t know, diversification is one of the most important principles in portfolio management. It means spreading investments across sectors to balance risk and opportunity.

If all your eggs are in one basket, no matter how lucrative that basket seems, you’re putting your resources in a very precarious position.

Qube’s Kaleo portfolios always reflect a reasonable spread of investments, with allocations across geographic regions and industry sectors. Each holding is selected through in-house research and disciplined valuation.

Because we remain an independent firm, our portfolio managers have full control over every stock selection, our portfolio managers can construct the entire picture, balancing long-term growth and downside risk.

You can see the breakdown by sector and geography on our website. Link in bio.

Is your money safe? A chequing account might feel logical and secure. But those funds are quietly losing value to inflat...
11/13/2025

Is your money safe? A chequing account might feel logical and secure. But those funds are quietly losing value to inflation.

November is Financial Literacy Month and this is one of the most vital things we can tell you. The fact of the matter is that your money needs to grow at least on par with inflation if you want to retain wealth.

With Canada’s inflation rate decreasing steadily over the past couple years, from 6.8% in 2022 to 1.9% now, it might seem like we’re out of the woods. But you shouldn’t plan just for this year or the next. A sound financial plan aims for long-term success, taking into account historical evidence and years of academic study along with practical know-how.

Visit our website to see how Qube manages the wealth journey for our clients.

Address

9414 91 Street
Edmonton, AB
T6C3P4

Website

Alerts

Be the first to know and let us send you an email when Qube Investment Management Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share

Category