Excel Mortgage - Mortgages with Tess

Excel Mortgage - Mortgages with Tess I specialize in residential mortgages and am happy to assist you with any of your mortgage needs. Mortgage Agent at Excel Mortgage Canada Connection Inc.

I take pride in offering excellent service and providing my clients with knowledge so they can make a well informed decision. Agent # M16002284 FSCO License # 11621

Your home is a great way to build your net worth, and typically it is the biggest purchase of your life. You should get expert advise before signing the dotted line. I assure you most people only focus on the interest rate and are no

t aware of the fine print. I take pride in educating my clients on the ins and outs of their mortgage BEFORE they sign. I have access to over 40 different lenders which means more options for you. It is my job to do the mortgage shopping for you to save you time and money.

04/29/2026

No change to prime 😊
Next announcement is on July 15th

01/28/2026

Prime, with most lenders, will stay at 4.45%.
Questions? Visit my website and request a call back :)
mortgageswithtess.com

Tomorrow is the first Bank of Canada rate announcement for 2026. On these dates they can choose to keep the interest rat...
01/27/2026

Tomorrow is the first Bank of Canada rate announcement for 2026. On these dates they can choose to keep the interest rate the same, lower the rate, or increase the rate. Their decision impacts variable rate loans and mortgages.

What is your prediction for tomorrow? Will they keep the interest rate the same, lower the rate, or increase the rate?

Save this post to keep an eye on future announcements too :)

Happy Monday -Always have a smile on my face when clients leave me a Google review! 😁Shawn, happy to be your mortgage ag...
01/26/2026

Happy Monday -Always have a smile on my face when clients leave me a Google review! 😁

Shawn, happy to be your mortgage agent. It was a true pleasure working with you and I look forward to working with you again in the future!

01/01/2026

Was it just did me or did 2025 flyby? So thankful to all of my clients for your ongoing support. Wishing you all a very Happy New Year! ✨🥰

12/25/2025

Wishing You and Your Loved Ones a Very Merry Christmas 🎄✨

10/31/2025

Happy Halloween! 👻🎃

Today the Bank of Canada lowered the key interest rate by .25%. This means prime with most lenders will drop to 4.45%. T...
10/29/2025

Today the Bank of Canada lowered the key interest rate by .25%. This means prime with most lenders will drop to 4.45%. This rate announcement only impacts variable/adjustable loans and mortgages.

Our office and myself received top place for the 2025 Cambridge Readers Choice awards. BIIGGG thank you to everyone who ...
10/16/2025

Our office and myself received top place for the 2025 Cambridge Readers Choice awards. BIIGGG thank you to everyone who took the time to nominate and vote for us 💗🙏

A rate decrease is always welcome here. The announcement today only impacts Variable/Adjustable mortgage rates. If you a...
09/17/2025

A rate decrease is always welcome here. The announcement today only impacts Variable/Adjustable mortgage rates. If you already have a fixed rate mortgage or loan this announcement does not impact your rate. Questions? Call me, always happy to help! ☎😁

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382 Queen Street W
Cambridge, ON

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