Greg Munro-Mortgage Agent

Greg Munro-Mortgage Agent Mortgage Agent Level 2 with The Mortgage Centre-The Mortgage Firm. Serving The Cambridge, Kitchener and Waterloo Markets. Lic # M09000158

Helping You Get the Best Mortgage Rate in the Market. Specializing in Private Lending for Over 18 Years. Welcome,

My Mortgage Page is Designed to be Informative and Fun. I Will Provide Interesting Articles on the Mortgage Industry. Designed to Inform and Educate. I Believe That Your Mortgage Experience Should Be With Someone You Like and Trust. Please Take the Time to" LIKE" My Page. Feel free to call or email me.

09/01/2026

The housing market is tough, but first-time buyers just got some good news
Let’s connect and talk about the latest insights in the industry!

09/01/2026

Get Pre-Approved. Shop with Confidence.
Let’s connect and talk about the latest insights in the industry!

08/31/2026

Most Mortgage Renewers Report Higher Rates

08/30/2026

Manulife Bank Grows Mortgages in Q2
Manulife Bank’s Q2 numbers tell an interesting story for anyone navigating today’s mortgage landscape. Their mortgage portfolio climbed to $28.7B by quarter’s end, with residential lending driving most of that growth—balances grew about 12% year-over-year, 4% quarter-over-quarter, and 6% since 2025 wrapped up. When you factor in other client loans, their total net lending hit $31.75B, marking a 13% annual increase, while average loans and mortgages topped $31.1B in Q2. Credit quality remained steady, too: non-performing residential mortgages sat at $55M at the end of the quarter—still under 0.2% of the residential book. Interestingly, higher-risk Stage 2 residential mortgages dropped to $1.27B from $1.38B, while credit-loss provisioning stayed mostly unchanged. The parent company’s financials show $2.11B net income and $1.92B in core earnings, though the Canadian segment saw net income fall about 22% due to claims and expenses. For those who’ve heard “no” from the banks, remember—there are always alternative routes, especially when you know where to look in the lending world.

What is a mortgage and how does it work? A beginner's guideMortgages can seem overwhelming, especially if you’re just ge...
08/28/2026

What is a mortgage and how does it work? A beginner's guide
Mortgages can seem overwhelming, especially if you’re just getting started. At its core, a mortgage is simply a loan secured by your home—typically paid back over 15 or 30 years. Each monthly payment takes care of principal, interest, taxes, and insurance. There are a few main types: fixed-rate, adjustable-rate, and government-backed loans. It’s important to remember that missing payments could result in fees or even foreclosure. My 18 years in alternative and private lending have shown me that understanding these basics is the first step to finding the right path, even if traditional banks aren’t the answer.
https://www.housing-trends.com/agent-news/greg-munro/1885163-What-is-a-mortgage-and-how-does-it-work%3F-A-beginner%27s-guide

08/27/2026

Greg is one of the best in business when you want to get the best mortgage rates, re finance and any...
Let’s connect and talk about the latest insights in the industry!

08/27/2026

Could Private Lending Dominate Commercial Mortgages in 2026?
With commercial banks tightening their lending conditions, I'm seeing more borrowers turn to private lending for their acquisitions and refinancing needs. As someone who's spent 18 years in the alternative and private lending markets, I've witnessed just how valuable flexible loan structures and creative funding solutions can be—especially for complex commercial real estate deals. Brokers are playing a bigger role than ever in connecting clients with private capital, which is quickly becoming a key funding source across the industry. If your bank has closed the door, remember: options are still out there, and private lending may soon take an even bigger share of the commercial finance landscape.

08/26/2026

Refinancing Made Simple: Save More in Cambridge, Ontario
Let’s connect and talk about the latest insights in the industry!

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580 Hespeler Road Unit C5
Cambridge, ON
N1R6J8

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