Popowich Karmali Advisory Group

06/01/2026

It’s Seniors Week in Alberta!

We want to acknowledge the seniors of Alberta for everything they have done to build our families, communities and province. Thank you for your work, energy and foresight in building the province we call home!

From June 1–7, communities across Alberta are hosting events to celebrate and support seniors, including here in Calgary.

If you would like to participate in any of the great events that are happening this week around Calgary check out: City of Calgary – Your Local Government or https://www.calgary.ca/events/seniors-week.html

05/27/2026

Check out these great tips on how using your TFSA can help your retirement income!

Most Canadians know they have a TFSA. But many still think of it as a simple savings account. In retirement, a TFSA can be your sidekick to: give you flexibility help you manage taxes provide a source of money when life doesn’t go according to plan The two major benefits that a TFSA offers are tax...

05/21/2026

Before you ask, “Do I have enough to retire?” start with this:

What do I actually want my retirement to look like?

Your pensions, savings, RRSPs, and investments are tools. But those tools need a purpose.

At our upcoming retirement seminar, we’ll walk through how to think about your retirement lifestyle, your income, your taxes, and the plan behind it all.

Join us on May 26 in Calgary, AB at the Carriage House Hotel & Conference Centre.

Register here: https://woodgundyadvisors.cibc.com/Popowich-Karmali-Group/events-seminars

05/13/2026

Planning your health is true wealth.

At PKAG, our retirement process is built around the Four Buckets: income, growth, health care, and legacy.

And the Health Bucket matters because a sudden health event doesn’t just affect your money.

Without a plan, hard questions like:

Who pays?
Who helps?
Who makes the difficult decisions?

Can fall to the people you love.

That’s when health planning becomes burden planning.

Faisal Karmali, Portfolio and Wealth Advisor, explains why health planning is really burden planning.

Learn more about our Four Buckets process:
https://woodgundyadvisors.cibc.com/Popowich-Karmali-Group/four-buckets

05/08/2026

I’m worried about the future of Canada.

Because this year we lost:

112,000 jobs.

And that’s going to affect everyone's retirement.

Watch the video to learn how.

And now, more than ever, it’s time to have a plan.

Learn more at pkag.ca to begin.

05/07/2026

Using AI to plan your retirement may give you answers quickly.

But how do you know those answers are based on the right questions?

Retirement planning still needs a human element, because your life, goals, health, family, and future can’t be reduced to a prompt.

In a recent More Than Money blog, we explore where AI can fall short and why real retirement planning still needs real conversation.

Read the blog here: https://www.morethanmoneyradio.com/post/when-ai-gets-your-retirement-wrong

04/30/2026

Do you think your coffee shop WiFi is safe?

Because public networks can be easily:

faked.

And according to David Shipley, Beauceron Security CEO, it’s easy to create a network with the same name.

Once you connect, your activity can be intercepted

That’s how people lose logins and personal data.

This is exactly the kind of risk we break down in our monthly Client Education Sessions.

Listen to Rob and David explain what to watch for.

04/22/2026

Your RRSP needs the right tax strategy.
People get nervous when they see a large RRSP:
balance and worry about the tax bill that might come with withdrawals.
But that’s not the whole story.
Yes, you will pay tax when you take money out.
But if you withdraw it at a lower tax rate than the one you paid while working, that matters.
And for years, you were investing money that otherwise would have gone to the government.
That’s the part many people miss.
They focus on the tax they might pay later.
But they forget about the tax they didn’t pay upfront.
And the growth that came from keeping that money invested.
Listen in for more ways to save you money.

04/17/2026

Is your adult child buying a house?

Do you feel torn between helping them get ahead and:

protecting your own retirement?

More and more parents are co-signing loans for their kids.

But before you do, remember:

it could affect your retirement plan.

Listen to Leanna break down what co-signing really means and why it might be harder than you think once you’re retired.

04/15/2026

Most people expect taxes to get simpler in retirement.

For many Canadians, they don’t.

When your income starts coming from multiple places
non-registered investments, corporate income, or larger portfolios
the rules change.

And small tax decisions can start to have a bigger impact over time.

If you’re heading into retirement, this is where planning matters most.

Read the blog: https://woodgundyadvisors.cibc.com/Popowich-Karmali-Group/blog/33416846-plan-your-tax-to-relax