Edward Jones-Financial Advisor: Randy Sidhu

09/15/2026

Quick retirement stress test for business owners:

You’re planning to sell your business and step back at 60. Now move the sale to 62.

What happens to your retirement plan?

If your retirement has to move with it, that’s useful information to know today.

For many business owners, their company will understandably represent an important part of what they’ve built. But there’s a meaningful difference between planning to use the value of your business for retirement and having a retirement plan that requires the business to sell on schedule.

That’s why I think retirement planning and succession planning need to be looked at together.

The question isn’t only, “What will my business be worth?” It’s also, “How much flexibility do I have if the timing doesn’t go according to plan?”

Because buyers change. Timing changes. Your own plans can change too.

If the exit moves, what else moves with it?

That’s something I’d want to understand long before the business goes up for sale.

08/28/2026

A new school year is just around the corner, and for many families that means it's time to start drawing from an RESP.

Julie Petrera, our Director of Financial Planning at Edward Jones Canada, shared some helpful perspective in The Canadian Press on the mistakes to avoid — like taking from the wrong portion of the account first, or leaving too much invested in equities too close to withdrawal time.

We work with media to share insights like these because the families we serve are asking these same questions every day. By contributing to credible publications, we help bring timely, trustworthy guidance to clients and families across Canada — not just in our own communities, but wherever these conversations are happening.

If education planning is on your mind, reach out. We're here to help.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

06/13/2026

Tech is cooling, not breaking: The recent pullback in semiconductors reflects profit-taking after a “too far, too fast” rally, with improving breadth signaling a healthier market backdrop.

How did the markets perform this week? Get the highlights and the latest economic news.

06/13/2026

One of the most common gaps I see in business owner planning is relying on a single assumed sale value.

In reality, that number can vary more than expected.

Exploring multiple scenarios within a financial plan, rather than just one, can help bring more clarity to questions like:

• When a transition might be realistic
• What lifestyle the business needs to support
• How flexible future choices could be

It’s a simple shift, but it often leads to better, more grounded decisions.

If you're a business owner thinking about what comes next, it’s a conversation worth having.

06/06/2026

Last week's blowout U.S. payroll report underlined the improvement in the U.S. labour market this year, with hiring accelerating and broadening across sectors, signaling a more durable foundation for growth. Canadian employment data were also surprisingly strong, reversing some of the weakness in hiring this year.

How did the markets perform this week? Get the highlights and the latest economic news.

06/05/2026

At some point, most business owners run into this decision.

Sell internally or go external.

It sounds straightforward, but it rarely is. What starts as a conversation about value quickly opens up into other areas. How realistic an internal transition actually is. What happens to the team and culture. Whether the business continues in a way that feels right to you. And how all of that ties back into family.

There are a lot of moving parts behind what seems like a simple choice.

In my experience, it helps to slow things down and look at the full picture, not just one piece of it. That often means bringing the right professionals into the conversation so each angle gets proper attention.

When you do that, the decision tends to feel a lot more grounded.

06/01/2026

Happy Pride Month! 🌈

This June, we celebrate love, authenticity, and the courage it takes to live as your true self.

Pride is about visibility, acceptance, and progress. It's about creating spaces where everyone feels safe to plan for the life they envision, whether that's marriage, family planning, retirement, or legacy building.

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/29/2026

This came up in a conversation the other day with a business owner planning for the future.

They said, “I just want to be fair to my kids.”

It’s something I hear often.

But as we talked it through, it became clear that fair didn’t necessarily mean equal.

One child was active in the business. The other wasn’t. Their roles, interests, and paths were very different.

That’s where these transitions get more complex. Not because of the business itself, but because of the people involved.

In my experience, a big part of my role is helping guide these conversations and bringing the right people into the room. I often introduce families to experienced professionals, like family enterprise advisors, who are really skilled at helping navigate these discussions.

When everyone has the space to be heard and there’s a thoughtful process around it, families can move forward in a way that reflects what “fair” actually means to them.