Pivotal Financial

03/17/2022

Happy St.Patrick’s Day!

06/24/2016

Britain has voted to leave the European Union and that's that. No appeals. No do-overs. Right?

06/24/2016

Britons reacted with jubilation and relief or shock and anger Friday to the result of a historic vote that upends the country's relationship with Europe.

04/24/2016

Here are some common life insurance mistakes to avoid before, during and after you make a life insurance purchase.

02/17/2016

If you own a business, and your children and/or spouse work therein, consider paying them a reasonable salary from the business. If this is their only income, or they only work part-time elsewhere, they may not need to pay personal income tax if they earn below their personal tax exemption.

01/20/2016

Understanding financial issues is challenging enough for adults, so it’s no wonder many parents struggle when it comes to teaching them to kids.

01/07/2016

Here’s the good news – it doesn’t have to be an either or choice. Why not do both? Below are the features of both plans to help you understand the differences.

01/07/2016

Investments: RSP, RESP, TFSA & RDSP... Which ones are right for you?

Registered Investments Plans in Canada In Canada, the government has established registered plans that allow certain tax benefits for saving. Here are the three main plans: Registered Retirement Saving Plan (RRSP) Here are Canada’s registered plans used for retirement planning: • Registered Retireme…

12/30/2015

Worth reading...

“Never go back.” What does that mean? From observations of successful people, clinical psychologist and author of Never Go Back: 10 Things You'll Never Do Again (Howard Books, June 2014), Dr. Henry Cloud has discovered certain “awakenings” that people have—in life and in business—that once they have…

12/01/2015

Something to consider...

Survival is paramount – but the hit to retirement savings can be insurmountable