Kira Le Mortgages

Kira Le Mortgages Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kira Le Mortgages, Loan service, 204 3112 11 Street NE, Calgary, AB.

Licensed Mortgage Agent - Making homeownership easy
📍Alberta, Canada 🇨🇦
Proudly serving all of Alberta

Download my FREE mortgage app👇
https://dlcapp.ca/app/kira-le

©️Kira Le
Dominion Lending Centres
Mortgages Are Marvellous Licensed Mortgage Broker
📍Calgary, AB, Canada 🇨🇦
Dominion Lending Centres Mortgage Are Marvellous
🏡 Want a Free Mortgage Consultation, Book Now ⬇️
https://calendly.com/nhan-lm1404/15?month=2025-10

Got your mortgage renewal letter? Don’t just sign it.Your bank isn’t obligated to offer you the best rate—just a conveni...
05/03/2026

Got your mortgage renewal letter?

Don’t just sign it.

Your bank isn’t obligated to offer you the best rate—just a convenient one.

Before you renew:
Compare options.
Check the terms.
Have a strategy.

A quick signature today could cost you thousands over the next few years.

Let's me help by comparing mortgage products from various lenders to make sure you get the mortgage best suits your situation

Kira Le Mortgages
☎️3689969989 Call or Text
📧[email protected]
Licensed with DLC- Mortgages Are Marvellous

Spring has finally arrived 🌻 Reach out to see what you’re pre-approved for and start house hunting with confidence.You m...
05/01/2026

Spring has finally arrived 🌻

Reach out to see what you’re pre-approved for and start house hunting with confidence.

You might be closer than you think- let’s find out!
If you know someone on the white picket fence, share my information with them- I’m happy to help navigate the possibilities!

Kira Le Mortgages
☎️3689969989 Call or Text
📧[email protected]
Licensed with DLC- Mortgages Are Marvellous

03/08/2026

If you’re saving for your first home, it’s very common to confuse the FHSA and RRSP.

Even though both offer tax advantages, they serve different purposes.

The FHSA is completely tax-free, and when you use it to buy your first home, you don’t have to repay the money.

RRSP funds can also be used for a home through the Home Buyers’ Plan, but the amount you withdraw must be repaid over 15 years.

If you’re certain you’ll be buying a home soon, prioritizing the FHSA usually makes sense.
If you have multiple goals—like saving for retirement while also planning to buy a home—an RRSP can offer more flexibility.
What matters most is having a clear strategy, not just saving randomly.
Message me if you’d like a simple guide or help creating a plan.
———
Nếu bạn đang tiết kiệm để mua căn nhà đầu tiên, việc nhầm lẫn giữa FHSA và RRSP là điều rất bình thường. Dù cả hai đều có lợi thế về thuế, nhưng mục đích sử dụng lại khác nhau.

FHSA hoàn toàn miễn thuế, và khi bạn dùng tiền trong tài khoản này để mua căn nhà đầu tiên, bạn không cần phải hoàn trả lại.

RRSP cũng có thể dùng để mua nhà thông qua chương trình Home Buyers’ Plan, nhưng số tiền rút ra phải hoàn trả lại trong vòng 15 năm.

Nếu bạn chắc chắn sẽ mua nhà trong thời gian gần, FHSA thường nên được ưu tiên.

Nếu bạn có nhiều mục tiêu cùng lúc, ví dụ vừa muốn tiết kiệm cho hưu trí vừa muốn mua nhà, thì RRSP sẽ linh hoạt hơn.

Điều quan trọng nhất là có một chiến lược rõ ràng, chứ không chỉ tiết kiệm một cách ngẫu nhiên.
Nếu bạn muốn mình gửi hướng dẫn đơn giản hoặc giúp lập kế hoạch, hãy nhắn tin Kira Le Mortgages

Why should you work with an independent mortgage agent instead of someone with a fancy office?☕️ 🙋‍♀️I’m a mortgage agen...
11/25/2025

Why should you work with an independent mortgage agent instead of someone with a fancy office?☕️ 🙋‍♀️

I’m a mortgage agent in Alberta. I work independently—no big office, no large team. It sounds simple, but that’s exactly what allows me to support my clients better.

Here’s why:

💰 I’m available when you need me
Since I work on my own, you don’t have to call a hotline or wait until business hours. If you have a question in the evening, just message me, I’ll reply. You only work with one person, no bouncing between departments.

💰Long-term support, not just “finish the file and forget”
I keep an eye on your mortgage long after it funds. When the market offers better rates, I let you know right away so you can consider refinancing or switching lenders to save money.
If you need advice on equity take-out, reverse mortgages, or any other option, I’m always ready to help.

💰Specialized in self-employed files
If you’re self-employed and have trouble proving your income, I understand that struggle—because I’m self-employed too.
I work with many lenders beyond the big five banks, including credit unions and trust companies. This helps me find lenders who look at your real income potential, not just the low after-tax numbers.

👉In short, I compare rates for you, offer flexible options, and I’m always there when you need help.

📲 If you want to get started or simply have questions, feel free to message me. It’s completely free to chat, and you might end up with the best deal available.

🇨🇦 Your dream home is closer than you think 🇨🇦

©️Kira Le
Licensed Mortgage Agent in Alberta
9191712 Canada Inc, trading as
Dominion Lending Centres
Mortgages Are Marvellous
📧Email : [email protected]
📲 Phone: (368) 996-9989



You Don’t Always Need 2 Years of Business For Self to Get a Mortgage 💰Many self-employed people think they must show 2 f...
11/11/2025

You Don’t Always Need 2 Years of Business For Self to Get a Mortgage 💰

Many self-employed people think they must show 2 full years of business income to qualify for a mortgage.

For some lenders, that’s true, but not for all. There are exceptions:

📍 Same Line of Work:
If you’ve been in the same industry for over 2 years and recently became self-employed, you may still qualify for the best rates with as little as 5% down, as long as your income is consistent.

📍 Shorter Business History:
If you’re newer to self-employment, we can sometimes use 6–12 months of business bank statements to show your income and help you qualify.
In this case, you’ll need around a 20% down payment.

Every situation is unique. Your mortgage strategy should be, too.
That’s where I come in! Don’t hesitate to reach out, all questions are great questions!

Kira Le
Licensed Mortgage Agent in Alberta
9191712 Canada Inc, trading as
Dominion Lending Centres
Mortgages Are Marvellous
📧Email : [email protected]
📲 Phone: (368) 996-9989









11/06/2025

Are you planning to buy your first home in Canada?

Here are the federal programs that will support you to purchase your first home. Don't miss out on them

Chính phủ Canada vừa công bố mức chỉ tiêu nhập cư cho năm 2026-2028. Mình highlight những hạn mục nổi bật trong kế hoạch...
11/06/2025

Chính phủ Canada vừa công bố mức chỉ tiêu nhập cư cho năm 2026-2028. Mình highlight những hạn mục nổi bật trong kế hoạch nhập cư mới.
Để duy trì mức độ tăng dân số bền vững thì số lượng người tạm trú sẽ được duy trì ở mức 5% của tổng dân số cả nước.
Về chỉ tiêu PR, hơn 64% người nhập cư PR sẽ được ưu tiên cho thành phần economic class- những người có trình độ lao động cao hay chủ doanh nghiệp.

Wishing you a happy Halloween!May your night be filled with treats, laughter, and just the right amount of spooky fun ...
10/31/2025

Wishing you a happy Halloween!
May your night be filled with treats, laughter, and just the right amount of spooky fun

Xin chào mọi người!🚨🚨🚨 Ngân hàng Trung ương Canada 🇨🇦 vừa tiếp tục giảm lãi suất cho vay qua đêm hôm nay. Lãi suất cơ bả...
10/29/2025

Xin chào mọi người!
🚨🚨🚨 Ngân hàng Trung ương Canada 🇨🇦 vừa tiếp tục giảm lãi suất cho vay qua đêm hôm nay. Lãi suất cơ bản của ngân hàng- Bank Prime hiện là 4.45%, đây cũng là mức dùng để tính cho lãi suất thả nổi (variable rate).
Hiện tại, mortgage lãi suất thả nổi đang trở thành lựa chọn hấp dẫn hơn cho người mua nhà. Để dễ so sánh, mình cung cấp mức lãi suất tốt nhất bên mình đang có:
Lãi suất cố định 5 năm (fixed rate): 3.89%
Lãi suất thả nổi 5 năm (variable rate): Prime - 0.9% = 3.55%
Nếu mọi người có bất kỳ câu hỏi nào về việc chọn loại lãi suất phù hợp, xin liên hệ Kira Le Mortgages!
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🚨🚨🚨 The bank of Canada 🇨🇦 dropped the overnight lending rate again today. The Bank prime rate is now 4.45% which is what the viable rate is based on. The variable rate mortgage is looking like a good option now. As a comparison our best 5 year fixed rate today is 3.89%, our best 5 year variable rate today is prime -.9% = 3.55%. Let me know if you have any questions!

Kira Le
Licensed Mortgage Agent in Alberta
Email: [email protected]
Phone: +1 368 996 9989

🚨 🚨 🚨TIN NÓNG: Ngân hàng Trung ương Canada (BoC)🇨🇦 đã giảm lãi suất cơ bản xuống còn 2.25%. Đây là mức thấp nhất kể từ ...
10/29/2025

🚨 🚨 🚨TIN NÓNG: Ngân hàng Trung ương Canada (BoC)🇨🇦 đã giảm lãi suất cơ bản xuống còn 2.25%. Đây là mức thấp nhất kể từ tháng 7 năm 2022!

Thống đốc Tiff Macklem cho biết mức lãi suất hiện nay “đang ở mức hợp lý” để giữ lạm phát gần 2% đồng thời hỗ trợ nền kinh tế trong bối cảnh thách thức từ thuế thương mại của Mỹ.

- Lãi suất: 2.25% (giảm 0.25%)
- Lạm phát: dự kiến duy trì quanh mức 2% đến năm 2027
- Đô la Canada: tăng lên mức cao nhất kể từ ngày 1 tháng 10

Mặc dù tăng trưởng kinh tế chậm lại và thương mại toàn cầu gặp nhiều trở ngại, BoC cho biết sẽ không có thêm đợt cắt giảm lãi suất nào trong thời gian tới.

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🚨 🚨 🚨 BREAKING: Bank of Canada )🇨🇦cuts key interest rate to 2.25% — the lowest since July 2022!

Tiff Macklem says rates are now “about the right level” to keep inflation near 2% while supporting the economy through ongoing U.S. trade tariff challenges.

- Rate: 2.25% (down 0.25%)
- Inflation: expected to hold close to 2% through 2027
- Canadian dollar: strengthened to its highest level since Oct. 1

Despite slower growth and global trade headwinds, the BoC says further cuts are unlikely for now.

Address

204 3112 11 Street NE
Calgary, AB
T2E7J1

Website

https://calendly.com/nhan-lm1404/15?month=2025-10

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