Ramandeep Singh Sahota

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Ramandeep Singh Sahota "90% of Our Clients Come From Satisfied Referrals”

Our promise? To work with you to build a strong financial future. Funding retirement?

Licensed Insurance Broker in Canada
Helping families protect what matters most
Life | Disability | Critical Illness | RESP
Super Visa & Visitor Insurance
📞 AB: 587-969-7213 | BC: 778-969-7213 We have always believed in helping people, families, and businesses to create, protect, and preserve their financial security. We’ve been doing just that—making sure our customers are prepared for whatever life has in store and that we’ll be there to help them face the future with confidence. We’re a lot like the clients we serve. Each of us is working hard to meet life’s responsibilities and build our own futures. Looking after aging parents? Dealing with the death of a family member? We’ve been there, and we’ve persevered through the toughest of times. So when we work with you, we appreciate that we are being trusted with your most important assets: your family, and your business. We take that responsibility very seriously. We’ve kept our promises. We invite you to explore the depth of that commitment: Talk to your friends and neighbors—many of them may be our customers. Talk to anyone who’s dealt with us. Join the conversation on our page. Tour our website. We’re honored by the trust that thousands have in our company, and by the fact that we have earned the steady, ongoing loyalty of families from province to province. So whether you’re on your own, have a family, or run a company, let’s talk about your future. We’re Think Insurance. And, we look forward to showing you all the reasons why. Choosing the right Life Insurance and Living Benefits coverage can be complicated. Life insurance proceeds are paid out tax-free and can be used by your loved ones to pay estate taxes, buy out partners of a business, or just to pay off debt such as a mortgage. Think insurance Lifeworks with our clients to choose the best coverage plan for their age, stage of life, and financial obligations they want to cover both now and in the future. Let us help and we’ll put together a comprehensive financial plan that makes sense. If you have existing policy I can review your policy

Term Life
Permanent insurance
Universal Life
Living Benefits
Critical Illness
Long Term Care
Disability Insurance (Income Protection cover your Pay cheque )

Loan Insurance (Protect all you loan Payments whether the need is due to Injury or Sickness

Group Benefits (Health & Dental Plan) For Self-employed Individuals or Small or Big corporations

Travel insurance & That fulfil all requirement for Super Visa!

10/18/2026

Life Insurance, Critical Illness Insurance and Disability Insurance — What’s the Difference?

These three types of insurance can help protect against different financial risks. Understanding the difference can help you decide what coverage may fit your needs.

❤️ LIFE INSURANCE
Life Insurance may provide a benefit to your beneficiary when you pass away, subject to the terms of the policy. It can help families plan for financial responsibilities such as a mortgage, debts, income replacement and future needs.

➕ CRITICAL ILLNESS INSURANCE
Critical Illness Insurance may provide a lump-sum benefit if you’re diagnosed with a covered condition and meet the policy requirements.

💼 DISABILITY INSURANCE
Disability Insurance may provide monthly income benefits if an illness or injury prevents you from working and you meet the policy’s definition of disability.

Think about three questions:

What happens financially to my family if I pass away?

How would a serious illness affect our finances?

What happens to my income if I can’t work?

Different risks may require different types of financial protection. The appropriate coverage—or combination of coverage—depends on your individual needs, income, family responsibilities, budget and circumstances.

Looking for Life Insurance, Critical Illness Insurance or Disability Insurance in Calgary, Airdrie, Alberta or British Columbia? Contact Ramandeep Sahota at Sahota Group Insurance to discuss available insurance options.

Ramandeep Sahota
Sahota Group Insurance

📞 587-969-7213 | 778-969-7213
🌐 sahotagroupinc.ca
📍 Serving Alberta & British Columbia

General information only. Eligibility, coverage, benefits, definitions, exclusions, premiums, underwriting and policy terms vary by insurer, product and individual circumstances.

10/15/2026

Self-Employed? What Would Happen to Your Income If You Couldn’t Work?
When you’re self-employed or running your own business, your ability to work can be an important part of your financial security.
If an illness or injury prevents you from working, many expenses may still continue:
🏠 Mortgage or rent
🚗 Car payments
🛒 Groceries
💡 Utilities
👨‍👩‍👧 Family and household expenses
Depending on the policy, Disability Insurance may provide a monthly benefit if an illness or injury prevents you from working and you meet the policy’s definition of disability.
For self-employed individuals, contractors and business owners, reviewing your income protection options can be an important part of financial planning.
Ask yourself: If I couldn’t work for 3 or 6 months, how would I manage my regular expenses?
Looking for Disability Insurance for self-employed individuals or Income Protection Insurance in Calgary, Alberta or British Columbia? Contact Ramandeep Sahota at Sahota Group Insurance to discuss available options based on your individual circumstances.
Ramandeep Sahota
Sahota Group Insurance
📞 587-969-7213 | 778-969-7213
🌐 sahotagroupinc.ca
📍 Serving Alberta & British Columbia
General information only. Disability insurance eligibility, benefit amounts, definitions of disability, waiting periods, exclusions, premiums and policy terms vary by insurer, policy and individual circumstances.

10/12/2026

If Your Paycheque Stopped Tomorrow, How Long Could Your Family Manage?

Your ability to earn an income may be one of your biggest financial assets.

If an illness or injury prevents you from working, your income could change—but many of your regular expenses may continue:

🏠 Mortgage or rent
🚗 Car payments
🛒 Groceries
💡 Utilities
👨‍👩‍👧 Childcare and family expenses

Disability Insurance may help protect part of your income if an illness or injury prevents you from working and you meet the policy’s definition of disability.

For families, employees, professionals and self-employed individuals, understanding your income protection options can be an important part of financial planning.

Ask yourself: If I couldn’t work for several months, how would I continue paying my regular bills?

Looking for Disability Insurance or Income Protection Insurance in Calgary, Airdrie, Alberta or British Columbia? Contact Ramandeep Sahota at Sahota Group Insurance to discuss available options based on your individual situation.

Ramandeep Sahota
Sahota Group Insurance

📞 587-969-7213 | 778-969-7213
🌐 sahotagroupinc.ca
📍 Serving Alberta & British Columbia

General information only. Disability insurance eligibility, benefit amounts, definitions of disability, waiting periods, exclusions, premiums and policy terms vary by insurer, policy and individual circumstances.

👶 New Baby? It May Be Time to Review Your Life Insurance.Welcoming a new baby can bring new financial responsibilities. ...
10/03/2026

👶 New Baby? It May Be Time to Review Your Life Insurance.

Welcoming a new baby can bring new financial responsibilities. It can also be a good time for parents to review whether their current life insurance still fits their family’s needs.

Here are 5 questions new parents may want to consider:

1️⃣ How much life insurance coverage might we need?
Consider income, debts and future family expenses.

2️⃣ How long might we need coverage?
Think about how long your child may financially depend on you.

3️⃣ What about the mortgage or rent?
Consider your family’s ongoing housing costs.

4️⃣ Should both parents review their coverage?
Both income and unpaid household or childcare contributions can have financial value.

5️⃣ Are our beneficiaries up to date?
Major family changes can be a good time to review your beneficiary choices.

Every family is different. A life insurance review can help you understand what protection, if any, fits your family’s needs, responsibilities and budget.

Ramandeep Sahota
Sahota Group Insurance

📞 587-969-7213 | 778-969-7213
🌐 sahotagroupinc.ca
📍 Serving Alberta & British Columbia

General information only. Life insurance needs, eligibility, premiums, underwriting and policy terms vary by individual circumstances and insurer.

10/02/2026

Changing Jobs?

What Happens to Your Life Insurance?
If you have life insurance through your workplace, it’s important to understand what may happen to that coverage when you change jobs.

Your employer-provided life insurance may change or end when you leave your employer. Some benefit plans may offer an option to convert or continue certain coverage, but deadlines, eligibility requirements and plan rules can apply.

Personal life insurance works differently. A policy you personally own is generally not tied to your employer and normally continues when you change jobs, as long as the policy remains in force.

Before leaving a job, consider checking:
• How much life insurance do I have through work?
• What happens to my coverage when I leave?
• Are there conversion or continuation options?
• Do I have personal life insurance outside of work?
Understanding your coverage before changing jobs can help you make informed insurance decisions.

Ramandeep Sahota

Sahota Group Insurance
📞 587-969-7213 | 778-969-7213
🌐 sahotagroupinc.ca

📍 Serving Alberta & British Columbia

General information only. Employer benefit plans, conversion options, eligibility, deadlines and insurance policy terms vary by plan and insurer.

🇨🇦 Applying for Life Insurance? Here Are 5 Mistakes to AvoidA life insurance application is an important part of getting...
09/27/2026

🇨🇦 Applying for Life Insurance? Here Are 5 Mistakes to Avoid

A life insurance application is an important part of getting coverage. Providing accurate and complete information can help the insurance company properly assess your application.

Here are 5 common mistakes to avoid:

1️⃣ NOT SHARING COMPLETE INFORMATION
Answer application questions accurately and completely.

2️⃣ GUESSING MEDICAL DETAILS
If you’re unsure about medical information, check your records before answering.

3️⃣ FORGETTING MEDICATIONS
Include medications when the life insurance application asks for them.

4️⃣ NOT REVIEWING YOUR APPLICATION
Check your personal, medical and financial information before submitting.

5️⃣ NOT UNDERSTANDING YOUR COVERAGE
Know your coverage amount, policy term, premium and important policy details.

A careful life insurance application can help reduce misunderstandings and potential problems later.

If you’re looking for Life Insurance in Alberta or British Columbia, I can help you understand the application process and available coverage options.

Ramandeep Sahota
Sahota Group Insurance

📞 587-969-7213 | 778-969-7213
🌐 sahotagroupinc.ca
📍 Serving Alberta & British Columbia

General information only. Life insurance application, eligibility and underwriting requirements vary by insurer and policy.

Address

3730 108 Avenue Ne Unit1217
Calgary, AB
T3N1V9

Opening Hours

Monday 9am - 8:08pm
Tuesday 9am - 7:07pm
Wednesday 9am - 7:07pm
Thursday 9am - 7:07pm
Friday 9am - 7:07pm
Saturday 9am - 7:07pm
Sunday 9am - 5pm

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