Panorama Advisory Group

06/03/2026

Research consistently shows that when wealth transitions fail it is often not because of poor financial planning but at times due to breakdowns in family communication, unclear expectations, and lack of preparedness among the next generation.

This article highlights key principles that may help you in bridging apparent communication gaps as you seek to lay a strong foundation of long-term family wealth.

Effective communication across generations is one of the most important—and often overlooked—factors in successful family wealth transition. While families invest significant time and resources into tax strategies, legal structures and investment planning, many underestimate the impact of commun...

06/02/2026

We kicked off our first chuckwagon race of the season!

There is something special about the start of a new season—the excitement, the anticipation, and the opportunity to come together as a team. This weekend was not only about racing; it was about building relationships, strengthening our chuckwagon team, and creating memorable experiences both on and off the track.

We were thrilled to welcome so many outstanding guests to our VIP experience. Thank you to everyone who joined us, shared in the excitement, and helped make the event a success. Your support and enthusiasm contribute greatly to what makes chuckwagon racing such a unique and rewarding sport.

The season is just getting started, and we’re looking forward to many more races, great competition, and opportunities to connect with our community along the way.

06/01/2026

Canadian sovereigns yields were nudged lower by a softer-than expected Canadian GDP report with the Canadian fixed income market now pricing no change in the Bank of Canada’s monetary policy rate until October with possible one hike (25 bps.) in December.

The latest market news from Scotia Wealth Management has been posted to our blog page.

This week’s highlights Strong earnings season drives returns as markets await geopolitical clarity Optimistic geopolitical headlines drive modest decline in yields Canada’s economy unexpectedly contracted for a second straight quarter U.S. data highlights softer growth alongside persistent infla...

05/29/2026

Our team had the honour of attending today’s tea ceremony ahead of the Okotoks Powwow taking place this weekend. It was a meaningful opportunity to learn, connect, and share space with community members and Elders.

We’re proud that Scotiabank, together with our partner departments, is able to support this year’s Powwow. Being part of events that celebrate culture, tradition, and community connection is something we value deeply.

The Powwow is free to attend and open to everyone. We encourage you to join the celebrations tomorrow or Sunday and experience this incredible gathering.

05/29/2026

Longer life spans create more opportunities to pursue the future you envision. Thoughtful wealth planning can help you align your financial goals with the life you want to live — today and for years to come. Reach out to our team to learn more. https://panoramaadvisorygroup.com/

05/28/2026

As art and collectibles are increasingly within broader wealth, planning, and legacy conversations, understanding how trust is established, and how it can unravel, has become essential. Visit our website to learn more.

In the art market and across many categories of collectible assets, value is often discussed in terms of scarcity, demand, and cultural relevance. Less visible, but equally important, is the role of trust.

05/27/2026

According to a survey conducted by Scotiabank in Fall 2025, some investors using AI tools view it as complementary to the information and guidance from their primary financial advisor (30%), but the majority (62%) trust their financial advisor more than AI-generated advice. Still, the Investor Sentiment Survey found usage varies by demographics. For example, male investors were more likely to have consulted AI tools about finances and investments in the past year and those aged 45+ were less likely.

Check out the infographic for more insights from the survey.

As artificial intelligence becomes more advanced, more people are using it in more aspects of their lives, but still see financial advice from a real person as critical.

05/25/2026

In Canada, yields are down 6-7 bps across maturities. German yields are down 8 bps on the longer end and 11 bps on the short end of the curve. French, Spanish and Italian yields are following a similar pattern and down 9-12 bps.

We have the latest market news from Scotia Wealth Management on our website.

Featured in the report   Week ahead preview: May is coming to a close with uncertainties remaining practically as elevated as they were at the start of the month. This week’s global calendar is relatively quiet as far as scheduled events or data go and the earnings season is winding down, so head...

05/21/2026

Every parent dreams of giving their children the best start in life—and education plays a huge role in that journey. With tuition and living costs rising, planning ahead is no longer optional, it’s essential.

Here are some tips to help you save for your children's education.

Every parent dreams of giving their children the best start in life—and education plays a huge role in that journey. With tuition and living costs rising, planning ahead is no longer optional, it’s essential.

05/20/2026

After 35 years of building a successful dry-cleaning business across Southern Ontario, the Fosters are now in their early 60s and ready to retire. With their adult children uninterested in taking over the family business, they sold it to an external buyer for $25 million. However, the sale triggered a significant $5 million capital gains tax liability – a cost that could impact their long-term plans.

From managing capital gains tax to preserving family wealth, strategic planning can open new opportunities for business owners approaching retirement. Read the full article to learn more.

Discover how business owners can turn tax liabilities into opportunities to preserve wealth and create lasting charitable and family legacies.