Panorama Advisory Group

09/03/2026

For most business owners, selling their company is a once-in-a-lifetime transaction. Unsolicited buyers, on the other hand, negotiate deals for a living. Here's how to level the playing field.

The process of selling a business is complicated, and when not approached carefully, it could expose the owner to unnecessary risk. It is often the largest transaction of a business owner’s life and will likely have a significant impact on their future and the future of their loved ones.

09/02/2026

Do you wish to provide financial support for your grandchildren’s future education? 📚

Many of us would like to help with private school or post-secondary school expenses, as we recognize the importance of a good education – and the high costs often associated with it. Here are a couple of options to consider if you are a grandparent.

Here are a few options to consider if you are a grandparent and want to help with your grandchild's post-secondary education expenses.

08/31/2026

U.S. equities opened the week on the defensive as broad technology and semiconductor weakness weighed on sentiment ahead of a heavy macro and earnings calendar, before a sharp drop in oil on easing Middle East supply fears fuelled a Tuesday relief rally; gains stalled midweek as a firmer July Personal Consumption Expenditures (PCE) print revived inflation concerns and investors sat on their hands ahead of Nvidia, whose strong outlook, alongside Salesforce’s guidance, drove a broad Thursday advance that consolidated Friday ahead of Warsh’s Jackson Hole address.

Read the latest market news from Scotia Wealth Management - it’s on our website now.

This week’s highlights Tech earnings buoy markets as oil relief offsets inflation caution Trade shock, then inflation: a two-part week for sovereign bonds Canadian GDP beats the odds amid tariff turmoil U.S. inflation holds above target as Warsh signals Fed still has “work to do” Firmer Europe...

08/27/2026

A meaningful legacy is more than just transferring wealth. It's about aligning financial decisions with shared values, strengthening family relationships and preparing future generations to thrive.

This article explores how families can:
✔️ Define a shared mission and vision
✔️ Prepare wealth creators and heirs
✔️ Build trust through open communication

Read the article to learn how intentional planning can support a lasting legacy.

Legacy planning is more than simply passing on assets—it is also the opportunity to align financial strategies with shared values to ensure unity, purpose and long-term impact. Intentional planning can help families protect relationships, strengthen stewardship and prepare future generations to th...

08/26/2026

While the Section 338 tariffs would raise the effective tariff rate on Canadian exports, their narrow scope and the continued protection afforded to most trade under CUSMA suggest a sector-specific impact rather than a material hit to aggregate growth, while the January 1, 2027 implementation date attached to the proposed auto tariffs leaves a meaningful window for both sides to reach a negotiated agreement before those measures take effect.

Read more from Scotia Wealth Management on our website.

The U.S. imposed additional 50% tariffs on approximately $20 billion of Canadian goods, from August 22nd. Canada has pledged to retaliate with its own trade measures two weeks from now, and Trump has threatened 50% duties on autos and parts, and steel on January 1st. Is the latest episode another de...

08/24/2026

Canadian equities also finished lower amid sizable intraday swings. Stocks slid from early-week highs as they tracked U.S. risk-off sentiment, before spiking Wednesday on news of the tariff delay and U.S. Treasury’s buyback plans.

The latest market news from Scotia Wealth Management has been posted to our blog page.

This week’s highlights Semis, oil, and tariffs steer equities lower despite late-week bounce Long-dated global sovereign yields spike before US Treasury increased buyback plan somewhat steadies rates Canadian inflation edges higher keeping tightening risks alive U.S. business activity accelerates ...

08/21/2026

While there are many different types of trusts, they all share a common purpose: to help protect your beneficiaries and transfer property effectively.

Here are some common reasons you may want to consider setting up a trust. Reach out to our team for personalized guidance – we're here to help. https://panoramaadvisorygroup.com/why-should-i-set-up-a-trust/

08/20/2026

Taking advantage of tax, investment and estate planning strategies become increasingly important as you age and start thinking more about preserving your wealth for the next generation.

While many of these options are available to you during your lifetime, others are more relevant after you turn 65. This article outlines some common planning considerations to think about as you enter retirement. For personalized retirement planning, please reach out to our team.

The following checklist outlines some common wealth planning considerations to think about as you enter retirement.

08/19/2026

Women’s health is getting more attention now, but many women have spent years being told to push through symptoms that were misunderstood, dismissed, or normalized.

In this episode, Dr. Sheila Wijayasinghe, family physician and medical director of Primary Care Outreach at Women’s College Hospital in Toronto, explains why the gap in care still reverberates today — delaying diagnoses, affecting medical research, and impacting career growth, finances and day-to-day life.

Listen on our website now: https://panoramaadvisorygroup.com/perspectives-podcast-the-hidden-cost-of-overlooking-womens-health/

Women’s health is gaining attention, but gaps remain. Dr. Sheila Wijayasinghe explains why overlooked care impacts diagnoses, work, finances, and daily life.

08/17/2026

In Canada, AI imports in CAD terms grew by 69% in Q1-24 to Q2-26 compared to an all-imports increase of 19.8%. On the other hand, imports of AI goods have only slightly increased their participation in all imports, rising from 2.4% in 1Q-24 to 3.4% in 2Q-26 (an increase which pales against the U.S.’s of course).

The latest market news from Scotia Wealth Management has been posted to our blog page.

A concise summary of major market events, their impact on financial markets, and implications for investment strategy.