Lindsey Merkley - RBC Mortgage Specialist

03/23/2026

Latest Update: The Bank of Canada holds its interest rate at 2.25% as of March 18, 2026. This article shares great perspective on the decision.

The Bank of Canada held the overnight rate at 2.25% at its second meeting of 2026, and conveyed three key messages through its interest rate announcement and press conference opening statement.

01/22/2026

Explore current RBC special mortgage offers available for new home purchases. We also just had an awesome special announced today, if you are taking possession or switching your mortgage in the next 60 days. Let's Talk!

Explore current RBC special mortgage offers. Check back often for first time home buyer offers, switch offers, and other limited time offers.

12/15/2025

Personal finance can be intimidating! Did you know you can upskill your personal finance knowledge with free RBC Microcourses, including McGill Personal Finance Essentials. Learn more at: rbc.com/oncampus

12/11/2025

The 2025 First Home Savings Account (FHSA) deadline is quickly approaching. If you want to capture contribution room for 2025, the FHSA account must be opened before 11:59 pm ET on Wednesday, December 31. Even if you aren't able to contribute to the account this year, opening the account before the deadline allows you to capture the contribution room for 2025 and contribute it in 2026 along with the contribution room for 2026.

The contribution limit for 2025 is $8,000.

See the attached link for great information on the FHSA!

An FHSA is a type of registered plan, which means you can hold investments in it to help you reach your goal of owning a home faster.

12/10/2025

The Bank of Canada announced today that it is holding its interest rate at 2.25%. Prime remains unchanged.

Latest update: The Bank of Canada holds its interest rate at 2.25%.

11/06/2025

With the recent drops in Prime, now is a great time to explore your mortgage options. Whether you are mid term or coming up for renewal, switching to RBC could save you money and time!
Plus, enjoy up to $3,500 cash back and 55,000 Avion Pointes when you switch your mortgage in!

Switching your mortgage to RBC Royal Bank? Explore the benefits and see how we take care of the details for you.

10/30/2025

Another positive announcement from the Bank of Canada yesterday!

The Bank of Canada has cut its interest rate to 2.25%.

09/19/2025

Yesterday was a great day gathering with all the Alberta RBC Mortgage Specialists at the annual conference and gala. The day was filled with market insights, discussions of exciting things to come, bike building for deserving kiddos and a celebratory gala in the evening. I am so proud to be a part of RBC and this amazing team!

09/17/2025

Important announcement today from the Bank of Canada

On September 17, 2025, the Bank of Canada announced that it is cutting its policy rate to 2.50%. Learn more: http://spr.ly/6187Ar3CS

09/12/2025

Golf tournament ready! ⛳️
Have a great weekend, everyone!

09/05/2025

There has been a shift in the market in recent months and many are wondering if now is the a good time to get into the market. This is an interesting read that sheds some light on that question!

For many Canadians, there's been little hope of home ownership in some of the country's biggest housing markets. But that narrative appears to be shifting, at least in places such as Vancouver, Toronto and surrounding areas, as prices remain relatively low and interest rates seem to hold steady.