MMG Mortgages

MMG Mortgages MMG Mortgages is a team of experienced and knowledgeable mortgage professionals. With diverse financ

09/03/2026

Wishing all of our little (and not-so-little) MMG kids a fantastic school year!
Go show ’em what you’ve got! 🎒✨

Bank of Canada UpdateNo change to interest rates, but there’s still plenty to watch.The Bank of Canada held its overnigh...
09/02/2026

Bank of Canada Update

No change to interest rates, but there’s still plenty to watch.

The Bank of Canada held its overnight rate at 2.25% today, marking another decision with no change. While Canada’s economy has shown signs of improvement, the Bank remains cautious as inflation is hovering around 3% and uncertainty surrounding U.S. tariffs and global energy prices continues.

For homeowners and buyers, the important takeaway is that variable mortgage rates remain steady for now. Fixed rates, however, continue to be influenced by bond yields and can move independently of the Bank of Canada’s overnight rate.

What does this mean for you?
Whether you’re buying, renewing or refinancing, it’s worth looking beyond the headline rate and considering the strategy that makes the most sense for your situation.

Have questions about where rates are headed or what today’s announcement means for your mortgage? Give us a call, we’re happy to help!

Your Bi-Weekly Economic Update!Canada’s economy is showing some strength, but inflation remains a concern. Canada’s econ...
08/31/2026

Your Bi-Weekly Economic Update!

Canada’s economy is showing some strength, but inflation remains a concern. Canada’s economy grew at an annualized 3.3% in Q2, supported by stronger exports, consumer spending and business investment. However, inflation increased to 3.0% in July, up from 2.8% in June, keeping the Bank of Canada cautious on future rate decisions.

For mortgage borrowers, the Bank’s 2.25% policy rate is expected to remain unchanged at the September 2 announcement. Meanwhile, bond yields remain elevated, which continues to put pressure on fixed mortgage rates.

Alberta continues to outperform much of the country, with the province forecasting 2.3% economic growth in 2026, supported by energy, exports, construction and investment. Higher oil prices are also providing a boost to the provincial economy.

While variable rates have stabilized, fixed rates can still move with bond yields and inflation expectations. Whether you’re buying, refinancing or renewing, looking at the overall mortgage strategy, not just the rate, remains important.

Meet Alicia!While not a broker or underwriter, Alicia is involved in just about every other corner of MMG’s day to day o...
08/28/2026

Meet Alicia!
While not a broker or underwriter, Alicia is involved in just about every other corner of MMG’s day to day operations. From social media and marketing to event planning and operations support, she works behind the scenes to help keep MMG running smoothly.

Of all the hats she wears, “Event Planner” is the one she dons most proudly. Contributing to MMG’s positive culture and creating opportunities to celebrate a team that works incredibly hard every day is what she finds most fulfilling.

Outside of work, Alicia is a self-proclaimed sourdough enthusiast and loves making homemade bread, often turning out loaves to share with family and friends. She also enjoys getting out on the golf course, travelling to Mexico whenever she gets the chance, and spending time with her husband and daughter and ALL the people she loves most. And if there’s a game night involved, even better. From board games to the newest party games, Alicia is down for anything that brings out a little friendly (and rowdy!) competition.

Years of education.Long hours.A career you've worked incredibly hard to build.If you're a medical resident, fellow, newl...
08/25/2026

Years of education.
Long hours.
A career you've worked incredibly hard to build.

If you're a medical resident, fellow, newly practicing physician, or eligible foreign-trained physician, your potential home financing options may surprise you.

Some mortgage lenders have specialized programs that are designed with the unique career path of medical professionals in mind - taking factors such as your area of training, projected income, and student debt into consideration.

MMG Mortgages partners with multiple lenders who offer these unique and specialized programs for medical professionals, helping you explore options that align with your stage of medical training and career.

Read our latest blog https://link.msgsndr.com/sp/18591d91756 to learn more about what physicians need to know when exploring their mortgage options.

When signing a purchase contract for a new construction home, builders require a deposit as part of the home purchase pr...
08/20/2026

When signing a purchase contract for a new construction home, builders require a deposit as part of the home purchase process. This deposit can form part, or all, of the down payment. This deposit also demonstrates a buyer’s serious intent to purchase the home and allows the builder to cover initial costs like securing permits, commencing the construction process, or holding the lot.

Builder deposits can be challenging for many clients especially if their equity is tied up in an existing property, investments or if they are still saving. There are a few ways that a client can get the funds required for the deposit despite these challenges.

A trusted MMG mortgage expert can help secure your mortgage and discuss the different deposit options - whether that be a refinance on an existing property, a Home Equity Line of Credit (HELOC) or short-term financing.

DM or email us at [email protected] to find out more!

Your Bi-Weekly Economic Update!Canada’s inflation rate moved higher in July, reaching the mid range of the Bank of Canad...
08/17/2026

Your Bi-Weekly Economic Update!

Canada’s inflation rate moved higher in July, reaching the mid range of the Bank of Canada’s 1% to 3% target. The increase was largely driven by higher gasoline prices, while the Bank’s preferred core inflation measures remained close to 2%. This suggests the latest increase may be more related to energy costs than a broad re-acceleration in inflation.

For borrowers, this keeps the Bank of Canada in a cautious position heading into its September 2 rate announcement. While another rate cut is not off the table longer term, today’s inflation numbers give the Bank less reason to move quickly.

Calgary’s housing market continues to shift toward more balanced conditions. Sales and new listings are both running below last year, giving buyers more choice and reducing some of the urgency we saw in previous years. However, conditions vary significantly by property type, with the condo market seeing considerably more inventory and price pressure than the detached market.

What does this mean? The market is creating opportunities for buyers who are prepared, while borrowers should continue to look beyond the headline rate and consider the overall mortgage strategy that best fits their goals.

As always, we're here to help you navigate the numbers and understand what they mean for your mortgage.

There’s no better compliment than a client choosing to come back to us again and again. ❤️We’re incredibly grateful to h...
08/16/2026

There’s no better compliment than a client choosing to come back to us again and again. ❤️

We’re incredibly grateful to have worked with this client on five different properties over the years, and even more grateful for the trust they continue to place in Jacki and our team.

Thank you for your kind words and for allowing us to be part of your real estate journey time and time again. Building long-term relationships with our clients is one of the best parts of what we do!

Here’s to the next chapter! 🥂🏡

Buying your next home before the sale of your current one closes?That’s where bridge financing comes in. 💸Bridge financi...
08/13/2026

Buying your next home before the sale of your current one closes?
That’s where bridge financing comes in. 💸
Bridge financing provides short-term funds that “bridge the gap” between the purchase of your new home and the proceeds from the firm sale of your existing one. 🏡

It’s designed for timing issues - when your purchase closes before your sale does - helping reduce stress, keep your move on track, and to give you flexibility during the transition.

An MMG Mortgage Professional can guide you through the process, work with lenders on your behalf, and ensure you have the right solution in place when timing is tight.
✨ Smooth moves start here!

08/11/2026

Downsizing isn’t just about moving into a smaller home. It’s about finding the right fit for your next chapter, whether that means less maintenance, a more manageable mortgage, a different location, or simply a home that better suits your current lifestyle.

Before making a move, it’s important to understand how selling your current home, your existing mortgage, and your next purchase all fit together.

The right mortgage strategy can help make the transition smoother and ensure your new home aligns with both your lifestyle and financial goals.
Your next home should fit your life, not the other way around.
Let’s make your next move simple, comfortable, and stress-free.

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113/1289 Highfield Crescent SE
Calgary, AB
T2G5M2

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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