Mortgage Alliance Bradley Gavin

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Canada
Calgary, AB
Mortgage Alliance Bradley Gavin

I will provide unparalleled choice, convenience and counsel. Bradley Gavin, Mortgage Associate
Mortgage Alliance

02/09/2023

At renewal, you can renegotiate everything about your mortgage – with no penalties – which means this is an important moment of opportunity. You may also want to discuss refinancing your mortgage to pay off debt, complete renovations, or pay for a significant expense ahead.

Reach out to explore your options.

01/31/2023

3 Reasons you should use a mortgage broker vs. going to your bank:

1. Better Rates – Because lenders compete for our business, we get discounted rates based on volume and pass these savings directly on to you.

2. Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in-house. With me, you get access to dozens of lenders.

3. Our services are free – the lender compensates us.

If you have questions about your mortgage or home financing options, reach out, I'm here to help.

01/23/2023

If you are ready to jump into 🏠 homeownership, reach out! I will discuss the mortgage process with you ➕ inform you about various programs that are available to first-time buyers in Canada. Such as...

👉The Home Buyers’ Plan
👉The First-Time Home Buyer Incentive
👉Other products only offered through the Mortgage Broker channel.

Reach out today to learn more! 📣

01/17/2023

Here are 3 tips to help first-time buyers navigate the landscape.

1. Get pre-approved before you start looking at homes.

2. Talk to me to avoid surprises. Surprises can range from fees around closing costs to rebates for first-time buyers. Whether it’s money in or out, you need to know about it.

3. Work with a realtor. This is the biggest purchase of your life; let the pros help you navigate it.

01/09/2023

Three reasons you should get a mortgage pre-approval:
1. You will know the maximum amount you can spend on a house
2. It can secure your rate for up to 120 days while you shop for a house
3. It lets the seller know you can secure financing, giving you an edge when making an offer.

Reach out today for a free, no-obligation, Mortgage Pre-Approval.

01/04/2023

If your home will be owner-occupied, you need 5% down for the first $500,000 of the purchase price, and 10% for any amount over $500,000 up to $999,999. If the purchase price is $1,000,000 or more, the minimum down payment is 20%.

According to CMHC’s Mortgage Consumer Survey, most homebuyers are accessing their savings or equity from a previous home for their down payment. Followed by RRSP savings and gifts from family members.

If you have any questions about the down payment options available to you and how to use them, send me a message!

12/28/2022

This year has been one for the books regarding your mortgage. You might have questions about whether your current mortgage is right for you. Maybe your situation has changed, or your mortgage is coming up for renewal in 2023.

Reach out today and schedule your free Mortgage Check-up.

12/20/2022

Household debt levels have reached record highs in Canada. If you are a homeowner and carrying high-interest debt, it may make sense to refinance your mortgage and potentially free up more cash each month.

Reach out to discuss your options.

12/13/2022

Refinancing your mortgage or obtaining a HELOC (home equity line of credit) is a great way to fund a home renovation.

You get access to the cash you need at a low borrowing cost. Reach out today to see the options available to you.

12/05/2022

If you are thinking about buying a home, the good news is that buyers now need less income to qualify for the average home. The Bank of Canada has suggested that rate hikes are nearing the end, combined with the softening of home prices, has improved affordability across the country.

Reach out to learn about your purchasing power.

11/29/2022

Rent prices are up on average 12% compared to last year and, in many cities, even higher. Rent prices have now surpassed pre-pandemic levels. With the softening of house prices this year, affordability is back in line. Send me a message if you are renting and have been thinking about homeownership. Together, we will review your options and see if buying a home in today's market is right for you.

Address

Calgary, AB
T2E7W7

Website

http://www.augustafinancial.ca/

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