Lena Larsen - Mortgage Expert, A Better Way - Dominion Lending Centres

10/24/2026

This is my win for this week. Our new client got pre-approved in less than 24 hours . That is application reviewed, income and down payment verified and credit checked and pre-approval meeting completed!! I could not have done this without my Amazing Team!!! Thank You! ❤️

10/17/2026

09/30/2026

🏡 Own a home but still paying 20% or more on credit card debt?

If you’re juggling credit cards, lines of credit, and a car loan, mortgage refinancing may help you consolidate those debts into one mortgage payment — potentially at a lower interest rate.

Your mortgage balance would increase, but your total monthly payments could decrease, giving your budget some breathing room.

A lower payment doesn’t automatically mean lower total costs. Repayment timelines, refinancing fees, and the fact that the debt becomes secured against your home all matter.

It’s not the right solution for everyone. Let’s see whether the numbers work for you.

💬 Send me a message to book a consultation. We’ll review your debts, compare your options, and see whether refinancing could help you save.

09/27/2026

🏡 Your home may have grown in value. Is that equity working for you?

If you bought your home several years ago, you may have built up significant equity. Refinancing could help you access a portion of it to renovate, consolidate debt, invest, or improve your monthly cash flow.

The key is making sure the numbers work for you — including the rate, repayment period, and refinancing costs.

Your home is more than where you live. It may also be one of your biggest financial assets.

💬 Want to explore your options? Send me a DM to book a consultation

09/24/2026

https://www.eventbrite.ca/e/free-educational-seminar-about-first-time-home-buyers-tickets-2002169181920

08/14/2026

Getting ready to apply for a mortgage?

What you do before approval can directly affect how much you qualify for — and sometimes even whether the approval still stands by closing.

A new car payment, higher credit card balances, a new credit account, or a change in your job or income structure can all change the numbers lenders use to assess your application.

That’s why it’s better to check first before making any major financial move while you’re preparing to buy.

Save this carousel so you don’t forget the basics.

Planning to buy a home and not sure what could affect your mortgage approval?

Send me a message — I’ll help you understand what to avoid and what to prepare before you apply.

08/09/2026

A stable income doesn’t always mean a mortgage approval. 🏡

Two people can earn the same amount of money and still qualify very differently, simply because of **how that income is earned and documented**.

Salary, hourly wages, variable hours, bonuses, child tax benefits, self-employed income, each type of income can be treated differently by a lender.

And sometimes, the income you expect the bank to use may only be partially accepted, or not accepted at all.

That can make a significant difference in how much you qualify for, or even become one of the reasons a mortgage application is declined.

Understanding this **before you start shopping for a home** can help you avoid surprises later.

If you would like to know what income will be allowed in your situation, send me a message and I will be happy to break it down for you.

08/06/2026

Do you think every buyer gets approved for the same mortgage amount?
Not at all. Even small changes in your financial profile can make a noticeable difference.

In this carousel, I’m sharing 6 ways that may help increase your mortgage approval amount:

— reduce your monthly debt
— increase your down payment
— avoid opening new credit before buying
— document all available income
— consider a home with a legal rental suite
— compare options from different lenders

Sometimes the difference can be tens of thousands of dollars.
That can mean more choices on the market, and a better chance of getting the home you really want.

If you’d like to understand what may help in your specific situation, DM me “QUALIFY”.
I’ll tell you which steps may improve your result.