Mortgage with Kishan

Mortgage with Kishan Mortgage Broker, helping clients find the right mortgage solutions for their needs.

Is Alternative or Private Lending Right for You? Not everyone fits into the traditional lending box, and that’s where al...
05/30/2026

Is Alternative or Private Lending Right for You?

Not everyone fits into the traditional lending box, and that’s where alternative and private lending can be a game-changer. If you're self-employed, earning commission-based income, New to Canada, or have unique financial circumstances, these lending options offer more flexibility than conventional banks. We can help!

✅ Self-Employed? Alternative lenders consider your full financial picture, not just tax returns.
✅ Unconventional Income? Private lenders look at your earning potential, not just pay stubs.
✅ Credit Challenges? If past financial hiccups have impacted your credit, private financing may still be an option.

Looking for mortgage solutions tailored to you? Follow along for more insights and expert advice, or reach out today to explore your options!

What’s the difference?Monoline lenders are financial institutions that offer mortgage products exclusively through mortg...
05/27/2026

What’s the difference?

Monoline lenders are financial institutions that offer mortgage products exclusively through mortgage agents (brokers). Unlike banks, they don’t offer chequing accounts or credit cards. That means no retail branches, lower overhead, and often more competitive mortgage rates and flexible terms.

Working with a licensed mortgage agent (broker) means you have access to both monoline lenders and traditional banks. Whether you're a first-time buyer, self-employed, new to Canada, or looking to renew, refinance, or invest, a licensed agent (broker) can help you compare all your options and find the right fit.

📲 Want to understand which lending option is right for you? Let’s connect.

05/26/2026

Treat every renewal like your first mortgage.

Too many homeowners simply sign back the offer their lender sends without exploring what else is available. Every renewal is an opportunity to reassess your goals, explore your options, and make sure your mortgage still fits your life — so don't let it be a rubber stamp moment.

Starting your review 3 to 6 months early gives you the time and flexibility to compare lenders, revisit your goals, and make the right decision without the pressure.

📅 Don't just sign back the first offer you receive — connect with a licensed mortgage agent who works for you and make your next term your best one yet.

Your home is worth protecting — but so is everything inside it. 🏡Mortgage payment protection is designed to keep your pa...
05/21/2026

Your home is worth protecting — but so is everything inside it. 🏡

Mortgage payment protection is designed to keep your payments covered if life takes an unexpected turn — whether that's job loss, illness, injury, or the unthinkable. In today's economic climate, that peace of mind matters more than ever.

Whether you're buying your first home, refinancing, renewing, investing, or building a new life in Canada, the right protection plan ensures your financial goals stay on track no matter what comes your way.

A Mortgage Protection Plan is more than a life insurance policy — it's a safety net for the people and the future you're building.

➡️ Let's talk about the right layer of protection for you and those you love.

Your income tells a story — and it may be more mortgage-worthy than you think. Many applicants are surprised to learn th...
05/18/2026

Your income tells a story — and it may be more mortgage-worthy than you think.

Many applicants are surprised to learn that non-traditional income sources like the Canada Child Benefit, spousal or child support, maternity or parental leave, and even foster care income may count toward your mortgage eligibility depending on the lender.
Every situation is different, and not all lenders assess income the same way. That's where we come in. As licensed mortgage agents, we take the time to understand your full financial picture and match you with the lender that works best for you.

Let's review your income sources together and find the right fit!

Why hello long weekend! We hope you find time to relax, recharge, and reconnect this Victoria Day.
05/16/2026

Why hello long weekend! We hope you find time to relax, recharge, and reconnect this Victoria Day.

🏠 Rental Income and Using It Help You Qualify for a Mortgage.If you earn rental income from a secondary suite, investmen...
05/14/2026

🏠 Rental Income and Using It Help You Qualify for a Mortgage.

If you earn rental income from a secondary suite, investment and/or multi-unit property; lenders may consider a percentage of this income toward mortgage qualification.

Depending on the lender, 50% to 100% of verified rental income could be added to your total income to help improve affordability, boost your approval odds, or increase your purchasing power.

Connect with us today to discover how your rental/investment income can improve your mortgage options.

Your Term is how long your rate and mortgage conditions are locked-in. While many Canadian borrowers choose a 5-year ter...
05/12/2026

Your Term is how long your rate and mortgage conditions are locked-in. While many Canadian borrowers choose a 5-year term, shorter and longer options exist depending on your goals and market conditions.

Your Amortization is the total time to pay off your mortgage (with regular payments). Most are set at 25 years, though some buyers, including first-time buyers, and those purchasing new builds, may have access to 30-year amortizations (longer amortizations can lower monthly payments but increase total interest over time).

Choosing the right amortization can impact both affordability today and cost over the life of your mortgage. Pairing that with the right term helps ensure your mortgage stays aligned with your plans as things change.

📞Before you lock in a rate or commit to a lender, talk to a licensed mortgage agent first. Unlike a bank, a mortgage agent works for you — not the lender — ensuring your mortgage is structured around your goals from day one.

📲 Like, follow, or share to stay informed and empowered.

Today we celebrate the mothers, grandmothers, stepmoms, and every incredible woman who shows up with love, strength, and...
05/10/2026

Today we celebrate the mothers, grandmothers, stepmoms, and every incredible woman who shows up with love, strength, and grace — in both the big moments and the quiet ones. 💐

You are the heart of the home and the force behind so many dreams. Today is yours — we hope it's filled with all the recognition, rest, and love you deserve.

Happy Mother's Day from all of us at Indi. 💛

Many mortgage holders assume they need to wait until their mortgage is up for renewal to make changes. In reality, your ...
05/07/2026

Many mortgage holders assume they need to wait until their mortgage is up for renewal to make changes. In reality, your mortgage can be reviewed and adjusted during your term, (penalties may apply) depending on your goals and current situation. As rates shift and your balance changes, there may be opportunities to improve cash flow, access equity, or restructure your mortgage to better fit your present needs, not just when your renewal date arrives.

📞 If it has been a while since your last mortgage review, connect with us today to see what options may be available to you now.

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