BOSI Financial Inc

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BOSI Financial Inc Providing all your financial needs, including mortgages, insurance and investments! Choose us for reliable financial services.

BOSI Financial, Calgary's premier mortgage broker, offers top-notch solutions for residential and commercial mortgages. We connect with leading private lenders in Southern Alberta for the best rates. Our services include insurance and investment advice, focusing on financial empowerment. We prioritize transparency and client satisfaction, specializing in navigating mortgage and insurance complexities. Contact: [email protected] or 1 (800) 660-3576.

10/19/2026

“I’ve budgeted for my lawyer’s fee, so I’m good on closing.”

Myth.

When you meet with your lawyer there can be several other costs or adjustments:

• Title Insurance

• Disbursements

• Property tax adjustments

• Condo fee adjustments

• Remainder of your down payment

will map your mortgage 🗺️ Your lawyer will give you the final amount to close.

Call (587) 317 - 7350 or emal: [email protected]

10/12/2026

Instead of “I’ll get back to you,” tell the client when exactly you’ll be back to them.

When people know what happens next, they stop wondering.

That’s when the process feels professional; not stressful.

That’s how we work at

Phone number: (587) 317 - 7350

Email: [email protected]

10/05/2026

“Why am I paying the seller’s property tax?”

You’re not covering their bill. You’re splitting the year.

If the seller already paid the full year and you take possession after that, your lawyer reimburses them for your days of ownership.

If they haven’t paid yet, you get a credit at closing.

That’s property tax adjustment.

Not a hidden fee. Just a day-by-day split so nobody pays for months they didn’t own the home.

Questions on closing?

Call or text: (587) 317 - 7350 📲

Email: [email protected]

DM

September 2026 market stats tell a similar story in both cities: single-family homes are holding up, condos and townhome...
10/03/2026

September 2026 market stats tell a similar story in both cities: single-family homes are holding up, condos and townhomes are softer, and buyers have more choice than they did a year ago.



• Sales were 1,650, about 4% lower than last September, but stronger than a typical fall slowdown. New listings fell 11% to 3,354, and the number of homes for sale eased 6% to 6,486. There is just under 4 months of supply.

• The benchmark price for all home types was $566,700, down 0.8% from last year.

• Detached homes stayed balanced: 896 sales, up 4%, with a benchmark of $739,400, down 1%. Semi-detached was flat at $685,200.

• Townhomes and condos are where prices are under pressure. Townhome benchmark: $412,400, down about 6%. Condo benchmark: $291,400, down 8.3%, with more than 5 months of supply. The North East is the softest part of the city at $461,200, down 6.1%. West and City Centre were the only districts up, at $721,200 and $573,100.



• Greater Edmonton Area sales were 1,959, down 10.3% from last September and 8.8% from August. New listings rose to 3,864, up 11.3% from last year, and inventory is 16.7% higher than last September.

• The average selling price was $466,080, up 2.9% from last year but down 0.8% from August. The benchmark price was $423,100, down 0.3% year over year.

• Detached prices held: average $569,820, up 2.9% from last year. Townhomes and semi-detached were down 4.5% and 4.8%. Condo sales fell 15.4% from last year, though the average condo price was roughly flat at $208,672.

For buyers: more homes to choose from, and more room to negotiate, especially on condos, townhomes, and in higher-supply areas like Calgary’s North East.

For sellers: price and presentation decide whether you sell. A detached home in a balanced area is a different market from a condo or townhome.

🏡 If your in the market or want to plan ahead, contact today.

09/28/2026

The Broker Blueprint 📲 How successful brokers think, lead, and grow.

Structure isn’t restriction. It’s what creates freedom.

When a team time-blocks, protects their calendar, delegates, templates, and automates the work behind the scenes, the buyer has:

• A clear process

• Fast answers

You get deals that close.

If you’re a mortgage broker looking for a coach or if you have questions about your mortgage DM

Email: [email protected]

09/21/2026

by

Myth: “You need to have the entire down payment before you can write an offer.”

Deposit and down payment are not the same thing which means you might be able to shop sooner than you think 🏡

Have questions? Send a DM 📲

09/14/2026

recently presented to a room of mortgage brokers about the principles, strategies and standards that create lasting success in this industry.

The best mortgage brokers do more than find rates.

They ask better questions and set expectations.

They understand the full financial picture.

They communicate clearly if at any point the process becomes complicated for the buyer.

They know which lenders fit the deal, and they advocate for their clients from application to approval.

Planning your next move? Send us a message with the word MORTGAGE and let’s talk 🏦

09/08/2026

Last week had the privilege of speaking in front of many amazing mortgage brokers.

The full presentation is being finalized and will be released soon.

Want help mapping your next mortgage?

DM

August market stats show a similar story in both cities: activity cooled, inventory remained elevated, and buyers gained...
09/05/2026

August market stats show a similar story in both cities: activity cooled, inventory remained elevated, and buyers gained more room to choose



• Sales were 1,660, down 16% from last August. New listings also eased, but months of supply still rose to 3.92.

• The total residential benchmark was $569,800, down 1.1% year over year.

• Detached and semi homes stayed relatively balanced. Homes over $1M were the exception; increased supply there actually supported sales.



• Sales hit 2,143, down 9.8% from last year and 15.4% from July. Inventory is still 15.1% higher than August 2025.

• The average selling price was $469,602, up 1.8% year over year but down 1.1% from July.

• Detached prices held better than condos and townhomes.

—

For buyers: more selection, more time, and more negotiating room, especially in condos and lower-density pockets with higher supply.

For sellers: pricing and presentation matter more than ever. The market is adjusting.

Questions? Contact today

Address

321 19 Street NW
Calgary, AB
T2N2J2

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 5pm

Telephone

+18006603576

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