Edward Jones - Financial Advisor: Toddye Kam

06/03/2026

In a recent survey conducted by Edward Jones Canada, we learned that 70% of Canadians experience negative emotions when thinking about RRSP contributions, ranging from confusion to worry about not saving enough.

The specific emotions they're feeling:

• 40% feel confused about retirement planning
• 37% are unsure if they're maximizing RRSP opportunities
• 36% worry they're not contributing enough for a financially secure retirement

This is where a personalized approach can make a difference. There's no one-size-fits-all strategy when it comes to building financial confidence for retirement.

Having a partner to guide you through the process can help you get started and make adjustments as life changes.

If retirement planning feels uncertain, let's start a conversation about building a strategy that makes sense for your unique situation.

Edward Jones Canada survey finds RRSP contribution intentions remain steady, despite feelings of confusion and uncertainty

06/02/2026

One of the reasons I’m proud to be part of Edward Jones is our commitment to showing up for communities when it matters most.

Recently, Edward Jones associates joined the Arbor Day Foundation and local agencies to plant trees at Mary Jackson Elementary School in Altadena, an area impacted by last year’s wildfires. Restoration work like this helps bring comfort and a sense of normalcy back to families and students who’ve experienced so much.

It’s a powerful reminder that lasting recovery takes time—and that small actions can grow into something meaningful for generations.

06/01/2026

If you’ve been contributing to a Registered Education Savings Plan (RESP) and your child chooses a different path than post‑secondary, your efforts haven’t gone to waste, as there are several strategies that can help preserve savings and manage taxes effectively.

I can walk you through options such as transferring funds, keeping the plan open, or redirecting savings based on your goals.

Reach out to book a meeting, I’m here to help you make the most of your RESP.

You may have been investing for years for your child or grandchild's post-secondary education. But what happens if they decide not to go to university or college? In this article, we outline what happens to your contributions, the government grants and investment growth.

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/29/2026

A life's work is built one note at a time. That's how we carefully craft your financial strategy, so it's in-tune with what matters most to you. That's why Edward Jones is proud to sponsor Alan Jackson's "Last Call: One More for the Road — The Finale" concert this summer.

05/28/2026

Cross-border tax filing requires cross-border expertise.

Living in Canada as a U.S. citizen or Green Card holder means navigating two tax systems simultaneously. Effective planning typically requires a team: your financial advisor coordinating with cross-border tax professionals, often both a Canadian CPA and a U.S. CPA or enrolled agent.

I work alongside your qualified tax and legal professionals to help you build coordinated financial strategies that account for both jurisdictions. Reach out to discuss your cross-border planning needs.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice.

Living in Canada as a U.S. citizen or Green Card holder? Discover the tax challenges you need to know when dealing with two tax systems.

05/27/2026

Facing an unexpected job transition? You don't have to navigate it alone.

The financial adjustments following a layoff can feel overwhelming. Important steps to consider:

• File for Employment Insurance quickly; the process takes time
• Review your severance and benefits coverage timeline
• Understand your retirement account options (Group RRSP, DPSP, pension plans)
• Adjust your budget while exploring other income sources

There's no one-size-fits-all approach to managing life's transitions. Whether you're evaluating insurance options, deciding what to do with retirement savings, or prioritizing your next steps, having a trusted advisor who understands your complete financial picture makes all the difference.

Reach out and let's discuss your options.

Here are some financial steps to keep you on track as you carve a new path ahead in your career.

05/26/2026

Now that your business is heading in the right direction, it’s a good time to consider your financial future.

Read through your options

05/25/2026

A Registered Education Savings Plan (RESP) can be an effective way to prepare for future education costs, but it’s important to understand your options if plans change.

RESP rules outline how contributions, earnings and government incentives are treated, and with the right approach, it’s often possible to preserve a significant portion of the savings while managing any tax implications.

If you’d like guidance on how to navigate RESP decisions and protect the value of your contributions, I’m here to help.

Reach out to book a meeting.

You may have been investing for years for your child or grandchild's post-secondary education. But what happens if they decide not to go to university or college? In this article, we outline what happens to your contributions, the government grants and investment growth.

05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.