Vickie Mayorga RBC Mortgage Specialist

05/23/2024

Canada will allow 30-year amortization for first-time buyers’ mortgages. Finance Minister Chrystia Freeland said the government would allow the amortization period on insured mortgages for first-time homebuyers purchasing newly built homes. The measure will take effect on Aug. 1. The Canadian Home Builders’ Association has advocated for the longer period, saying five years more would help with affordability and speed up construction. The government also nearly doubled the amount first-time buyers can withdraw from RRSPs to buy a home to $60,000 from $35,000 as of April 16.

The Canadian government will allow 30-year amortization periods on insured mortgages for first-time homebuyers purchasing newly built homes.

05/06/2024

Buying your next home? Find out the estimated equity you have in your current home, and how it can be used towards your next purchase. It's fast & simple, and won't affect your credit score.

Wondering what your home may be worth? Visit RBC Royal Bank and answer a few questions to find out your home's estimated value.

02/05/2024

Happy Lunar New Year
Wishing you and your family a strong and thriving year

04/20/2023

When comparing mortgages, the lowest rate may be attractive — but it shouldn't be the only thing you look at before signing on the dotted line........

Looking for a mortgage? Here are features to consider to help you save money, pay down your mortgage faster and manage your payments.

04/14/2023

How much equity do you have in your home? How to find out, and why it’s an important number to know.

Whether you're thinking of selling your home, taking on some renovations or eyeing other goals, it's worth knowing your home's equity.

04/12/2023

Switching your mortgage to RBC may be your best move yet! Get up to $4600 in value and 55,000 Avion points when you switch to an RBC mortgage.

Get your best possible rate and more with an RBC mortgage. Experience a customizable and personalized mortgage experience with a dedicated mortgage specialist, affordability tools, and exciting offers that make working with RBC all the more rewarding.

04/12/2023

We can make mortgage payments more affordable for Newcomers with longer amortization periods. Buy your first home sooner with RBC Royal Bank.

Buying your first home in Canada is a significant achievement and at RBC we can help make that happen for you sooner. Whether it’s figuring out what you can afford or understanding your mortgage options, we are here to guide you through the process from start to finish and help you transition into...

03/24/2023

We can help Newcomers buy their first home in Canada sooner. Limited time special mortgage offer.

Buying your first home in Canada is a significant achievement and at RBC we can help make that happen for you sooner. Whether it’s figuring out what you can afford or understanding your mortgage options, we are here to guide you through the process from start to finish and help you transition into...

03/23/2023

For a limited time only, enjoy a cash bonus of up to $3,500 and 55,000 Avion points when you apply for a mortgage - Offer ends June 30th, 2023.

Get your best possible rate and more with an RBC mortgage. Whether you’re buying your first home or you’ve been through this before, we can help make sense of your options and guide you through the mortgage process from start to finish. You’ll receive personalized advice from a dedicated mortg...

01/19/2023

Switch your mortgage to RBC and get up to $4,100 in value. Learn more about this limited time offer.

Did you know there are fees to switch your mortgage? At RBC, we cover up to $1,100 in switch fees on your eligible mortgage and take care of everything for you—so switching couldn’t be easier. Move your mortgage today and experience the RBC difference.

01/05/2023

A pre-approved mortgage helps you worry less about rising interest rates while you look for a new home.

Mortgage pre-approval should be your first step when you're seriously looking for a home to buy. See why and how it works at RBC Royal Bank.

12/23/2022

Wishing you and yours a bright holiday season filled with joy and wonder.