Crystal Webster - RBC Mortgage Specialist

03/06/2026

Get up to $4,800 in cash and Avion points only with an RBC mortgage.
For a great mortgage rate and more information on this limited-time offer, contact me anytime. I’m always happy to help.

07/17/2025

Canada’s housing market showed further signs of recovery in June with home resales picking up for a third straight month on a monthly basis. But, prices remained lower overall with nationwide declines largely driven by softening in Ontario and British Columbia.

The housing market showed further signs of recovery in June with home resales picking up for a third straight month.

05/08/2025

The trade war is taking an increasing toll on Canada’s housing markets as potential economic fallout weighs heavily on the minds of prospective homebuyers. Southern Ontario and parts of British Columbia—the country’s least affordable areas—are seeing sharper pullbacks in activity and weakening home prices as a result.

The MLS Home Price Index fell again in several markets in April — extending months-long negative streaks for the most part.

03/17/2025

Any signs of market optimism that emerged in January (mostly from sellers) quickly vanished in February as concerns about the economic consequences of a trade war with the U.S. sent chills through participants. Rough weather conditions in large parts of the country also likely kept house hunters at bay.

Any signs of market optimism that emerged in January (mostly from sellers) quickly vanished in February as concerns about the economic consequences of a trade war with the U.S. sent chills through participants.

03/10/2025

Whether switching your mortgage, buying your next home, or purchasing for the first time, today’s environment calls for homeownership solutions that meet your current and future needs.

get up to $5,700 in value with an eligible RBC mortgage*,‡

02/10/2025

Sellers set the tone in Canada’s housing markets as 2025 rolls in.

Early reports from local real estate boards showed a surge in new listings in January in several major markets led by Vancouver, Calgary, Toronto, and Montreal.

01/20/2025

Canada’s housing market recovery hits a bump but expected stay on track

Interest rate cuts in Canada set the housing market on a recovery path in 2024, but there have been bumps along the way as demonstrated by activity in December.

12/12/2024

In the last interest rate announcement of 2024, the Bank of Canada reduced its benchmark rate by 50 bps, bringing the rate down to 3.25%. The rate cut, which mirrors the last reduction announced in October, comes amidst a slight rise in the inflation rate.
This fifth straight interest rate reduction is positive news for current and prospective Canadian homebuyers, and complements the new mortgage rules that will take effect this month.

In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.

09/05/2024

On September 4th, the Bank of Canada announced a 25 bps drop in its policy interest rate, reducing it to 4.25%. As owners and buyers make decisions about their next mortgage, it’s worth thinking about more than the current rate environment.
I can help.

On September 4th, the Bank of Canada announced a 25 bps drop in its policy interest rate, reducing it to 4.25%

08/19/2024

Looking to purchase a home? Learn what you’ll need to qualify for a mortgage, from down payment to credit history and more.

07/15/2024

Monthly Housing Market Update

The first Bank of Canada interest rate cut in four years brought some energy to Canada’s housing market in June...

06/06/2024

For homeowners and prospective buyers in Canada, the interest rate cut is welcome news – but what does it really mean for you? Whether you’re looking to buy your first home, on track to renew this year or have a variable rate mortgage, the current interest rate environment matters. Here, we explore the impact of the interest rate cut on Canadians already in or about to enter the real estate market.

The June 5th Bank of Canada interest rate announcement has been highly anticipated as Canadians hoped the BoC would finally cut interest rates. And ultimately, they did. As was widely expected, interested rates came down 25 basis points to 4.75%, marking the first time in 4 years that rates have dec...