David Kraus - Commercial Finance

03/13/2026

Understanding your options quickly when business is taking a downturn is critical. Pending tax bills that will be coming due, other higher rate credit, high payment equipment loans can all be consolidated if you have equity in your commercial property. Doing it sooner increases the number of lenders, and your options in getting the financing. Once you start missing payments, have outstanding CRA balances it becomes increasingly difficult. If you are feeling like business is getting tighter, it's time to make the call to see what options are available today. If you need help understanding your options, please reach out to me to discuss.

03/10/2026

If you're looking for financing on a commercial property, there are options available. Whether you need higher leverage, more flexibility, or quick financing, there are multiple lenders I can access for any of your commercial financing needs.

07/21/2022

As a Realtor, your time is precious and any transaction that is cancelled costs you time. If you have clients that need help getting their commercial financing closed, it's time to contact me.

https://commercialmoney.ca/news-and-info/f/realtors-are-your-clients-qualified

06/23/2022

Asset classes are evergreen investments amid a turbulent global financial system, new analysis says

04/11/2022

There is some hope on the horizon for Calgary's struggling downtown office vacancy rate as it sees a small decrease in the first part of 2022.

12/24/2021

Wishing you all a healthy and prosperous 2022.

06/07/2021

Construction financing is becoming more flexible and more advantageous to communities with a need for more residential rental units. Hig...

09/10/2020

Sometimes the answers are right in front of you and you only need someone to help you focus to see it.

If you haven’t looked at refinancing your business, you could be paying 2%-5% higher in interest than what you should be. I have been comi...

07/14/2020

In an uncertain time, now is not the time to be uncertain.
Most businesses have debt in one form or another: Loans, Lines of Credit, Mortgages, Equipment leases etc. With the uncertainty of what the recovery will look like, now is the time to look at your financial statements and speak to a professional about how to streamline your financing to increase cash flow, reduce interest and help your business endure these tough times.

With interest rates at the lowest levels we’ve ever seen, now may be the perfect time to review your options. For example, Lenders are currently writing 5 year fixed rate mortgages at rates between 3% - 3.5% for qualified borrowers. Want to know if this is something you could qualify for? Just reach out and I can review your information and get you that answer within a couple days.

Don’t let our current situation limit you from moving forward.

04/27/2020

if there are any small businesses who are trying to look into the Rental assistance program. There is some information you need to know.

Here are some details from my website regarding the program:
Canada Emergency Rent Assistance

This program provides loans and/or forgivable loans to commercial property owners who in turn will lower or forgo rent of small businesses for the months of April, May and June. The program is accessible by PROPERTY OWNERS, not the small businesses however. The Property owner can apply for this program which provides 50% of the monthly rent for a small business (classified as their rent being less than $50,000 per month, and the small business must have closed due to COVID-19 or experienced a reduction in revenue by at least 70%). The amount will cover up to 3 months rent as a loan to the property owner. If the property owner reduces the monthly rent to the tenant by 75% then the loan will be forgivable to the property owner. The small business would get the benefit of having their monthly rent reduces by 75% for the 3 months.

Please note that all information I have found only shows that it covers rent and there is no specification on Operating Costs. so if you're rent is $20/ft and $15 in Op.costs then the reduction of 75% might only cover $15 of the total rent so you're total cost might not cover 75% of what your monthly cost is. Until this is clarified, just make a note of it so you're not caught off guard thinking you're getting a bigger reduction than you actually get.

If you want more information, go to my website or the Government of Canada site at:
https://www.canada.ca/en/department-finance/economic-response-plan.html