Cameron Mortgages - DLC A Better Way

02/19/2023

Are you a first-time home buyer looking for ways to finance your dream home? The Canadian government created the First-TIme Home Buyers Plan (HBP) to help make mortgages more accessible and affordable for first-time homebuyers. The Home Buyers’ Plan (HBP) program allows eligible homeowners to withdraw up to $35,000 from their RRSP. As a couple, the HBP program allows you to take advantage of this plan and withdraw up to $70,000 combined!

First-time home buyers can use Canada's Home Buyers Plan (HBP) to assist in the purchase of buying their very first home.

02/13/2023

A mortgage pre-approval is an important step in the home-buying process. Before you even start searching for the perfect property, securing a pre-approval should be your first priority if you’re a serious homebuyer.

Acquiring a mortgage pre-approval should be your first step. Knowing exactly what you can afford before shopping for a home is invaluable.

02/13/2023

Get my complimentary mortgage guide.

* Mortgage Process step-by-step guide.
* Homebuyer tips.
* Build your team.
* Mortgage terminology.

Buying a home is one of the biggest, most important investments you'll make in your life. It could also be stressful, especially if you're a first time home buyer or if you don't quite understand the process. Before you start shopping for a home, make sure you're ready and that you have at least the basic understanding to make it as smooth as possible.
https://mikecameronyyc.com/complimentary-mortgage-guide/

02/12/2023

OTTAWA — Bank of Canada Governor Tiff Macklem said on Tuesday that no further rate hikes will be needed if, as expected, the economy stalls and inflation comes down.

Bank of Canada governor said no further interest rate hikes will be needed if the economy stalls and inflation comes down. Read more

01/26/2023

The Bank of Canada Hiked Rates By Only 25 bps, Signalling a Pause. As expected, the Bank of Canada–satisfied with the sharp decline in recent inflation pressure–raised the policy rate by only 25 bps to 4.5%. Forecasting that inflation will return to roughly 3.0% later this year and to the target of 2% in 2024 is subject to considerable uncertainty.

https://mikecameronyyc.com/news/economy/bank-of-canada-hiked-rates-by-only-25-bps-signalling-a-pause/

Bank of Canada--satisfied with the sharp decline in recent inflation pressure--raised the policy rate by only 25 bps to 4.5%.

07/14/2022

The Governing Council of the Bank of Canada raised its target for the overnight policy rate by a full percentage point to 2-1/2%. The Bank is also continuing its policy of quantitative tightening (QT), reducing its holdings of Government of Canada bonds, which puts additional upward pressure on longer-term interest rates.

The Governing Council of the Bank of Canada raised its target for the overnight policy rate by a full percentage point to 2-1/2%

02/02/2022

Yup...I sure DO✔️
Need mortgage advice? Want to bounce an idea off me? DM, Call or email me! Happy to pass along great advice and mortgage tips.
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★Mortgages Made Simple★
DM, Email or Call Mike to discuss your next Mortgage!
Cell: 403-470-9605
Email: [email protected]

01/26/2022

★ Breaking News ★
The Bank of Canada surprised markets Wednesday by keeping its key lending rate at 0.25 per cent, while putting Canadians on notice that interest rates will eventually rise.
The central bank decided to hold on rates despite surging inflation and a stronger-than-expected economic recovery.

01/21/2022

↓Friday's Quote ↓
"Sometimes you forget YOU'RE AWESOME, so this is your REMINDER!"
Have an awesome Friday everyone!
🙌💓

12/16/2021

When applying for a mortgage, don’t do things to put your application in jeopardy. Examples of things that can hurt your mortgage application and even cause it to be declined, include quitting your job in the middle of the application, or making big purchases on your credit card or taking out an vehicle loan.
Those most likely will affect your income and credit, two major factors lenders look at when considering your application.
If you have any questions, reach out to me. I am happy to give you some guidance and offer strategies to avoid any pitfalls when applying for a mortgage.
403-470-9605 or [email protected].

12/01/2021

"No one is perfect - that's why pencils have erasers"
Your goal before the end of the day. Make someone smile 😃 today!
Happy Hump Day 🐶 🍷.
#

11/22/2021

Before you start shopping for a new home, work out a budget! Understand your cash flow? It makes zero sense to shop for a home without understanding how much you can afford?
Download my free mortgage calculator 🧮, https://www.dlcapp.ca/app/mike-cameron.
If you need help determining your budget, message me or send me an email. I’d be more than happy to work through your cash flow needs when buying a home.
Trust me, it’ll make for a better home buying 🏡 experience and your REALTOR will LOVE ❤️ you for it.
Email - [email protected].
Call - 403-470-9605.