06/05/2026
Jamie, a pet salon owner from Calgary, AB, has built a thriving business in her community, running her own pet grooming studio and managing a loyal client base.
With business booming, Jamie was ready to purchase her first home—a major milestone she’d been working toward for years. But like many self-employed professionals, she faced challenges when it came to qualifying for a mortgage through a traditional bank. Despite steady income and strong financial habits, her business structure and write-offs made it difficult to meet the banks' rigid criteria.
Alta West Capital Express First Mortgage Solution:
Referred by one of our trusted broker partners, Jamie was matched with our Express 65 First Mortgage (1-year term), a solution designed for entrepreneurs and self-employed Canadians. With no NOAs, financials, or bank statements required for Business-For-Self clients*, this product gave Jamie the flexibility she needed without locking her into long-term commitments.
As Jamie continues to grow her pet salon and build out her financial profile, she plans to refinance into a traditional mortgage within the year, putting her on a long-term path to lower rates and even greater financial stability.
At Alta West Capital, we’re proud to support hardworking Canadians like Jamie with mortgage solutions that meet them where they are—not just where the paperwork says they should be.
Got a tricky Business-For-Self file on your desk? Let's get it funded!
📅 Book a meeting with us: https://ow.ly/nNtk50Z3OOX
🏠 View our full product suite: https://ow.ly/fkHB50Z3OOY
*Reasonability+. 3 months bank statements, NOA, LOE, paystubs (80% LTV)
