Chestermere Mortgage Broker

10/03/2016

Bank of Canada announcement will make it tougher to qualify for an insured mortgage. Effective Oct 17th all high ratio insured mortgages will be qualified at the Bank of Canada benchmark rate (currently 4.64%) rather than the contract rate, even on fixed terms 5 years or more. For low ratio (20% or more down payment) mortgages that are lender portfolio (back end) insured the same qualification rules apply as of Nov 30, 2016. If you are in the market to purchase these changes can significantly effect what you are able to qualify for. Please contact me for more information.http://www.fin.gc.ca/n16/data/16-117_1-eng.asp

Backgrounder: Ensuring a Stable Housing Market for All Canadians

08/11/2016

https://www.facebook.com/communitykeyed/posts/1734133176838924:0

12/11/2015

Canada is raising minimum down payments on some on government-insured mortgages, a move aimed at curbing the risk of a housing crash in Toronto and Vancouver where high prices are leaving some...

10/20/2015

What changes can we expect?

03/16/2015

QMS has honoured our brokers since our inaugural year with awards recognizing their commitment and dedication not only to the industry, but more importantly their investment in their family and community. Congratulations to all this year's winners!

01/31/2015

This rate is here for a good time, not a long time! Call!

01/21/2015

http://www.theglobeandmail.com/report-on-business/economy/bank-of-canada-rate-cut/article22548417/?cmpid=rss1

01/15/2015

Our brokerage would like to reward a Snow Angel this month for their chance to win a snow blower! Click the link below to nominate :)

Nominate a Snow Angel through Quantus, for his/her chance to win a brand new snow blower: www.surveymonkey.com/s/snowangel

02/22/2014

Being good and loyal to your bank makes no difference to your rate

Are you paying down your mortgage and cutting years off your amortization? That’s great but it won’t make a difference when renewing your mortgage.

Are you a loyal customer? Have you been with your bank for years and do everything with them? That also doesn’t count when it’s time to renew your mortgage. A 2011 Bank of Canada paper found that loyal customers may not get as good a deal with their bank as they would if they went to a different bank as a new customer. So if you’re looking for a better deal, considering going to a different lending institution.

02/12/2014

Mortgage Broker Jacqui Edwards is a part of Quantus Mortgage Solutions - helping you purchase your first home, refinance an existing house, or help to renew or restructure your mortgage.

04/06/2013

http://www.youtube.com/watch?v=L5dw2M6aX5M

WIN A DREAM GAME ROOM CONTEST at Quantus Mortgage Solutions. To become eligible all you have do to is fund your mortgage though Quantus Mortgage Solutions be...

11/22/2012

Thank-you MonCana for creating public awareness and promoting mortgage brokers!!

A mono-line lender is taking it upon itself to raise the public profile of mortgage professionals with a country-wide advertising campaign touting the benefits of independent broker advice over those of bank reps.