Bromwich+Smith

Bromwich+Smith Licensed Insolvency Trustees helping you through your debt relief journey.
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Incorporated in 2002, we serve our clients through offices and staff located in British Columbia, Alberta, Saskatchewan, Ontario and Manitoba. As Licensed Insolvency Trustees, we are the exclusive provider of Consumer Proposals to Canadians seeking debt restructuring. A Consumer Proposal is a forced settlement on creditors that allows a citizen to pay back a portion of their debt on a payment schedule defined by their budget.

Why does debt feel so paralyzing? It’s often due to two mental hurdles: confirmation bias (believing you’re beyond help)...
06/03/2026

Why does debt feel so paralyzing? It’s often due to two mental hurdles: confirmation bias (believing you’re beyond help) and choice overwhelm (having too many conflicting options).

These aren't personal flaws. They are natural psychological responses to stress.

At Bromwich+Smith, we help bring clarity to your situation by walking you through all your debt relief options and guiding you towards one that meets your needs. A Licensed Insolvency Trustee provides a federally regulated path to stop collection calls and reduce your debt into one manageable plan, whether that be with a consumer proposal or bankruptcy.

Read more about the psychology of debt: www.bromwichandsmith.com/blog/debt-stress-and-mental-health/

Are you banking on a future version of your finances to fix today’s stress? Counting on a tax refund, a bonus, or a rai...
06/01/2026

Are you banking on a future version of your finances to fix today’s stress?

Counting on a tax refund, a bonus, or a raise to help chip away at your debt is a common way to cope with anxiety. It feels like hope, but it doesn't get you closer to clearing your debt.

At Bromwich+Smith, we believe your peace of mind shouldn't depend on a maybe.

A Licensed Insolvency Trustee can help you deal with the debt you have right now, regardless of what happens next month. With a consumer proposal or bankruptcy, you can stop the collections calls today and keep your future income when it finally arrives.

Stop waiting for the perfect time to get help. The best time is now.

Read more about reclaiming your financial peace: www.bromwichandsmith.com/blog/debt-stress-and-mental-health/

Financial anxiety in Canada is at its highest point since 2019. 25% of Canadians reported they’re unable to pay at least...
05/29/2026

Financial anxiety in Canada is at its highest point since 2019. 25% of Canadians reported they’re unable to pay at least one of their current bills or loans in full. That’s 1 in 4!

If you’re experiencing insomnia, irritability, or the urge to avoid your bank balance, debt stress may be affecting more than just your wallet.

It’s a weight that can affect your health, relationships and work. The good news is it doesn't have to be permanent.

At Bromwich+Smith, our Licensed Insolvency Trustees provide a Legal Stay Of Proceedings. This stops collection calls and wage garnishments immediately, giving you the breathing room to focus on your wellness again.

You can sleep better knowing there is a regulated plan to improve your wellbeing.

Recognize the signs and learn your options in our latest blog: www.bromwichandsmith.com/blog/debt-stress-and-mental-health/

It is incredibly easy to treat money differently depending on where it’s sitting. We budget strictly for rent, but might...
05/27/2026

It is incredibly easy to treat money differently depending on where it’s sitting. We budget strictly for rent, but might look the other way when it comes to the fun fund.

But at the end of the day, money is money.

A dollar doesn't change its value just because of the category or the jar we've put it in mentally. When you’re navigating debt or trying to reshape your finances, realizing that every dollar carries the exact same weight can be a massive turning point.

If things are feeling unbalanced right now, just know you don't have to figure out the next steps all by yourself. We're always here to help you take a look at the bigger picture.

Learn more: www.bromwichandsmith.com/blog

Sometimes a "treat yourself" moment feels like the only win in a sea of stress. We know the cycle: the dopamine hits, yo...
05/25/2026

Sometimes a "treat yourself" moment feels like the only win in a sea of stress.

We know the cycle: the dopamine hits, you buy something you think you need, and the debt stress follows right behind it.

At Bromwich+Smith, we help you trade those temporary distractions for a real financial plan. It’s the only way to stop collection calls and interest.

You deserve peace that doesn't melt away.

Learn how to break the cycle: www.bromwichandsmith.com/blog/money-habits/

Avoidance is a natural response to debt stress, but it’s a cycle that feeds anxiety. Action is the antidote to anxiety....
05/22/2026

Avoidance is a natural response to debt stress, but it’s a cycle that feeds anxiety.

Action is the antidote to anxiety.

Why the first step is the most important:

Immediate protection: Contacting a Licensed Insolvency Trustee starts the process of a Stay Of Proceedings, which legally stops creditor collection calls, wage garnishments and legal action against you.

Knowledge = Power: Knowing exactly where you stand removes the fear of the unknown.

Mental space: The physical symptoms of debt stress, like fatigue and insomnia often lift once you have a roadmap.

You don't have to figure it out alone. Small actions today lead to a restful sleep tonight.

Ready to break the cycle? Learn more: www.bromwichandsmith.com

Money and mental health are linked. That’s why it’s important to take care of yourself if you feel like your financial s...
05/19/2026

Money and mental health are linked. That’s why it’s important to take care of yourself if you feel like your financial situation is taking up a bit too much space in your mind.

Having a toolkit of strategies to turn to when the stress builds can help bring you back to the present and reduce the overwhelm that often comes with financial pressure.

When you’re struggling with stress from debt, life can look and feel different.You might find yourself avoiding certain ...
05/14/2026

When you’re struggling with stress from debt, life can look and feel different.
You might find yourself avoiding certain tasks, feeling overwhelmed, or withdrawing socially without fully realizing why.

The good thing about this is that recognizing these behavioural changes in yourself can be the first step to getting the support you need to tackle your debt.

If you’re noticing debt is starting to affect your mental and physical health, know that Licensed Insolvency Trustees are here to help you get back on track.

Want to find out what other mental and physical signs could mean it's time to reach out for support? Check out our blog: https://www.bromwichandsmith.com/blog/debt-stress-and-mental-health/

The rising cost of living is making it harder for Canadians to get by. Layer on unexpected expenses, sudden illness, and...
05/13/2026

The rising cost of living is making it harder for Canadians to get by. Layer on unexpected expenses, sudden illness, and employment changes and it can be hard to avoid taking on unmanageable debt.

So, what happens when debt stress builds and you’re not sure where to turn?

Reaching out to a Licensed Insolvency Trustee is a great first step to feeling in control of your debt again. A conversation is always free, with no-commitment, and will help you understand your debt relief options, so you have the confidence and clarity to start tackling your debt.

When you’re struggling with debt, it can be overwhelming trying to figure out what debt relief options are available to ...
04/30/2026

When you’re struggling with debt, it can be overwhelming trying to figure out what debt relief options are available to you, and what they actually mean for your situation.

If you’ve come across Licensed Insolvency Trustees, you might be wondering what they are and how they can help with your debt.

Trustee are professionals that are regulated by the Canadian government to provide consumer proposals and bankruptcies - solutions that protect you from creditor action and stop your debt from growing. While these options are trusted by many Canadians, when you reach out for help makes a difference. Reaching out to a trustee when your debt is less severe can give you more options to tackle your debt. They can help you explore your options and guide you towards the best path forward.

Address

Multiple Locations Throughout British Columbia, Alberta, Saskatchewan, Manitoba And
Calgary, AB
T2P3T6

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 5pm
Saturday 8:30am - 5pm

Telephone

+18558849243

Website

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