Mike Wolfe

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Canada
Calgary, AB
Mike Wolfe

💰Mortgage Guru
🤝RVP, Residential Credit
🏆 Mortgage Awards of Excellence Board
📍YYC

04/28/2023

Rebuilding your credit can feel like a challenging task. After all, it's not like you have a magic wand that can make the negative items on your credit report disappear. 🙅

The best thing you can do is start small and take it one step at a time. Remember, good credit is a big part of qualifying for a home. These simple steps can help you get started in repairing your credit. 🎯

Comment down below if you have questions!

04/26/2023

If you're anything like me, you always look for ways to improve yourself. You want to be your best and live the best life possible, but you need help knowing where to start. 💫

Listen up: I've got a secret weapon that will help you get there faster than ever! 👀

I'm talking about audiobooks. They're great because they're easy to listen to while cooking dinner or getting ready in the morning. And they're so much more than just books! They're like personal coaches for your listening pleasure. And who wouldn't love that? 🙋

So share your favorite audiobook in the comments below!

04/24/2023

If you're fortunate enough to have a gifted down payment from your parents or other family members, then congratulations! 🎉 You're on your way to securing your first home. 🏘️

But before you get too excited, there's something you need to do: make sure that the money is really yours. 👀

You'll want to ensure the money is yours by getting a gift letter from whoever gave it to you. This document states that a family member or friend has given you money toward buying your first home. The amount of money gifted is listed in the letter and must be signed by both parties to ensure everything is clear, whether it was a gift or a loan. This means that the money is yours—not theirs—and they have no claim over it whatsoever! 🙋

04/20/2023

Sure, we all need money to afford certain things, but how does that money actually impact the quality of your life? 🙋

I love this quote because it really encompasses what I believe - that true wealth doesn't come from material possessions or money but from the experiences and moments we cherish. 💪

Money, in itself, cannot buy happiness. But, that being said, money is a powerful tool for creating more independence and freedom. Everyone should know how to properly manage their finances and investments. It's the simplest way to fund your dreams. It puts you one step closer to reaching your financial goals, so you can pursue your passions and contribute more to your community. 💯

Do you agree or disagree? Share in the comments below.

04/17/2023

How are you, really? I hope you're doing well. ✨

I know what it's like to feel stressed out. Sometimes, it seems like everything is going wrong, and feels complicated and overwhelming. But what if instead of fighting against stress, we could learn how to use it for our benefit? I've thought about this a lot lately- especially with April being Stress Awareness Month —how can we use stress as a motivator instead of letting it get us down? 💪

Here are some ways I cope with stress (and hopefully, they'll help you too):
1. Find a healthy way to manage that stress (yoga, meditation, exercise)
2. Practice self-care by eating well and getting enough sleep
3. Get some fresh air by walking outside or around the block.
4. Practice gratitude—try writing down 3 things you're grateful for every day (this helps you focus on what's working in your life instead of dwelling on what isn't)
5. Make time for yourself—make sure you have at least one thing every day that is just for you! This could be as simple as bathing or grabbing coffee with a friend.

04/14/2023

You've probably heard the saying, "It's better to be safe than sorry." 👀

And when it comes to buying a house, that couldn't be more true. When you're in the market for a new home, you want to know everything about it—even things that may not seem to matter. 🏘️

That's why I always recommend getting an inspection before making any offers on a property. After all, so many things can go wrong with a home that can be hidden from view—and those things could cost you more than any savings you might get by skipping an inspection. 🎯

Think of it this way: when you buy a car, you want to know what kind of engine is under the hood before you sign off on it. If it turns out that there's something wrong with the vehicle and you didn't take the time to inspect it before buying it, you could be on the hook for some hefty repair bills! And who wants that? 😔

Need a home inspector? Don't worry, I know a guy! DM me.

04/11/2023

Happy Birthday to my Dad! 🎉

I can't think of anyone else who has done more for me than you have. You taught me so much about life; I am forever grateful. You're my hero and my biggest mentor. 🙋

I hope you have a fantastic day today and always feel loved and appreciated by those around you. 💫

Happy birthday to you- You're a legend! ✨

04/11/2023

Happy Birthday, Madison! 🎉 Fourteen years ago, we welcomed you to this world, and you've been making your mark ever since. ✨

I can't believe how fast time has passed, and I will be forever grateful for all the memories we've made and the moments we've shared. You've inspired me in many ways and taught me to embrace the things that scare me and face challenges head-on. 💪

Seeing you grow up brings joy to my life and makes me want to be a better man. You've grown into such a wonderful young woman, and I can't wait to see what else life has in store for you. 😍

Love you more than words can say.

04/10/2023

Happy National Siblings Day, Owen and Madison! 👯

I just wanted to take a minute to say how proud I am of these two. They might argue sometimes, but deep down, I know they truly care for each other and respect each other's ideas and decisions. 🙋

As a dad, I feel blessed to have such awesome kids in my life. These two make a great team in everything they do, whether it's schoolwork, hobbies, or any other activity. They always have each other's backs and support one another, no matter how tough things may get. ✨

Keep up the great work, my amazing kids! 😊

04/09/2023

Hoppy Easter everyone! May your Easter be filled with egg-citement, sweet treats, and lots of love from family and friends. Let's celebrate new beginnings and the joy of spring! 🐰🌷🥚

04/05/2023

There's a lot to consider when it comes to buying your new home. That’s why it’s incredibly important to take a comprehensive look at the expenses related to your home BEFORE you even sign an offer. 🏘️

You’re about to make one of the biggest purchases of your life, so you need to be prepared for all the new expenses such as property taxes, insurance, and utilities. It won’t cost you anything to talk to a Mortgage Broker and they can help you create a realistic budget so you don’t end up with a home you can’t afford. 🙅

Share this post if you know someone who needs to learn this!

04/01/2023

You’ll get a really kick out of these!

GOTCHA! 😂😂

Comment if you tried to swipe. 👇🏼

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Calgary, AB

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+14034717015

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https://ca.movember.com/mospace/14854102

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