Lindzee Kashmere

Home
Canada
Calgary, AB
Lindzee Kashmere

Mortgage Broker

05/10/2026

Happy Mother’s Day to the woman who has been my biggest supporter, my safe place, and one of the strongest people I know. 🌸💕

Thank you for always being there through every stage of life — for the love, advice, encouragement, and endless support you give so freely. I truly wouldn’t be who I am today without you.

You deserve to be celebrated today and every day. I hope your day is filled with love, laughter, and all the happiness you bring to everyone around you. Love you so much Mom 🤍✨

04/27/2026

🚨 Signs Refinancing Might Make Sense

Refinancing isn’t a one-size-fits-all decision… but in the right situation, it can be a powerful financial move.

Here are a few signs it might be worth exploring:

✔️ You want lower monthly payments
✔️ You have high-interest debt you’d like to simplify
✔️ You want to access your home equity
✔️ Your financial goals have changed

💭 The truth is… refinancing isn’t automatically a “yes” or a “no.”

It really comes down to:
• your current mortgage
• your goals
• your timeline
• and whether it actually improves your financial picture

✨ Sometimes it makes a big impact…
✨ Sometimes it doesn’t make sense (and that’s okay too)

That’s why it’s always worth a quick review.

Curious if refinancing makes sense for you?

📩 DM me “REFI” and let’s walk through your options together

🧡Lindzee Kash-TMG

04/15/2026

Buying a home isn’t just your down payment… let’s talk about the full picture of costs 👇

Most lenders want to see about 1%–1.5% of the purchase price set aside for closing costs.
Here’s what that typically includes:
• Legal fees & disbursements
• Title insurance & registration
• Property tax adjustments
• Home inspection
• Appraisal (if required)

💡 Example:
On a $500,000 home, that’s roughly $5,000–$7,500 lenders want to see available.

But that’s not everything 👇
There are other costs that come up once you get the keys:
• Moving expenses
• Utility set-up / transfers
• New furniture or small upgrades
• Those little things that always pop up

👉 This is where a lot of buyers feel it if they’re not prepared.

The goal isn’t just to get approved… it’s to feel comfortable once you’re in your home.

If you want help planning the full picture, send me a message — happy to walk you through it 😊

🧡Lindzee Kash-TMG

04/08/2026

Refinancing isn’t automatically a yes… and it’s not automatically a no either 👀🏡

Sometimes it can help you:
✔ lower your monthly payments
✔ roll high-interest debt into one easier payment
✔ access equity for renovations, investments, or other goals
✔ adjust your mortgage to better fit your life now

Because let’s be honest… life changes.
And the mortgage that made sense a few years ago might not be the best fit anymore.

That said — refinancing only makes sense if it actually improves your overall financial picture 💸

Things I’d want to look at:
• your current mortgage
• your penalty (if there is one)
• your goals
• your timeline
• whether the numbers actually make sense

Sometimes it’s a smart move.
Sometimes it’s better to leave things exactly as they are.

DM me “REFI” if you want to see what your options could look like!

🧡Lindzee Kash- TMG

04/06/2026

Think you only need your down payment to buy a home? Not quite 👀

One of the biggest things that catches first-time buyers off guard is all the extra costs that can come up when you’re purchasing a home.
It’s not just about getting your down payment together.
You also want to be prepared for things like:
✨ closing costs
✨ legal fees
✨ inspections
✨ adjustments
✨ and making sure your money is properly documented

This is exactly why I always say: Talk to a mortgage broker before you start house shopping.

That way you can understand your numbers properly and avoid surprises later.

If you’re thinking about buying your first home this year, I’d be happy to help you map it out 🤍

DM me “FIRST HOME”

🧡 Lindzee kash -TMG

04/05/2026

Hoppy Easter, friends! 🐰🌷

Wishing you a day filled with sunshine, chocolate, family time, and maybe just a little healthy competition over the Easter egg hunt 🥚😂

Whether you're spending today with family, relaxing at home, or enjoying the long weekend, I hope it’s full of all the good stuff 💛

And if your Easter conversations somehow turn into “so… when are you buying a house?”
You know where to find me 😄🏡

Happy Easter from me to you! 🐣🌸

🧡Lindzee Kash - TMG

04/04/2026

A lot of buyers think they’re pre-approved… but they’re actually just pre-qualified 👀

And yes — that difference can matter a lot when it’s time to actually buy.

A pre-qualification is usually just a quick estimate based on the info you provide.

A pre-approval is a much stronger step and usually involves a closer look at things like:
✔️ income
✔️ credit
✔️ down payment
✔️ supporting documents

Why does this matter?

Because the number you think you qualify for and the number that actually works once everything is reviewed… are not always the same.

And beyond that —
what you qualify for and what feels comfortable monthly are also two very different things.

That’s why getting properly prepared before house shopping can make such a big difference.

Bottom line:

If buying is on your radar, don’t just get a number… get clarity.

📩 DM me “APPROVAL” if you want to know where you actually stand before you start shopping.

🧡Lindzee Kash- TMG

04/02/2026

A lot of people think a mortgage renewal is just… sign the papers and move on 👀

But that’s actually one of the best times to review your options and make sure you’re not leaving money on the table.

So grateful for amazing clients like this 🤍
Helping people feel supported, informed, and confident through the process is always my goal.

If your mortgage is coming up for renewal, don’t assume your current lender is offering you the best option just because it’s easy.

Sometimes a quick review can make a big difference.

✨ Better rate
✨ Better mortgage fit
✨ Better long-term plan

If your renewal is coming up this year, send me a message and I’d be happy to take a look for you.

📩 DM me RENEWAL

🧡Lindzee Kash Mortgage-TMG

03/30/2026

If buying your first home is on your radar this year, here are 5 smart things to do before you start house shopping 🏡✨

A lot of people think the first step is scrolling listings… but honestly, the best planning usually happens before that.

1. Know what feels comfortable monthly
Not just what you could qualify for. Your approval amount and your comfort zone are not always the same.

2. Understand your down payment options
Don’t assume you need 20%. A lot of first-time buyers are closer than they think.

3. Avoid taking on new debt
Big purchases, new credit, or higher balances can affect your approval.

4. Start gathering your documents early
Things like income docs, IDs, and down payment history can come up sooner than expected.

5. Ask questions before you feel “ready”
That’s usually when the best planning happens. You do not need to have everything figured out first.

Extra tip: Don’t wait until you’ve found “the one” before understanding your numbers 👀
Getting clarity first can help you shop with way more confidence and less stress.

If buying is even a maybe for this year, it’s worth getting a game plan in place early 💛

Save this for later + DM me “FIRST HOME” if you want help getting started.

💛Lindzee Kash-TMG

Address

Calgary, AB
T3C0M6

Telephone

+14037972866

Website

https://lindzeekashmortgage.com/

Alerts

Be the first to know and let us send you an email when Lindzee Kashmere posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Lindzee Kashmere:

Shortcuts

Featured

Keith Uthe Demystifying Mortgages
101, 6420 6A Street SE
Moraine Wealth Advisory
1920, 407 2 Street SW