10/12/2026
Want to pay your mortgage off faster?
Most homeowners focus only on the interest rate.
But sometimes, the bigger difference comes from how you pay your mortgage.
A few simple habits can help:
• Accelerated bi-weekly payments
• Add a little extra each month when you can
• Make one extra payment during the year
• Put part of a bonus or tax refund toward the mortgage
• As your income grows, increase the payment a little
You don’t always need one huge lump-sum payment.
Small extra payments, repeated consistently, can help reduce your mortgage faster and may save you years of payments and interest.