RBC Mortgage Specialist: Taylor Hood

02/13/2026

Supply surge keeps Canadian house prices on a downtrend.

Potential buyers remained cautious despite elevated inventory giving them the upper hand. Severe winter weather likely contributed to the slowdown, with significant precipitation in several regions keeping prospective buyers on the sidelines.

01/28/2026

On January 28, 2026, the Bank of Canada announced that it is holding its interest rate at 2.25%. Indicating that the BoC expects balanced pressure on headline inflation forecast.

Latest update: The Bank of Canada holds its interest rate at 2.25%.

01/26/2026

As Alberta returns to a balanced real estate market, preparation is key to ensuring a smooth transition when buying and selling your home!

https://www.creb.com/Housing_Statistics/documents/12_2025_Regional_Monthly_Stats_Package.pdf

01/19/2026

Take advantage of the early renewal option at RBC which allows you to renew up to 180 days before your mortgage maturity date, without penalty. There are many other benefits.

Learn the benefits of early mortgage renewal, especially in an uncertain economy.

01/15/2026

What does "condition(s)" mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer to a seller. Learn more about common conditions and what it means when an offer is conditional.

If you’re buying a home and are about to enter the negotiation period, your real estate agent may have helped you to pull together a purchase agreement, which includes the terms of your offer. In the homebuying process, these are referred to as “conditions” and they can be used to define the s...

12/10/2025

As anticipated the Bank of Canada held firm keeping the overnight rate at 2.25% this morning. With that, we think the BoC is done with rate cuts, expecting 2% inflation to persist, and that the next change in interest rates is more likely to be a hike. Our base case assumes this won't occur until 2027, but risks are tilted toward an earlier move.

Sticky underlying inflation due to resilient domestic demand is why we think the Bank of Canada will have a hard time justifying cutting the overnight rate from 2.25% (the lower bound of what the BoC considers neutral for inflation over time) to outright stimulative levels.

12/08/2025

How the FHSA and Lower Interest Rates Can Help You Buy Your First Home

Find out how lower interest rates and the First Home Savings Account (FHSA) can help first-time home buyers enter the market with more confidence and savings.

12/05/2025

In line with typical seasonal trends; sales, new listings and inventory levels all slowed relative to last month. The 1,553 sales were met with 2,251 new listings, causing the sales-to-new-listings levels ratio to improve to 69 per cent. This also helped support some of the inventory adjustment.

In line with typical seasonal trends, sales, new listings and inventory levels all slowed relative to last month. 

12/04/2025

Time to upskill your personal finance knowledge with free RBC Microcourses, including McGill Personal Finance Essentials. Learn more at: rbc.com/oncampus

11/20/2025

By converting your property into multiple units, you could put money in your pocket over the long-term, build home equity, and help others access housing. It maybe something worth exploring. Curious how to start? Connect with me today.

By converting your property into multiple units, you could put money in your pocket over the long-term, build home equity, and help others access housing. It maybe something worth exploring.

11/03/2025

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

10/30/2025

Latest Update: On October 29, 2025, the Bank of Canada announced that it is cutting its policy rate to 2.25%

The Bank of Canada has cut its interest rate to 2.25%.