Albert Lam RBC Mortgage Specialist

07/09/2026

Canada's housing market is getting more affordable. But the window won't stay open forever. Let's connect and talk strategy.

RBC’s national housing affordability measure is at a four-year best, falling 1.4 percentage-points to 53% in Q1 2026. A decline in the measure means improving affordability.

07/06/2026

Canada's housing market is offering real opportunities for prepared buyers in 2026 Depending on where you live, now could be your moment. Reach out if you want to look at your numbers together.

Whether you’re applying for your first mortgage or renewing one, the right guidance makes a real difference. We spoke to an RBC Mortgage Advisor to learn more.

07/02/2026

Most Canadians say there's no perfect time to buy a home. Timing matters less than being prepared.

Let's turn your efforts into a real plan. Connect with me and we'll map out exactly where you stand today!

REALTORS® get asked this al the time: when is the right time to buy a home? According to the latest RBC poll, most Canadians don't think there is one.

04/16/2026

RBC Real Estate Partner Appreciation is back!

Real Estate Partner Appreciation Month celebrates the cornerstone of our success: you. Your expertise and commitment directly enhance the home buying experience for our shared clients.

As a valued partner of RBC, you are invited to join us for an exclusive virtual event:

RBC Global Asset Management: Global Economic Update with David Richardson on April 21, 2026, at 2:30 pm - 3:30 pm EST

Sign-up here

As an eligible professional* in our client’s home buying journey, sign up for the RBC Referral Awards program and you could receive Avion® points on your Avion Rewards credit card or your RBC bank account* for every eligible mortgage referral* plus access to our team of mobile mortgage specialist...

03/27/2026

Canadian homebuyers get cold feet, sellers out in force in January.

Last month was the second weakest start to a year since the global financial crisis with home resales falling 5.8% from December, and a steep 16.2% from January 2025.

03/26/2026

Don’t wait for the next flood—simple upgrades now can help prevent costly damages later. As we head into the spring thaw, it’s important to prepare for the possibility of water entering your home.

Protect your valuables and your peace of mind.

Download RBC’s Flood Protection Guide for Canadian Homeowners, which has a range of practical, cost-effective steps you can take to improve your home’s resilience.

https://bit.ly/3PKpwvE

03/23/2026

The 11 most overvalued home features: “New and shiny” features in a listing may look great on the surface, but they also add to the asking price. Learn how to spot some of the biggest culprits and decide for yourself if they’re worth the added cost.

If you’re searching for your next home, you’ve likely started narrowing in on the home features you care about most. However, before you commit to your non-negotiables, make sure you know which features could be adding zeros to the price, but zero benefit to your potential future in the home. Th...

03/20/2026

Do you know how much home you can afford? Building your homebuying budget starts with an understanding of all the costs, from how much you should spend on monthly housing expenses to saving up for a down payment. This guide will walk you through the math.

If you want to enter the real estate market with confidence, figuring out your budget as a first-time homebuyer is an important first step. How much home you can afford isn’t just about numbers—you should also consider the lifestyle you want to have and your financial comfort levels. A house you...

03/19/2026

On March 18, 2026, the Bank of Canada announced that it is holding its interest rate at 2.25%.

Latest update: The Bank of Canada holds its interest rate at 2.25%.

03/12/2026

How the FHSA and Lower Interest Rates Can Help You Buy Your First Home

Find out how lower interest rates and the First Home Savings Account (FHSA) can help first-time home buyers enter the market with more confidence and savings.