Albert Lam RBC Mortgage Specialist

09/23/2026

Closing day is the moment you get the keys to your new home. Exciting? Absolutely!
But it can also feel a little overwhelming.

With the right preparation, closing day can be exactly what it should be: a celebration!

Let's make your closing day stress-free. DM me!

*Article available in English only.

Closing day is the day you get the keys to your new home. Exciting? Definitely! But it can also be a little overwhelming, especially for first-time home buyers. What actually happens? What do you need to do as a buyer? What should you expect from the sellers? Your REALTOR®? Your mortgage advisor? ....

09/21/2026

RBC offers mortgage options for newcomers at every stage of their transition to Canada.
I am a newcomer myself and can help you through the process, in English and Cantonese

09/18/2026

House hunting without a pre-approval is like grocery shopping without knowing your budget.

Before you fall in love with a home, let's make sure the numbers work — and lock in your rate so you're protected if rates move.

With RBC's online mortgage pre-approval, you can:
• Find out how much you can afford — in just a few minutes
• Lock in your interest rate
• Do it all online, with no impact to your credit score

It's the smart first step whether you're buying your first home, upgrading, or refinancing.

👉 Start your pre-approval here: https://bit.ly/4roFBpQ

Prefer to talk it through? Send me a message and let's find the right mortgage for you.

09/10/2026

Did you know you can pay off your mortgage faster and save on interest costs? With RBC's Double-Up option, you can prepay any amount between $100 and your regular monthly mortgage payment. This extra amount goes directly towards your principal, helping you become mortgage-free sooner.



Send me a message to see how you can apply this to your mortgage.

RBC Royal Bank's powerful Double-Up option gives you the flexibility to prepay a portion of your regular monthly mortgage payment on any or every payment date. Learn more at RBC Royal Bank.

09/03/2026

With so much at stake, buying a home is a decision you want to make with confidence. No one wants a home they love to become a source of financial or emotional stress. Read our guide covering all the key factors to know if a house is a good investment for you.

IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing informatio...

09/03/2026

Canada’s housing market seems to be finally taking steps toward recovery in 2026.
Let's connect and talk strategy.

Home resales have been on a winning streak since April, inventory has levelled off, and prices appear to be stabilizing or at least falling more slowly.

09/03/2026

Explore current RBC special mortgage offers. Check back often for first time home buyer offers, switch offers, and other limited time offers.

07/09/2026

Canada's housing market is getting more affordable. But the window won't stay open forever. Let's connect and talk strategy.

RBC’s national housing affordability measure is at a four-year best, falling 1.4 percentage-points to 53% in Q1 2026. A decline in the measure means improving affordability.

07/06/2026

Canada's housing market is offering real opportunities for prepared buyers in 2026 Depending on where you live, now could be your moment. Reach out if you want to look at your numbers together.

Whether you’re applying for your first mortgage or renewing one, the right guidance makes a real difference. We spoke to an RBC Mortgage Advisor to learn more.