Marek Kiejko - Financial Services Advisor

02/27/2026

Life Insurance is vitally important. . . . :)

08/20/2024

I've been saying this for years. It is nice that the regulators have caught this, but it is a big bank, so it will be less than a slap on the wrist.

I've transferred many folks from other institutions. From what I've seen, at lease 20% of the accounts were not receiving any grants. When the clients inquired with the institution, they were told, "It's self directed. It's up to you to notice if grants aren't being obtained."

And this outfit it the largest in Canada. No fine will make up for years of missed grants and growth. And this won't be in any news article that the average person will read. . .

Settlement hearing with Royal Mutual Funds scheduled for Oct. 15

06/19/2024

Last year I moved my clients into a investment that now has a 1 year average of 31.3%. It's 10 year is 13.9% and since inception it is 14.2%. It has been a great fund.

Feel free to PM me for more info. :)

05/23/2024

If you are looking for an awesome cell phone plan, check this out. Awesome, but it is over soon. $34/m for 50G.

And if you use my link, I get a perk. :)

Experience the power of 5G speeds, reliable service, and affordable phone plans with Public Mobile. Switch to Public Mobile today to experience mobility differently.

08/17/2023

This is a test. :)

07/27/2023

Last year was tough in the markets.
But I've found a fund that is going great.

My TFSA and RRSP clients have seen a 1 year return of 19.2%, in an investment that has a 10 year average of 14.2%.

If your investments are doing as well, please message me for more info. :)

Send a message to learn more

04/12/2023

I have a hard time believing that any company is doing this. There is only one company in Canada that is.

If you know anyone between the ages of 80-90, they should investigate this. There is a company that will offer a 100% instant death benefit guarantee if they want to be invested in the market. It’s amazing.

They can invest the money, and if the market goes down, the company will pay out the full amount if they were to pass away. And they can redo the contract to “lock in” gains, right up to 90 years old. This is incredible, and allows older people to benefit from market upswing, without the risk.

04/12/2023

Changes to the RESP program in the budget. . .

Registered education savings plans
There are two changes provided to registered education savings plans (RESPs):

increase of educational assistance payment cap – When an RESP beneficiary is enrolled in an eligible post-secondary program, government grants and investment income can be withdrawn from the plan as educational assistance payments (EAPs). EAPs are taxable income for the RESP beneficiary. Within the first 13 consecutive weeks of enrollment in a 12-month period, the current caps of $5,000 for full-time students and $2,500 for part-time students will increase to $8,000 and $4,000, respectively.
allowing divorced or separated parents to open joint RESPs – Only spouses or common-law partners can jointly open an RESP. Parents who opened a joint RESP prior to their divorce or separation can maintain this plan afterwards but are unable to open a new joint RESP. The Budget proposes to enable divorced or separated parents to open joint RESPs for one or more of their children, or to move an existing joint RESP to another institution.
Both changes are effective on Budget Day (March 28, 2023). Individuals who withdrew EAPs prior to Budget Day may be able to withdraw an additional EAP amount, subject to the new limits and the terms of their plans. Also remember, EAPs can be withdrawn up to six months after a beneficiary ceases to be enrolled in an eligible program.

Send a message to learn more

04/12/2023

https://www.advisor.ca/magazine-archives_/advisors-edge_/the-gift-of-homeownership/?utm_source=ADVR_NL&utm_medium=email&utm_campaign=AM_Bulletin&hash=f95e557065c7e9670128277fb90454a4

Tax tips when tapping the Bank of Mom and Dad

05/23/2022

The $5000 RESP contest is coming to an end. Make sure you enter, and share with your friends.

Parents, grandparents, aunts, and uncles can enter a child, grandchild, niece or nephew (remember – max one entry per child).