Philip St Pierre - Independent Associate, World Financial Group

08/02/2025

It’s cheaper than you think it is..

The MOST value for your clients

08/01/2025

Financial Secrets Top 1% Teach Their Kids
1. Money works harder than people-learn to use it early.
2. Own things that make money, not just spend it.
3. Never depend on one income-build multiple streams.
4. Learn how taxes work before you earn big.
5. Save to invest, not just to feel safe.
6. Credit is a tool-use it to grow, not to consume.
7. Buy assets first, luxuries later.
8. Understand the difference between good debt and bad debt.
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9. Time and compounding are your biggest money allies.
10. Your mindset around money matters
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more than how much you earn.

05/22/2025

We are able to help families in many ways. Financial education is important to making informed decisions that affect your future. Below are the ways that we can educate and build a plan for your future. Reach out to me to see how we can help you out.

04/07/2025

What to do in a Volatile Market?


Market volatility and major downturns may cause investors to rethink their investment approach, including moving to cash. Historically, a better approach has been to follow the lessons of the most successful investors: staying the course and remaining focused on the objective during a downturn.



As we have seen in the past, crises come and go, but with a constant pattern of market rebound. Severe market declines are unnerving and understandably cause many investors to reevaluate their options.

Stay put? Cut and run? Add more to my portfolio to benefit from a rebound?

While no single solution is right for every investor, the historical data can provide some insight into which options have the most attractive potential outcomes.

The table below tracks the hypothetical results of four typical investor responses to the financial crisis of 2008 to 2021. Time and time again bear markets have been followed by recoveries that exceed previous highs, while switching to a cash position has only provided minimal opportunity for growth.

Of course, if you have any questions or concerns, please reach out to me and I will be happy to chat and update you on any changes.

07/30/2024

02/27/2024

Make a change in your financial future today!

Take the FIQ quiz and join the journey to financial wellness. It's the perfect tool to help you make smarter decisions and plan for a better future.

Don't wait any longer - Take control and make a difference!

Click the link below to contact a WFG agent.

https://lnkd.in/eDvRxyP8

02/27/2024

Whats your financial IQ?

Make a change in your financial future today!

Take the FIQ quiz and join the journey to financial wellness. It's the perfect tool to help you make smarter decisions and plan for a better future.

Don't wait any longer - Take control and make a difference!

Click the link below to contact a WFG agent.

https://lnkd.in/eDvRxyP8

12/28/2023

Debt can be a major obstacle to achieving financial freedom - But it doesn't have to be. With the right information, you can make the right strides to eliminate debt and move closer to financial independence. WFG believes every person can make SMART financial decisions.

FIQ powered by WFG aids in understanding your confidence in handling financial situations.

Click the link below to learn more about FIQ!

https://www.myfinancialiq.com/about

12/28/2023

Do you know your Financial IQ?

Debt can be a major obstacle to achieving financial freedom - But it doesn't have to be. With the right information, you can make the right strides to eliminate debt and move closer to financial independence. WFG believes every person can make SMART financial decisions.

FIQ powered by WFG aids in understanding your confidence in handling financial situations.

Click the link below to learn more about FIQ!

https://www.myfinancialiq.com/about

12/19/2023

Need to build a strategy for yourself and your loved ones? Not sure you are prepared for retirement or confident you will be able to weather unexpected situations? Find out how financially resilient you are with FIQ by WFG.
https://www.myfinancialiq.com/

12/07/2023

Have you wondered about how the new First Home Saving Account works? What are the rules and regulations and how can it work for you? Looking to buy a house again? Probably the 2nd best thing, saving-wise, the government has come out with since the TFSA! Learn how to maximize your moving-out money! Got a kid taking up space in your house?
You might even be able to get a tax deduction for 2023! Direct message me to get more details.

11/24/2023

Leave a ‘YES’ below if you agree!👇

Remember, on the days when you only have 40% to give, and you still give 40%, you have given 100%.

Consistency compounds. 💪

Little by little, a little becomes a lot.

Do the best you can with what you have.

It will be enough. 🫶

SHARE this to remind others too! 💪