03/17/2022
If you need cash to pay off your high interest credit cards or other debt, using a small portion of your home equity will lower your monthly payments significantly and allow you to get back on track before your mortgage renewal date arrives. Then you can combine your equity loan with your first and lower your payments even more.
If your credit has taken a hit the best way to build it back up is to eliminate all or most of your revolving debt and then control your spending from here on out.
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