Ray Silvestri /Indi Mortgage

Ray Silvestri /Indi Mortgage Mortgage Pro simplifies home financing, making it stress-free. Mortgage agent level 2
# FSRA12403 My client’s needs are #1.

I have over 27 years of experience as a Mortgage Broker servicing the Burlington, Hamilton, Oakville, and surrounding areas, and I am a member in good standing with The Canadian Association of Accredited Mortgage Professionals and Accredited Mortgage Professional. I have been recognized as Canadian Mortgage Professional Magazines top 50 brokers in Canada, as well was recently awarded the 2010 Plat

inum Award for Reader’s choice in the following three categories: Best Overall Customer Service, Best Agent, and Best Mortgage Company. I am a strong believer in customer service and ensuring that the client is fully aware of the situation, pros, and cons and that they get the best mortgage product suited for them. I understand that everyone’s financial situation is unique, therefore, communication, education along with our guidance ensures that all our clients’ needs are met and that they are fully satisfied. When working with us, you can expect honesty with the highest degree of integrity. You can place your confidence in my experience, reliability, and dedication. I am committed to providing you with the best service from the beginning to the end of your transaction with attention to every detail. Give me a call today for a FREE, NO OBLIGATION consultation! 905-634-6111 Ex: 112

Contact us today ( Email: [email protected] ) to arrange a meeting so we can meet your specific needs. OR

Fill out our secure application now and we will contact you to take the next step. http://brainyyack.com/forms/ray/contact_us.aspx

Did you know a mortgage agent can shop multiple lenders for you?Instead of being limited to one bank's products, a mortg...
06/02/2026

Did you know a mortgage agent can shop multiple lenders for you?
Instead of being limited to one bank's products, a mortgage agent can compare options from banks, credit unions, and alternative lenders to help find the best fit.

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

Rent went up… again.And yeah — that’s frustrating.I’ve helped people with average income, decent credit, and limited sav...
05/28/2026

Rent went up… again.
And yeah — that’s frustrating.

I’ve helped people with average income, decent credit, and limited savings become homeowners sooner than they thought possible.

Not because they were rich.
Because they had a plan.

If you’re renting and wondering,
“Will I ever be able to buy?”

Let’s talk. You may be closer than you think.

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

That test just turned into a house hunt…!!!!--- # Hamilton, ON # Hamilton Real Estate # Ontario Mortgage # hamOnt # Burl...
05/19/2026

That test just turned into a house hunt…!!!!

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

The Fastest Way to Stress a Mortgage Broker!--- # Hamilton, ON # Hamilton Real Estate # Ontario Mortgage # hamOnt # Burl...
05/17/2026

The Fastest Way to Stress a Mortgage Broker!

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown -approval

Nothing against your cousin, but...--- # Hamilton, ON # Hamilton Real Estate # Ontario Mortgage # hamOnt # Burlington, O...
05/16/2026

Nothing against your cousin, but...

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

Why hello long weeekend! We hope you find time to relax, recharge, and reconnect this Victoria Day.--- # Hamilton, ON # ...
05/15/2026

Why hello long weeekend! We hope you find time to relax, recharge, and reconnect this Victoria Day.

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

🏠 Rental Income and Using It Help You Qualify for a Mortgage.If you earn rental income from a secondary suite, investmen...
05/14/2026

🏠 Rental Income and Using It Help You Qualify for a Mortgage.

If you earn rental income from a secondary suite, investment and/or multi-unit property; lenders may consider a percentage of this income toward mortgage qualification.

Depending on the lender, 50% to 100% of verified rental income could be added to your total income to help improve affordability, boost your approval odds, or increase your purchasing power.

Connect with us today to discover how your rental/investment income can improve your mortgage options.

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

" Bank said NO?Don’t worry — you still have options!  If the bank says no way, call Ray!   905 634-6111 x 112--- # Hamil...
05/13/2026

" Bank said NO?
Don’t worry — you still have options! If the bank says no way, call Ray! 905 634-6111 x 112

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# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

Your Term is how long your rate and mortgage conditions are locked-in. While many Canadian borrowers choose a 5-year ter...
05/12/2026

Your Term is how long your rate and mortgage conditions are locked-in. While many Canadian borrowers choose a 5-year term, shorter and longer options exist depending on your goals and market conditions.

Your Amortization is the total time to pay off your mortgage (with regular payments). Most are set at 25 years, though some buyers, including first-time buyers, and those purchasing new builds, may have access to 30-year amortizations (longer amortizations can lower monthly payments but increase total interest over time).

Choosing the right amortization can impact both affordability today and cost over the life of your mortgage. Pairing that with the right term helps ensure your mortgage stays aligned with your plans as things change.

📞Before you lock in a rate or commit to a lender, talk to a licensed mortgage agent first. Unlike a bank, a mortgage agent works for you — not the lender — ensuring your mortgage is structured around your goals from day one.

📲 Like, follow, or share to stay informed and empowered.

# Hamilton, ON
# Hamilton Real Estate
# Ontario Mortgage
# hamOnt
# Burlington, ON
# Burlington Real Estate
# GTA Real Estate
# Burlington Homes
# Ontario Homes
# Mortgage Agent
# Mortgages
# Ontario Mortgages
# Waterdown

Address

184 Plains Road East, Suite #2
Burlington, ON
L7T2C3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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