Trevor Bumstead - Dominion Lending Centres - TLC Mortgage Group

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Trevor Bumstead - Dominion Lending Centres - TLC Mortgage Group Let me help you navigate through the complex process of home financing and wealth through real estate
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Is your mortgage coming up for renewal? 🏡Before you sign on the dotted line, there are a few things worth considering!Yo...
11/02/2026

Is your mortgage coming up for renewal? 🏡

Before you sign on the dotted line, there are a few things worth considering!

Your mortgage renewal is more than just securing a new rate. It's an opportunity to review your financial goals, explore your options, and make sure your mortgage still works for your current situation.

Whether your priority is lowering your monthly payments, paying off your mortgage faster, or having more flexibility, the right mortgage strategy can make a difference.

My biggest piece of advice? Don't wait until the last minute!

If your mortgage is coming up for renewal in the next 4–6 months, let's have a conversation and explore your options.

[email protected]
416-315-3992

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10/28/2026

The Bank of Canada has increased its key interest rate by 0.25%, bringing it to 2.50%. This marks the first rate increase since 2023.

With inflation remaining a concern, this decision could mean higher borrowing costs for Canadians with variable-rate mortgages and lines of credit.

Whether you're approaching a mortgage renewal, considering refinancing, or planning to purchase a home, now is a good time to review your options.

Have questions about how this announcement could affect your mortgage? Let's chat!

[email protected]
416-315-3992

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Do you need to completely pay off your student loans before you can think about buying a home? Not necessarily. What mat...
10/26/2026

Do you need to completely pay off your student loans before you can think about buying a home? Not necessarily.

What matters is how those payments fit into your overall financial picture.

When determining how much you may qualify for, lenders consider your existing debt obligations alongside factors like your income, credit and other monthly commitments. That means student loans can affect your borrowing power, but having them doesn’t automatically take homeownership off the table.

If buying a home is on your radar, getting an idea of how your current debt affects your options can help you plan your next steps.

Let’s run the numbers and see where you stand!

[email protected]
416-315-3992

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10/22/2026

There are options for buying a home with less than 20% down, depending on your situation and the purchase price.

Before assuming you’re not ready to get into the market, let’s look at the numbers and see what options may be available to you!

[email protected]
416-315-3992

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Making the mortgage process feel a little easier is always the goal! 🏡Thank you for the kind words and for trusting me t...
10/19/2026

Making the mortgage process feel a little easier is always the goal! 🏡

Thank you for the kind words and for trusting me to help with your cottage financing. It was a pleasure being part of the process!

Thinking about buying a home or cottage? Let’s chat about your options.

[email protected]
416-315-3992

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10/15/2026

Getting approved for a mortgage is one thing. Making sure that mortgage actually works for you is another. 🏡

The lowest rate, the highest approval amount or the easiest option isn’t automatically the right option.

My job is to help you understand what you’re signing, look at the bigger picture and find a mortgage that makes sense for your finances and your goals.

Have questions about your mortgage options? Let’s chat!

[email protected]
416-315-3992

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Taking a moment this Thanksgiving to appreciate the people, opportunities and moments that make the year so meaningful. ...
10/12/2026

Taking a moment this Thanksgiving to appreciate the people, opportunities and moments that make the year so meaningful. 🍂

Wishing everyone a very Happy Thanksgiving! 🦃

10/08/2026

Co-signing can be a great way to help a family member get into the market, but it also comes with financial responsibilities that are important to understand before you sign.

If you’re considering co-signing for someone, let’s talk about what it could mean for you and your finances first.

[email protected]
416-315-3992

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In Canada, many buyers can purchase a home with less than 20% down. The minimum required depends on the purchase price, ...
10/05/2026

In Canada, many buyers can purchase a home with less than 20% down. The minimum required depends on the purchase price, and if your down payment is below 20%, mortgage default insurance will typically be required.

There are also other factors that determine what you can comfortably afford, including your income, debts, credit and closing costs.

So before putting your homeownership plans on hold while you work toward that 20% mark, let’s look at your numbers. You might be closer than you think!

[email protected]
416-315-3992

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10/01/2026

If you’re still paying off student loans, that doesn’t necessarily mean buying your first home is off the table.

When you apply for a mortgage, lenders look at your overall financial picture, including your income, existing debt, credit, down payment and monthly obligations.

Student debt can impact how much you qualify for, but you don’t always need to have a $0 balance before you can start thinking about homeownership.

Before deciding you’re “years away” from buying, it’s worth running the numbers and finding out where you actually stand.

Let’s chat, you might be closer than you think! 🏠

[email protected]
416-315-3992

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Address

Burlington, ON
L8E6E5

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 5pm

Telephone

+14163153992

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