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Brampton Mortgage Broker - Don Stoddart

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Brampton, ON
Brampton Mortgage Broker - Don Stoddart

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Don Stoddart Mortgage Broker Empowering you to make the right mortgage decision for you and your family.

Don Stoddart has been in the mortgage industry for over 40 years; he was a co-owner of First Provincial, one of the founders of Mortgage Intelligence, and a top producing broker at both Mortgage Intelligence and Mortgage Architects. Currently Don is the Broker / Owner of Key Mortgage Partners. He has helped thousands realize their dreams of homeownership.

11/05/2026

Multiple debts, different interest rates and several monthly payments to manage? Refinancing your mortgage could offer another way to approach debt consolidation.

For eligible homeowners, refinancing may allow higher-interest debts, such as credit cards, personal loans or lines of credit, to be combined into one mortgage payment.

The potential benefits? Fewer payments to manage, improved monthly cash flow and possibly a lower interest rate on certain debts.

But there’s more to consider than the monthly payment. Refinancing may involve fees or penalties, and extending repayment over a longer period could increase total interest costs. It also means securing the consolidated debt against your home.

The goal is to find a solution that makes sense for your finances, both now and in the long run.

We’re here to help you find a smarter way forward. Connect with your Mortgage Broker to explore your options!

11/03/2026

When was the last time you gave your mortgage a checkup?

Just like your physical health, your financial health deserves regular attention. And your mortgage is an important part of that picture!

Whether you’re approaching renewal, considering refinancing or simply wondering if your current mortgage still meets your needs, a mortgage checkup can help you understand where you stand and what options may be available.

During a mortgage review, we can help you:

• Review your current mortgage rate, terms and features.
• Explore whether your mortgage still aligns with your financial goals.
• Identify potential refinancing opportunities, including accessing home equity.
• Compare available lenders and mortgage products.
• Prepare for your next renewal before it’s time to make a decision.

Your circumstances may have changed since you first signed your mortgage. Your mortgage strategy may need to change, too.

Is your mortgage due for a checkup? Connect with your Mortgage Broker today!

10/31/2026

🎃 The rate hike wasn’t a treat. 😱

It showed up right before Halloween: big, scary, and keeping homeowners up at night. 👻

So we made it one. 🍬⚡

At Key Mortgage Partners, we Think Different. A rising rate doesn’t have to haunt your renewal or your next move. With the right strategy, even the scariest monster can be cut down to size.

Rate fears creeping in? Let’s talk before your renewal does. 🧡

Happy Halloween from Key Mortgage Partners. 🎃

10/28/2026

The Bank of Canada has officially changed course.

Following seven consecutive holds, the policy rate has increased by 25 basis points to 2.50%.

If a home purchase, mortgage renewal or refinancing is on your radar, now is a good time to revisit your numbers and see how today’s rate environment fits into your plans.

Wondering what this rate hike means for your mortgage? Connect with your Mortgage Broker for guidance tailored to your plans.

10/22/2026

The scariest mortgage stories? The ones that aren’t even true.

Some mortgage myths have been haunting Canadian homebuyers for years. Let’s put three of the biggest ones to rest.

👻 Myth #1: You need a 20% down payment to buy a home.
Not necessarily! Eligible buyers can purchase a home with as little as 5% down, depending on the purchase price. A down payment below 20% typically requires mortgage loan insurance.

👻 Myth #2: You need perfect credit to qualify for a mortgage.
Your credit history matters, but a less-than-perfect score doesn’t automatically mean homeownership is out of reach. Different lenders have different qualification criteria.

👻 Myth #3: Getting pre-approved means your mortgage is guaranteed.
Not quite! A pre-approval gives you an idea of how much you may qualify to borrow, but final approval still depends on your finances, the property and the lender’s requirements.

The truth? Mortgage misinformation can be scarier than the mortgage process itself.

Have a mortgage question that’s been haunting you? Connect with your Mortgage Broker and get the facts before letting a myth make the decision for you.

10/20/2026

Bought a home with mortgage default insurance? That insurance could still have value when you’re ready to move again.

In Canada, mortgage default insurance portability may allow eligible homeowners to transfer their existing coverage to a new property, potentially reducing or eliminating the insurance premium payable on their next home purchase.

Depending on the insurer, timing and eligibility requirements, a premium credit may also be available.

Planning your next move? Connect with your Mortgage Broker to find out whether your existing mortgage insurance could help you save on your next purchase.

10/15/2026

Considering a co-signer for your first home? You’re not alone.

According to CMHC’s 2026 Mortgage Consumer Survey, 28% of first-time homebuyers reported having a co-signer.

While a co-signer may help you qualify for a mortgage, it’s a significant financial commitment for everyone involved. Understanding how co-signing works, the responsibilities it carries, and the potential risks is an important part of making an informed decision.

We’re here to walk you through the details, answer your questions, and help you understand what co-signing could mean for both you and your co-signer.

Considering a co-signer for your first home? Connect with your Mortgage Broker to understand your options and what everyone involved should know before making that commitment.

10/13/2026

Did you know your mortgage might already have a feature that could help you pay it off faster and save on interest?

Many Canadian mortgages offer prepayment privileges, allowing homeowners to increase their regular payments or make lump-sum payments without penalties, within their mortgage agreement’s limits.

But not all mortgages offer the same flexibility, and knowing what’s available to you could make a difference in your long-term mortgage strategy.

Connect with your Mortgage Broker to find out what your mortgage allows and how you could make the most of it.

10/08/2026

Friends don’t let friends make big mortgage decisions on autopilot.

That renewal offer may be easy to sign, but your needs, finances and available mortgage options may look very different from when your current term started.

We can take a look at the offer, compare what else may be available and help you decide whether renewing, negotiating or switching makes the most sense.

Renewal coming up? Be a good friend to your future self. Connect with your Mortgage Broker before you sign.

10/06/2026

Getting mortgage-ready means making sure the key pieces are in place before you start seriously shopping for a home.

We can help you review your credit and identify areas that may need attention, explain the down payment requirements that could apply to your purchase, help you gather the income and financial documents lenders may ask for, and make sure important details don’t get missed.

We also help you understand what lenders may be looking at, what you may qualify for, and how to strengthen your overall application before you start making serious offers.

Planning to buy? Connect with your Mortgage Broker and let us help you get mortgage-ready from the start.

Address

Brampton, ON
L6X1A1

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19058741680

Website

http://www.donstoddart.com/

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