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ParamDua.Mortgages

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Canada
Brampton, ON
ParamDua.Mortgages

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Mortgage Agent

10/28/2026

Your car loan could be blocking your mortgage 🚗🏡

Did you know a mortgage broker can help with your car loan too? 👀

A high car payment can lower your mortgage approval, or stop it completely. Here’s how we can help:

✅ Lower your monthly payment
✅ Add cash to pay off a line of credit or high-interest debt
✅ Remove a co-signer
✅ Move the loan off your personal credit (incorporated self-employed)
✅ Convert a lease to a loan

📩 DM me “CAR LOAN” or call 514-443-5705 for a quick, no-obligation check. No documents needed to see your options.

Param Dua
Mortgage Agent Level 2

BRX Mortgage FSRA 13463

10/28/2026

“INCOME vs RRSP”

Nobody tells you that the RRSP deduction is worth completely different amounts depending on your income.

At $60,000: $10,000 contributed, gets you $2,100 back.

At $100,000: $10,000 contributed, gets you $2,900 back.

At $150,000: $10,000 contributed, gets you $4,300 back.

Same contribution. Three completely different refunds.

The higher your income — the more powerful the RRSP becomes.

Most people contribute without ever calculating which account actually wins for their bracket.

Calculate first. Contribute second.

(Not a Financial Advice, just Education)

PARAM DUA
Mortgage Agent Lvl2
M23006993
BRX Mortgage | FSRA 13463
Ph: 514-443-5705
E: [email protected]

10/10/2026

10/03/2026

“I can afford the mortgage payment.”

I hear this all the time.

And maybe you can.

But there’s a difference between being able to make a payment and being comfortable with the entire cost of owning the home.

Mortgage payment.

Property taxes.

Home insurance.

Utilities.

Maintenance.

Repairs.

And then life happens.

A furnace decides to quit.

The car needs work.

Your child starts an expensive activity.

Your income changes.

The question shouldn’t only be:

“Can I make the payment?”

A better question is:

“Can I make the payment and still have room to live?”

Homeownership should build stability.

It shouldn’t leave you financially holding your breath every month.

Param Dua
Mortgage Agent lvl 2
M23006993
BRX Mortgage | FSRA 13463
Ph: 514-443-5705
E: [email protected]

08/16/2026

Are you Under High rate of Interest DEBT and sitting on equity.

05/18/2026

Bank Declined or Private Mortgage ?

05/17/2026

Declined by bank ? Or looking for quick closing?
We got you covered.

05/14/2026

Private 2nd mortgage rates starting at 4.99%

Address

Brampton, ON

Telephone

+5144435705

Website

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