Harman Batta - Mortgage Alliance

Harman Batta - Mortgage Alliance Harman Batta | Mortgage Broker | Mortgage Alliance | Lic #10530
By your side always, let us help you own your dream home 🏡

09/08/2026

Before investing in RRSP, understand this first! ⚠️

RRSP can help you grow your money, but remember - it’s tax-deferred, not tax-free.

Your investments can grow significantly over time, but when you withdraw, taxes may apply.

For many Canadians, understanding the difference between RRSP and TFSA can make a huge impact on their financial future.

Make informed decisions before choosing where to invest. 💰

Follow for more simple finance tips.

09/05/2026

Ranking Ontario cities based on crime rates and safety.

From Oakville being one of the safest cities to Brantford facing higher crime concerns, every city has its own story.

Safety is an important factor when choosing where to live, invest, or raise a family.

Do you agree with this ranking? Share your thoughts in the comments.

09/04/2026

Divorce doesn’t always mean you have to sell your home. 🏡

In Canada, a Spousal Buyout may allow one partner to refinance the mortgage, pay the other partner their share of the equity, and keep the property.

In certain qualifying cases, financing may be available for up to 95% of the home’s appraised value, subject to lender requirements and approval.

Want to understand how a Spousal Buyout could work for you?

📞 Call +1 (647) 685-9000

09/02/2026

TD Bank is making mortgage payments more flexible for homeowners. 🏡

Eligible borrowers may have the option to pause mortgage payments for up to 4 months during certain financial situations, with deferred amounts added back later.

If you’re planning to get a mortgage, it’s worth understanding what payment-flexibility options your lender offers.

📞 Contact us for more details.

08/31/2026

A $3M gas station business… but only $300K profit? 👀

Most people look at revenue and think they’re making millions.
But the real story is hidden in the expenses.

Fuel margins, convenience store sales, labour, rent, and operating costs decide the actual profit.

Would you invest in a gas station business? 🤔

Comment your thoughts.

08/24/2026

If your household brings in $13,000 a month, earning well is only half the game - knowing where your money goes matters just as much.

After taxes and regular monthly expenses, you could still have around $5,000 left every month to save and invest.

With a smart mix of emergency savings, FHSA and TFSA contributions, that money could potentially grow to around $243K in 5 years, depending on returns and your individual tax situation.

Start giving every dollar a purpose.

Share this with your partner and start budgeting your finances today. 💰

08/21/2026

Going through a divorce and want to keep the home?

Buying out your ex-partner’s share may be possible, but you’ll typically need their consent and a new mortgage application in your name.

Lenders may review your income, credit, separation documents, and other financial details. Child support or spousal support you receive may also be considered as qualifying income in some cases.

Every situation is different, so getting the right guidance before making a decision is important.

Call: +1 647 685 9000

08/19/2026

This couple chose a $10K seller credit instead of a $10K price reduction 🏡

It helped cover closing costs and saved their cash upfront.

Sometimes, a smarter deal matters more than a lower price.

08/17/2026

Moving to Canada? Before upgrading your phone, make sure your finances are updated too. 💰

Update your KYC, review whether your Indian savings account needs to be converted to an NRO account, and understand your Canadian reporting obligations for income earned in India.

Getting these basics right early can help avoid banking, tax, and documentation complications later.

Save this reel and share it with your NRI friends. ✈️

08/12/2026

New to Canada with little or no Canadian credit history? 🏡

You may still be able to qualify for a mortgage through New to Canada programs. Depending on the lender and your situation, alternative credit documentation from your home country may help support your application.

Don’t let a new credit file stop you from exploring homeownership.

Want to know how the program works? Comment “CANADA” below. 👇

Address

52-11685 McVean Drive
Brampton, ON
L6P4N5

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm

Telephone

+16476859000

Website

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