Vicky Collins, RBC Mobile Mortgage Specialist, RBC Royal Bank of Canada

10/30/2026

The latest RBC Home Ownership Poll found that:

- Buying is more complicated than ever: 74% of respondents said buying a home today is more complicated than it was for previous generations, and 65% said past generations don't understand the challenges facing today's buyers.

- Timing anxiety is real: Half of prospective buyers worry that waiting could mean being priced out if home prices rise, while an equal share worry about purchasing now only to see prices fall.

If you're navigating today's market, whether it's your first purchase or your next renewal, understanding your best next move makes all the difference. Let's connect!

Canadians used to be driven to buy their first home before 30, but a recent RBC poll shows those days may be in the rearview mirror for first-time home buyers.

10/29/2026

53% of prospective buyers would consider a multi-generational home according to latest RBC Home Ownership Poll.

What's driving the interest in multi-generational home ownership?
- 34% of prospective buyers say multi-generational living is becoming more common because of housing affordability (39% for all respondents)
- 32% of prospective buyers believe it's a smart way for families to manage housing costs (32% for all respondents)
- 26% of prospective buyers feel it's more out of necessity than choice (30% for all respondents)

Thinking about buying a home with family? Let's talk through your options together. Reach out to connect and we'll find the right plan for your situation.

10/09/2026

Higher oil prices mean risks to our call for the BoC to start hiking in 2027 are now tilting towards earlier. Secure your mortgage rate today* and help protect your budget with confidence.

Lock in your rate* here: Online mortgage pre-approval application link

Message me directly if you have any questions!

*We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.

Resurging oil prices are adding to inflation worries that may prompt global central banks to (in some cases, further) raise interest rates in the near-term. We revised our headline inflation forecasts higher for Canada and the United States, but for now expect gradual and limited passthrough to core...

10/01/2026

Canada’s non-profit sector is facing growing pressure as organizations respond to rising community needs while navigating workforce shortages, funding instability and economic uncertainty. From talent retention to digital resilience, RBC says its new Stronger Nonprofits Program aims to help support that work.

From talent retention to digital resilience, RBC says its new Stronger Nonprofits Program aims to help support that work.

09/26/2026

Recent news hints that a possible rate hike may be ahead. Secure your rate today* and help protect your budget with confidence.

Lock in your rate* here: https://bit.ly/4d9rQVX

Message me directly if you have any questions!

*We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.

Traders are increasingly betting that the Bank of Canada could end its string of interest rate holds and deliver a hike as early as next month.

09/17/2026

Closing day is the moment you get the keys to your new home. Exciting? Absolutely!
But it can also feel a little overwhelming.

With the right preparation, closing day can be exactly what it should be: a celebration!

Let's make your closing day stress-free. DM me!

*Article available in English only.

Closing day is the day you get the keys to your new home. Exciting? Definitely! But it can also be a little overwhelming, especially for first-time home buyers. What actually happens? What do you need to do as a buyer? What should you expect from the sellers? Your REALTOR®? Your mortgage advisor? ....

09/13/2026

At RBC, we support you beyond homeownership. For students, our Student Line of Credit offers up to $1,000 when you open an account — to help manage school costs, so you can focus on your studies. Choose from three program-based options with competitive rates, flexible repayment, and interest-only payments on what you use.

Message me and I'll connect you with the right RBC advisor to explore this offer.

*Qualifying criteria and other conditions apply.

Get up to $1,000 cash with an RBC Student Line of Credit. Explore flexible student loans & lines of credit offers, no principal payments during school. Apply today!

09/12/2026

House hunting without a pre-approval is like grocery shopping without knowing your budget.

Before you fall in love with a home, let's make sure the numbers work — and lock in your rate so you're protected if rates move.

With RBC's online mortgage pre-approval, you can:
• Find out how much you can afford — in just a few minutes
• Lock in your interest rate
• Do it all online, with no impact to your credit score

It's the smart first step whether you're buying your first home, upgrading, or refinancing.

👉 Start your pre-approval here: https://bit.ly/4A7pHns

Prefer to talk it through? Send me a message and let's find the right mortgage for you.

09/11/2026

Did you know you can pay off your mortgage faster and save on interest costs? With RBC's Double-Up option, you can prepay any amount between $100 and your regular monthly mortgage payment. This extra amount goes directly towards your principal, helping you become mortgage-free sooner.



Send me a message to see how you can apply this to your mortgage.

RBC Royal Bank's powerful Double-Up option gives you the flexibility to prepay a portion of your regular monthly mortgage payment on any or every payment date. Learn more at RBC Royal Bank.

09/06/2026

If you’re like most Canadians, buying a home is probably one of the biggest investment you’ll ever make. Thankfully, Canada’s federal and provincial governments offer several different programs designed to support first-time home buyers.

Let's connect to build a personalized plan that makes the most of every program available to you and every dollar you’ve saved.

If you’re like most Canadians, buying a home is probably one of the biggest investment you’ll ever make. But for first-time home buyers, just saving up enough money for the down payment can take years or even decades to accomplish. Thankfully, Canada’s federal and provincial governments offer ...