What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Diane Gogar Mortgage Agent

Home
Canada
Ajax, ON
Diane Gogar Mortgage Agent

Call Directions Website

Mortgage Agent Level 1, Vine Group, Lic #13511
Convert bad debt into good debt, have mortgage freedom years sooner and consistently grow net worth.

Smith Manoeuvre Certified.

11/02/2026

1 question for your bank this week:

“What is my prepayment privilege?”

10% means you hit a wall within the year.
No limit means the strategy can breathe.

1 client paid a $2,726 penalty to move.
The calculator showed $240,000 saved.

Ask. Write it down. Then let’s talk.

Comment CASHFLOW and I’ll send you the link to my free training.

11/01/2026

Real Numbers | Episode 3.

$776,560 variable mortgage. 2 rentals. $4,725 a month in rental income.

Debt converted in 8.6 years.
Mortgage-free in 18 years 8 months, not 30.
$495,000 in payments avoided.
$128,500 in projected tax savings.

With an offset mortgage: debt-free in about 7 years 4 months.

Episode 4 next week. Follow so you don’t miss it.

Comment CASHFLOW and I’ll send you the link to my free training.

10/31/2026

5 setup mistakes I see on almost every call:

Everything in 1 account
Rental expenses paid from your own pocket
No paper trail on a borrowed down payment
A lender that caps lump-sum payments
Assuming your accountant caught it

None of these are about how many properties you own.

Save this and check your own setup tonight.

Comment CASHFLOW and I’ll send you the link to my free training.

10/28/2026

When Cash Flow Is Scarce, Every Dollar Must Work Harder.

The right structure can use your rental income and tax savings to reduce your primary mortgage faster- without adding another payment to your monthly budget.

Same cash flow. Greater purpose. Mortgage freedom years sooner.

Comment CASHFLOW to see what your numbers look like.

10/27/2026

10/26/2026

Your Mortgage Should Do More Than Take Money From Your Account Every Month!

With the right structure, it can improve cash flow, reduce non-deductible debt, build equity faster and support your long-term goals.

A lower rate saves interest. A better strategy can change your financial future.

Comment CASHFLOW for a link to a free training on this.

10/25/2026

Owning Assets Creates Potential. The Right Structure Turns That Potential Into Wealth.

Connect your rental income, HELOC and primary mortgage to reduce non-deductible debt, create potential tax savings and build equity faster.

You already have the foundation. Now make it work.

Comment CASHFLOW for a link to my free Training.

10/24/2026

A 400 square foot carriage home.
A main floor plus basement.
2 suites inside the family home.

3 different suites. Same structure.

All 3 could take years off the mortgage on the house the owner lives in.

Save this if you have a suite that only pays the utilities.

Comment CASHFLOW and I’ll send you the link to my free training.

10/21/2026

She was $81 a month short and ready to list the rental.

The calculator showed:

5 years off her mortgage.
$218,600 in payments avoided.
$128,000 in projected tax refunds.

The property she wanted to sell could be the one that pays off her home.

Run the numbers before you list.

Comment CASHFLOW and I’ll send you the link to my free training.

10/20/2026

$213,000 mortgage.
2 modest rentals.

7.5 years to mortgage-free, not 25.
210 fewer payments.
$240,000 saved.

No new property. No extra income.

That is what could happen when the structure is right.

Comment CASHFLOW and I’ll send you the link to my free training.

Address

190 Harwood Avenue S
Ajax, ON
L1S2H6

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14164648898

Website

http://indebttobuildwealth.ca/

Alerts

Be the first to know and let us send you an email when Diane Gogar Mortgage Agent posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.