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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Tracy Axford, The Mortgage Centre Lic#M08000643

Home
Canada
Ajax, ON
Tracy Axford, The Mortgage Centre Lic#M08000643

Get the home you want with a mortgage that fits your life - ask me how! I’m an independent accredited mortgage agent, which means I work for you – not a bank.

Every mortgage is a little bit different; my job is to understand all the available options and explain them, in plain language, so you can decide which one works best for you. My clients are: first-time home buyers ■ self-employed ■ renewing their mortgage ■ refinancing debt ■ taking on a second mortgage. I can also help you come up with a plan to fix your credit, so you'll qualify for a better rate. With more than 20 years of industry skill, I negotiate with trusted and secure lenders on your behalf - and nine times out of ten, I will get you a better interest rate than a bank would offer. My service costs you nothing: I’m paid by the lender – but only when I’ve found a mortgage that’s the best deal for you at a great interest rate. Contact me today for a confidential discussion at 905-626-3459. Tracy Axford, AMP (License #: M08000643)

10/31/2026

"When black cats prowl and pumpkins gleam, may luck be yours on Halloween." – Unknown⁠ ⁠
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Have a great Halloween!⁠

~Tracy

10/29/2026

In other words, you now owe more than you did when you bought your home. There is no universal formula for the trigger point - it can vary lender to lender, and can depend on how much you put down.

A slight change in interest rates might not be a problem, but if they jump more than 2% from your original rate then you may be in trouble.
If you receive notice that your mortgage has reached its trigger point, don’t panic! There are solutions available...

Sound like a situation you or a friend is going through? Reach out to see how I can help you.

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/28/2026

A reverse mortgage allows homeowners to convert a portion of their home equity into tax-free cash without selling their home. This is a financial tool that allows you to access funds by borrowing against the value of your home. This can provide a valuable source of income to enhance your lifestyle, cover planned and unplanned costs, or manage other financial needs.⁠
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Think this might be for you? I can help you.⁠
Never worked with anyone other than your bank? That’s totally ok.⁠
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There are so many benefits to working with me that you will wonder why you waited & there are no fees to do it.⁠
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Contact me to discuss.⁠⁠

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/25/2026

Your home is more than just a roof over your head — it’s where your family’s memories are made. ⁠

Whether you're planning for your next mortgage renewal or looking to refinance for better terms, Tracy Axford Mortgages is here to help guide your journey — clearly, confidently, and stress-free.⁠
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As a mortgage coach, the service I provide and the options I can present to you will surprise you. Experience the difference between working with me vs. directly with the bank. ⁠
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Personalized service⁠
Expert advice⁠
Over 30 years of trusted experience⁠

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/22/2026

Your home has been the backdrop of life’s most meaningful moments. ⁠
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At Tracy Axford Mortgages, we help you leverage your existing equity or refinance with confidence — whether you’re planning upgrades, consolidating debt, or investing in your future.⁠
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Let’s work together to make your next move a smart one. ⁠

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/21/2026

As your family grows, so can your home! Renovating might be a more practical and cost-effective solution than moving—especially if you love where you live. ⁠⁠
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Whether you need an extra bedroom, a bigger kitchen, a cozy family space, or even a finished basement or outdoor retreat, I can help you explore how to leverage your home’s equity to make it happen.⁠
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Let’s chat whenever it’s convenient for you! ⁠

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/18/2026

Don’t wait to ask questions—taking action now will ensure you make the best choice for your future.⁠
Let me guide you through the entire process—from application to approval—so you can make confident decisions every step of the way.⁠
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👉 Whether you’re looking to unlock your home’s equity for a renovation, exploring mortgage renewal options, or simply wanting more control over your payments, I’m here to help.⁠

📞 Call, 📧 or email to schedule a consultation.⁠
Let’s work together to secure the best mortgage deal for you!⁠

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/15/2026

Declutter more than just your space—clear out old ideas, toxic relationships, and bad habits.

Anything that doesn’t support your best self is just extra baggage. Let it go and make room for growth!

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/14/2026

When it comes time to renew your mortgage in Ontario, it’s important to know you have options — far more than what your bank may offer. Working with me means access to a wide range of lenders, competitive rates, and tailored solutions that fit your evolving needs, not just the bank’s bottom line. ⁠
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Don’t settle for limited choices. Let’s explore the full range of possibilities and find the mortgage renewal that works best for you.⁠

~Tracy Axford
Mortgage Agent Level 2
The Mortgage Centre - 10231
905-626-3459⁠
[email protected]⁠

10/12/2026

Sending love to everyone today!⁠
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Even if your mortgage term is not up, it is still very much worth a conversation.⁠
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~ Tracy⁠💜

Address

67 Old Kingston Road
Ajax, ON
L1T3A5

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.tracyaxfordmortgages.com/

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